{"success":true,"data":{"pressRelease":{"id":"133296","rtpr_id":"nPNAcrNHza","ticker":"V","exchange":"NYSE","all_tickers":["V"],"title":"Visa Launches Enhanced A2A Protect Innovations to Help Financial Institutions Stop Fraud Before Money Leaves Accounts","author":"PR Newswire","published_at":"2026-09-02T00:30:00.326Z","article_body":"Visa Launches Enhanced A2A Protect Innovations to Help Financial Institutions\nStop Fraud Before Money Leaves Accounts\nPR Newswire\n\nSINGAPORE, Sept. 2, 2026\n* New unified fraud score is the company's first combined offering in-market\nsince Visa's acquisition of Featurespace which delivers real-time A2A risk\ninsights\n* New graph-powered, agentic capability helps accelerate complex fraud and\nrisk investigations\n* A2A Protect has been shown to reduce over 50% more fraud and help reduce\nover 40% in unnecessary fraud alerts\nSINGAPORE, Sept. 2, 2026 /PRNewswire/ -- Visa (NYSE: V), a world leader in\ndigital payments, today announced an enhanced version of A2A Protect,\ndelivering real-time risk insights that help banks stop account-to-account\nfraud before money leaves customer accounts. The expanded solution introduces\na new unified fraud score—Visa's first in-market integration of Featurespace\ntechnology—giving financial institutions faster, clearer signals to detect\nmore fraud while reducing unnecessary alerts.\n\n\n\nIn addition, Visa is developing its complementary fraud prevention\ncapabilities through Visa Graph IQ, a graph-powered, agentic investigation\ncapability that provides deeper investigative insights to help financial\ninstitutions uncover fraud networks, identify money mule activity, detect\nemerging threats, and accelerate fraud and risk investigations.\n\nAs account-to-account (A2A) payments accelerate globally, A2A transactions are\nprojected to surpass 5.8 trillion by 2028, a 160% increase from 2024, with\nAsia Pacific expected to account for more than half of global A2A consumer\ntransactions by 2028([1]). While this growth presents significant\nopportunities, it also creates new fraud risks. Asia Pacific accounts for an\nestimated 67% of the world's USD 1.03 trillion in annual scam losses, with\nAsia alone recording USD 688.42 billion in scam-related losses in 2024([2]).\nThis growing threat is driving increased regulatory and industry focus on\nstrengthening fraud prevention capabilities and enhancing consumer protection.\n\nA2A Protect leverages advanced AI and sophisticated transfer learning and\ngives banks immediate access to critical global risk insights on A2A\ntransactions, without waiting months for models to develop intelligence from a\nbank's own transaction data, and without having to wait for other banks to\njoin a consortium, delivering results and value from day one. Banks that opt\nin can incorporate additional network-level signals to enhance detection of\nemerging threats operating across the ecosystem.\n\n\"As account-to-account payments continue to accelerate across Asia Pacific,\nfinancial institutions are looking for ways to grow digital payments with\nconfidence while maintaining a seamless experience for consumers and\nbusinesses,\" said Serene Gay, Head of Value-Added Services, Asia Pacific at\nVisa. \"The latest enhancements to A2A Protect combine Visa's network\nintelligence with advanced AI capabilities to help our clients detect fraud\nearlier, respond faster to emerging threats, and strengthen trust in the\ndigital payments ecosystem.\"\n\nFor financial institutions that opt into network level intelligence sharing,\nA2A Protect highlights emerging scam hotspots and coordinated fraud activity\n– insights that may be difficult for individual financial institutions to\ndetect alone, and that help the wider ecosystem respond faster to new threats.\nThis gives financial institutions an earlier and more complete view of risk,\nhelping to identify scams before authorisation. In fact, Visa A2A Protect has\nbeen shown to increase fraud detection by up to 75% in the first six months of\ndeployment.\n\nA2A Protect integrates with financial institutions' current systems through a\nsingle API, reducing implementation time and complexity. Each alert includes a\nplain language explanation of why a transaction was flagged, helping fraud\nteams act quickly and confidently without disrupting genuine customers.\n\nFor more information on how Visa works to prevent fraud across the ecosystem,\nvisit Visa.com/security.\n\n ([1])Juniper Research, Global Instant Payments Market Report (https://www.juniperresearch.com/research/fintech-payments/emerging-payments/instant-payments-research-report/), September 2025  \n ([2])GASA, Asia Scam Report (https://gasa.org/knowledge-base/blog/2024-asia-scam-report-688-billion-lost), 2024                                                                               \n\nAbout Visa Inc.\nVisa (NYSE: V) is a world leader in digital payments, facilitating payments\ntransactions between consumers, merchants, financial institutions and\ngovernment entities across more than 200 countries and territories. Our\nmission is to connect the world through the most innovative, convenient,\nreliable and secure payments network, enabling individuals, businesses and\neconomies to thrive. We believe that economies that include everyone\neverywhere, uplift everyone everywhere and see access as foundational to the\nfuture of money movement. Learn more at Visa.com\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=http%3A%2F%2FVisa.com&esheet=54406227&newsitemid=20260128320809&lan=en-US&anchor=Visa.com&index=1&md5=ad3764ed5a48d8b588a3628686869d8b).\n\nView original content to download\nmultimedia:https://www.prnewswire.com/apac/news-releases/visa-launches-enhanced-a2a-protect-innovations-to-help-financial-institutions-stop-fraud-before-money-leaves-accounts-302866292.html\n\nSOURCE Visa\n\n\n\nPhoto: \nhttps://mmx.prnewswire.com/media/MS1126985/visa-Logo.jpg?id=OA2923175\n\nCopyright (c) 2026 PR Newswire Association,LLC. All Rights Reserved.","article_body_html":"","raw_payload":{"data":{"id":"nPNAcrNHza","title":"Visa Launches Enhanced A2A Protect Innovations to Help Financial Institutions Stop Fraud Before Money Leaves Accounts","author":"PR Newswire","ticker":"V","created":"2026-09-02T00:30:00.326Z","tickers":["V"],"exchange":"NYSE","article_body":"Visa Launches Enhanced A2A Protect Innovations to Help Financial Institutions\nStop Fraud Before Money Leaves Accounts\nPR Newswire\n\nSINGAPORE, Sept. 2, 2026\n* New unified fraud score is the company's first combined offering in-market\nsince Visa's acquisition of Featurespace which delivers real-time A2A risk\ninsights\n* New graph-powered, agentic capability helps accelerate complex fraud and\nrisk investigations\n* A2A Protect has been shown to reduce over 50% more fraud and help reduce\nover 40% in unnecessary fraud alerts\nSINGAPORE, Sept. 2, 2026 /PRNewswire/ -- Visa (NYSE: V), a world leader in\ndigital payments, today announced an enhanced version of A2A Protect,\ndelivering real-time risk insights that help banks stop account-to-account\nfraud before money leaves customer accounts. The expanded solution introduces\na new unified fraud score—Visa's first in-market integration of Featurespace\ntechnology—giving financial institutions faster, clearer signals to detect\nmore fraud while reducing unnecessary alerts.\n\n\n\nIn addition, Visa is developing its complementary fraud prevention\ncapabilities through Visa Graph IQ, a graph-powered, agentic investigation\ncapability that provides deeper investigative insights to help financial\ninstitutions uncover fraud networks, identify money mule activity, detect\nemerging threats, and accelerate fraud and risk investigations.\n\nAs account-to-account (A2A) payments accelerate globally, A2A transactions are\nprojected to surpass 5.8 trillion by 2028, a 160% increase from 2024, with\nAsia Pacific expected to account for more than half of global A2A consumer\ntransactions by 2028([1]). While this growth presents significant\nopportunities, it also creates new fraud risks. Asia Pacific accounts for an\nestimated 67% of the world's USD 1.03 trillion in annual scam losses, with\nAsia alone recording USD 688.42 billion in scam-related losses in 2024([2]).\nThis growing threat is driving increased regulatory and industry focus on\nstrengthening fraud prevention capabilities and enhancing consumer protection.\n\nA2A Protect leverages advanced AI and sophisticated transfer learning and\ngives banks immediate access to critical global risk insights on A2A\ntransactions, without waiting months for models to develop intelligence from a\nbank's own transaction data, and without having to wait for other banks to\njoin a consortium, delivering results and value from day one. Banks that opt\nin can incorporate additional network-level signals to enhance detection of\nemerging threats operating across the ecosystem.\n\n\"As account-to-account payments continue to accelerate across Asia Pacific,\nfinancial institutions are looking for ways to grow digital payments with\nconfidence while maintaining a seamless experience for consumers and\nbusinesses,\" said Serene Gay, Head of Value-Added Services, Asia Pacific at\nVisa. \"The latest enhancements to A2A Protect combine Visa's network\nintelligence with advanced AI capabilities to help our clients detect fraud\nearlier, respond faster to emerging threats, and strengthen trust in the\ndigital payments ecosystem.\"\n\nFor financial institutions that opt into network level intelligence sharing,\nA2A Protect highlights emerging scam hotspots and coordinated fraud activity\n– insights that may be difficult for individual financial institutions to\ndetect alone, and that help the wider ecosystem respond faster to new threats.\nThis gives financial institutions an earlier and more complete view of risk,\nhelping to identify scams before authorisation. In fact, Visa A2A Protect has\nbeen shown to increase fraud detection by up to 75% in the first six months of\ndeployment.\n\nA2A Protect integrates with financial institutions' current systems through a\nsingle API, reducing implementation time and complexity. Each alert includes a\nplain language explanation of why a transaction was flagged, helping fraud\nteams act quickly and confidently without disrupting genuine customers.\n\nFor more information on how Visa works to prevent fraud across the ecosystem,\nvisit Visa.com/security.\n\n ([1])Juniper Research, Global Instant Payments Market Report (https://www.juniperresearch.com/research/fintech-payments/emerging-payments/instant-payments-research-report/), September 2025  \n ([2])GASA, Asia Scam Report (https://gasa.org/knowledge-base/blog/2024-asia-scam-report-688-billion-lost), 2024                                                                               \n\nAbout Visa Inc.\nVisa (NYSE: V) is a world leader in digital payments, facilitating payments\ntransactions between consumers, merchants, financial institutions and\ngovernment entities across more than 200 countries and territories. Our\nmission is to connect the world through the most innovative, convenient,\nreliable and secure payments network, enabling individuals, businesses and\neconomies to thrive. We believe that economies that include everyone\neverywhere, uplift everyone everywhere and see access as foundational to the\nfuture of money movement. Learn more at Visa.com\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=http%3A%2F%2FVisa.com&esheet=54406227&newsitemid=20260128320809&lan=en-US&anchor=Visa.com&index=1&md5=ad3764ed5a48d8b588a3628686869d8b).\n\nView original content to download\nmultimedia:https://www.prnewswire.com/apac/news-releases/visa-launches-enhanced-a2a-protect-innovations-to-help-financial-institutions-stop-fraud-before-money-leaves-accounts-302866292.html\n\nSOURCE Visa\n\n\n\nPhoto: \nhttps://mmx.prnewswire.com/media/MS1126985/visa-Logo.jpg?id=OA2923175\n\nCopyright (c) 2026 PR Newswire Association,LLC. All Rights Reserved."},"type":"article","timestamp":"2026-09-02T00:30:00.377075755Z","server_sent_at_ms":1788309000377},"received_at":"2026-09-02T00:30:00.464Z","source_url":null},"analysis":{"id":"122189","press_release_id":"133296","analysis_json":{"industry":{"label":"Transaction & Payment Processing Services","sector":"Financials"},"redFlags":[],"eventType":"product_launch","narrative":"Visa launched an enhanced version of A2A Protect, integrating Featurespace technology to provide a unified fraud score and help banks stop account-to-account fraud before money leaves accounts.\n\nThe company also introduced Visa Graph IQ, a graph-powered tool for investigating fraud networks, addressing a market projected to grow to 5.8 trillion transactions by 2028.\n\nVisa reports the solution can increase fraud detection by up to 75% in the first six months while reducing unnecessary fraud alerts by over 40%.","sentiment":"bullish","agentHooks":{"shouldPost":false,"suggestedAngle":"Product update enhances fraud detection capabilities via AI integration."},"keyFigures":{"customDimensions":{"alert_reduction_pct":"40%","global_annual_scam_losses":"USD 1.03 trillion","a2a_growth_rate_2024_to_2028":"160%","asia_annual_scam_losses_2024":"USD 688.42 billion","asia_pacific_scam_loss_share":"67%","fraud_detection_increase_pct":"75%","a2a_transactions_projected_2028":"5.8 trillion"}},"quotedText":"As account-to-account payments continue to accelerate across Asia Pacific, financial institutions are looking for ways to grow digital payments with confidence while maintaining a seamless experience for consumers and businesses","namedEntities":{"people":[{"name":"Serene Gay","role":"Head of Value-Added Services, Asia Pacific"}],"products":["A2A Protect","Visa Graph IQ"],"companies":[{"name":"Visa Inc.","ticker":"V"},{"name":"Featurespace","relationship":"acquired technology provider"},{"name":"Juniper Research","relationship":"market data source"},{"name":"GASA","relationship":"market data source"}],"dollarAmounts":[{"amount":"5.8 trillion","context":"projected A2A transactions by 2028"},{"amount":"USD 1.03 trillion","context":"global annual scam losses"},{"amount":"USD 688.42 billion","context":"Asia scam-related losses in 2024"}]},"materialImpact":{"score":2,"reasoning":"Product enhancement integrating Featurespace acquisition with strong efficacy claims (up to 75% fraud detection increase), but represents standard innovation activity for a mega-cap firm rather than a market-moving binary event."},"tickerRelevance":{"others":[],"primary":"V"},"globalImportance":25,"audienceRelevance":45,"eventTypeSecondary":[],"importanceComponents":{"tickerTier":"mega-cap","eventGravity":"product_launch","householdBrandBoost":true}},"event_type":"product_launch","event_type_secondary":null,"sentiment":"bullish","material_impact_score":2,"narrative":"Visa launched an enhanced version of A2A Protect, integrating Featurespace technology to provide a unified fraud score and help banks stop account-to-account fraud before money leaves accounts.\n\nThe company also introduced Visa Graph IQ, a graph-powered tool for investigating fraud networks, addressing a market projected to grow to 5.8 trillion transactions by 2028.\n\nVisa reports the solution can increase fraud detection by up to 75% in the first six months while reducing unnecessary fraud alerts by over 40%.","key_figures":{"customDimensions":{"alert_reduction_pct":"40%","global_annual_scam_losses":"USD 1.03 trillion","a2a_growth_rate_2024_to_2028":"160%","asia_annual_scam_losses_2024":"USD 688.42 billion","asia_pacific_scam_loss_share":"67%","fraud_detection_increase_pct":"75%","a2a_transactions_projected_2028":"5.8 trillion"}},"named_entities":{"people":[{"name":"Serene Gay","role":"Head of Value-Added Services, Asia Pacific"}],"products":["A2A Protect","Visa Graph IQ"],"companies":[{"name":"Visa Inc.","ticker":"V"},{"name":"Featurespace","relationship":"acquired technology provider"},{"name":"Juniper Research","relationship":"market data source"},{"name":"GASA","relationship":"market data source"}],"dollarAmounts":[{"amount":"5.8 trillion","context":"projected A2A transactions by 2028"},{"amount":"USD 1.03 trillion","context":"global annual scam losses"},{"amount":"USD 688.42 billion","context":"Asia scam-related losses in 2024"}]},"model_name":"glm-4.7","prompt_hash":"sha256:727b4b9429a443af","schema_hash":"sha256:05005c02d9cffac9","created_at":"2026-09-02T00:31:10.623Z","global_importance":25,"audience_relevance":45,"importance_components":{"tickerTier":"mega-cap","eventGravity":"product_launch","householdBrandBoost":true}},"durationMs":70137,"modelName":"glm-4.7"}}