{"success":true,"data":{"pressRelease":{"id":"142536","rtpr_id":"nBw7StrZ5a-20260914","ticker":"AMTB","exchange":"NYSE","all_tickers":["AMTB"],"title":"Amerant Bancorp Inc. Announces Offering of Senior Notes Due 2031","author":"Business Wire","published_at":"2026-09-14T12:19:00.080Z","article_body":"Amerant Bancorp Inc. Announces Offering of Senior Notes Due 2031\n\nAMERANT BANCORP INC. (NYSE: AMTB) (the “Company”) today announced the\ncommencement of a registered public offering of senior notes due 2031 (the\n“Notes”). The Notes will be unsecured and unsubordinated, will rank\nequally in priority among themselves and with all of the Company’s other\nexisting and future unsecured and unsubordinated indebtedness, and will be\nsenior in right of payment to all of the Company's existing and future\nsubordinated indebtedness. The proposed offering is subject to market and\nother conditions, and there can be no assurance as to whether or when the\noffering may be completed, or as to the actual size or terms of the offering.\n\nThe Company intends to use the net proceeds from this offering for general\ncorporate purposes, which may include working capital, providing capital to\nsupport the organic growth of Amerant Bank, N.A., the Company's wholly-owned\nbank subsidiary, repaying outstanding indebtedness, and repurchasing shares of\nthe Company’s Class A common stock under its stock repurchase program.\n\nRaymond James & Associates, Inc. will act as the sole book-running manager\nfor the proposed offering.\n\nThe Notes will be offered by the Company pursuant to an automatic shelf\nregistration statement on Form S-3ASR (File No. 333-296741) filed with and\nautomatically effective upon filing with the Securities and Exchange\nCommission (the “SEC”) on June 12, 2026. A preliminary prospectus\nsupplement and an accompanying prospectus relating to the offering will be\nfiled with the SEC. Electronic copies of the preliminary prospectus supplement\nand the accompanying prospectus relating to the offering may be obtained, when\navailable, from Raymond James & Associates, Inc., Attention: Equity\nSyndicate, 880 Carillon Parkway, Tower 3, St. Petersburg, Florida 33716, by\ntelephone at (800) 248-8863, by e-mail at prospectus@raymondjames.com\n(mailto:prospectus@raymondjames.com) , or by accessing the SEC’s website at\nwww.sec.gov\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.sec.gov&esheet=54603160&newsitemid=20260913657078&lan=en-US&anchor=www.sec.gov&index=1&md5=deb99f6112726aa8f0df84080cb39ade)\n.\n\nThis press release shall not constitute an offer to sell or the solicitation\nof an offer to buy, nor shall there be any sale of these securities in any\nstate or jurisdiction in which such offer, solicitation or sale would be\nunlawful prior to registration or qualification under the securities laws of\nany such state or jurisdiction. Any offer or sale of the Notes will be made\nonly by means of a prospectus supplement relating to the offering and the\naccompanying prospectus.\n\nCautionary Notice Regarding Forward-Looking Statements\n\nThis press release contains “forward-looking statements” within the\nmeaning of the Securities Act of 1933 and the Securities Exchange Act of 1934,\nincluding, without limitation, statements regarding the proposed offering and\nthe intended use of proceeds from the offering and other statements that are\nnot historical facts. All statements other than statements of historical fact\nare statements that could be forward-looking statements. You can identify\nthese forward-looking statements through our use of words such as “may,”\n“will,” “anticipate,” “assume,” “should,” “indicate,”\n“would,” “believe,” “contemplate,” “expect,” “estimate,”\n“continue,” “plan,” “point to,” “project,” “could,”\n“intend,” “target,” “goals,” “outlooks,” “modeled,” and\nother similar words and expressions of the future.\n\nForward-looking statements, including those relating to our beliefs, plans,\nobjectives, goals, expectations, anticipations, estimates and intentions,\ninvolve known and unknown risks, uncertainties and other factors, which may be\nbeyond our control, and which may cause the Company’s actual results,\nperformance, achievements, or financial condition to be materially different\nfrom future results, performance, achievements, or financial condition\nexpressed or implied by such forward-looking statements. You should not rely\non any forward-looking statements as predictions of future events. You should\nnot expect us to update any forward-looking statements, except as required by\nlaw. All written or oral forward-looking statements attributable to us are\nexpressly qualified in their entirety by this cautionary notice, together with\nthose risks and uncertainties described in “Risk factors” in our annual\nreport on Form 10-K for the fiscal year ended December 31, 2025, filed on\nFebruary 27, 2026, in our quarterly report on Form 10-Q for the quarter ended\nMarch 31, 2026, filed on May 1, 2026, and in our other filings with the SEC,\nwhich are available at the SEC’s website www.sec.gov\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.sec.gov&esheet=54603160&newsitemid=20260913657078&lan=en-US&anchor=www.sec.gov&index=2&md5=4e6ec90ab62539ecc15cf5b3aac6254f)\n.\n\nAbout Amerant Bancorp Inc. (NYSE: AMTB)\n\nAmerant Bancorp Inc. is a bank holding company headquartered in Coral Gables,\nFlorida since 1979. The Company operates through its main subsidiary, Amerant\nBank, N.A. (the \"Bank\"), as well as its other subsidiary, Amerant Investments,\nInc. The Company provides individuals and businesses with deposit, credit and\nwealth management services. The Bank, which has operated for over 45 years, is\nheadquartered in Florida and has a network of 23 banking centers - 21 in South\nFlorida and 2 in Tampa, Florida. For more information, visit\ninvestor.amerantbank.com\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Finvestor.amerantbank.com%2F&esheet=54603160&newsitemid=20260913657078&lan=en-US&anchor=investor.amerantbank.com&index=4&md5=7ac9eb30b394c57aef793cb4893483dc)\n.\n\n\n\nView source version on businesswire.com:\nhttps://www.businesswire.com/news/home/20260913657078/en/\n(https://www.businesswire.com/news/home/20260913657078/en/)\n\nInvestors\nLaura Rossi\nInvestorRelations@amerantbank.com (mailto:InvestorRelations@amerantbank.com) \n(305) 460-8728\n\nMedia\nAlexis Dominguez\nMediaRelations@amerantbank.com (mailto:MediaRelations@amerantbank.com)\n\n\nCopyright Business Wire 2026","article_body_html":"","raw_payload":{"data":{"id":"nBw7StrZ5a-20260914","title":"Amerant Bancorp Inc. Announces Offering of Senior Notes Due 2031","author":"Business Wire","ticker":"AMTB","created":"2026-09-14T12:19:00.080Z","tickers":["AMTB"],"exchange":"NYSE","article_body":"Amerant Bancorp Inc. Announces Offering of Senior Notes Due 2031\n\nAMERANT BANCORP INC. (NYSE: AMTB) (the “Company”) today announced the\ncommencement of a registered public offering of senior notes due 2031 (the\n“Notes”). The Notes will be unsecured and unsubordinated, will rank\nequally in priority among themselves and with all of the Company’s other\nexisting and future unsecured and unsubordinated indebtedness, and will be\nsenior in right of payment to all of the Company's existing and future\nsubordinated indebtedness. The proposed offering is subject to market and\nother conditions, and there can be no assurance as to whether or when the\noffering may be completed, or as to the actual size or terms of the offering.\n\nThe Company intends to use the net proceeds from this offering for general\ncorporate purposes, which may include working capital, providing capital to\nsupport the organic growth of Amerant Bank, N.A., the Company's wholly-owned\nbank subsidiary, repaying outstanding indebtedness, and repurchasing shares of\nthe Company’s Class A common stock under its stock repurchase program.\n\nRaymond James & Associates, Inc. will act as the sole book-running manager\nfor the proposed offering.\n\nThe Notes will be offered by the Company pursuant to an automatic shelf\nregistration statement on Form S-3ASR (File No. 333-296741) filed with and\nautomatically effective upon filing with the Securities and Exchange\nCommission (the “SEC”) on June 12, 2026. A preliminary prospectus\nsupplement and an accompanying prospectus relating to the offering will be\nfiled with the SEC. Electronic copies of the preliminary prospectus supplement\nand the accompanying prospectus relating to the offering may be obtained, when\navailable, from Raymond James & Associates, Inc., Attention: Equity\nSyndicate, 880 Carillon Parkway, Tower 3, St. Petersburg, Florida 33716, by\ntelephone at (800) 248-8863, by e-mail at prospectus@raymondjames.com\n(mailto:prospectus@raymondjames.com) , or by accessing the SEC’s website at\nwww.sec.gov\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.sec.gov&esheet=54603160&newsitemid=20260913657078&lan=en-US&anchor=www.sec.gov&index=1&md5=deb99f6112726aa8f0df84080cb39ade)\n.\n\nThis press release shall not constitute an offer to sell or the solicitation\nof an offer to buy, nor shall there be any sale of these securities in any\nstate or jurisdiction in which such offer, solicitation or sale would be\nunlawful prior to registration or qualification under the securities laws of\nany such state or jurisdiction. Any offer or sale of the Notes will be made\nonly by means of a prospectus supplement relating to the offering and the\naccompanying prospectus.\n\nCautionary Notice Regarding Forward-Looking Statements\n\nThis press release contains “forward-looking statements” within the\nmeaning of the Securities Act of 1933 and the Securities Exchange Act of 1934,\nincluding, without limitation, statements regarding the proposed offering and\nthe intended use of proceeds from the offering and other statements that are\nnot historical facts. All statements other than statements of historical fact\nare statements that could be forward-looking statements. You can identify\nthese forward-looking statements through our use of words such as “may,”\n“will,” “anticipate,” “assume,” “should,” “indicate,”\n“would,” “believe,” “contemplate,” “expect,” “estimate,”\n“continue,” “plan,” “point to,” “project,” “could,”\n“intend,” “target,” “goals,” “outlooks,” “modeled,” and\nother similar words and expressions of the future.\n\nForward-looking statements, including those relating to our beliefs, plans,\nobjectives, goals, expectations, anticipations, estimates and intentions,\ninvolve known and unknown risks, uncertainties and other factors, which may be\nbeyond our control, and which may cause the Company’s actual results,\nperformance, achievements, or financial condition to be materially different\nfrom future results, performance, achievements, or financial condition\nexpressed or implied by such forward-looking statements. You should not rely\non any forward-looking statements as predictions of future events. You should\nnot expect us to update any forward-looking statements, except as required by\nlaw. All written or oral forward-looking statements attributable to us are\nexpressly qualified in their entirety by this cautionary notice, together with\nthose risks and uncertainties described in “Risk factors” in our annual\nreport on Form 10-K for the fiscal year ended December 31, 2025, filed on\nFebruary 27, 2026, in our quarterly report on Form 10-Q for the quarter ended\nMarch 31, 2026, filed on May 1, 2026, and in our other filings with the SEC,\nwhich are available at the SEC’s website www.sec.gov\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.sec.gov&esheet=54603160&newsitemid=20260913657078&lan=en-US&anchor=www.sec.gov&index=2&md5=4e6ec90ab62539ecc15cf5b3aac6254f)\n.\n\nAbout Amerant Bancorp Inc. (NYSE: AMTB)\n\nAmerant Bancorp Inc. is a bank holding company headquartered in Coral Gables,\nFlorida since 1979. The Company operates through its main subsidiary, Amerant\nBank, N.A. (the \"Bank\"), as well as its other subsidiary, Amerant Investments,\nInc. The Company provides individuals and businesses with deposit, credit and\nwealth management services. The Bank, which has operated for over 45 years, is\nheadquartered in Florida and has a network of 23 banking centers - 21 in South\nFlorida and 2 in Tampa, Florida. For more information, visit\ninvestor.amerantbank.com\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Finvestor.amerantbank.com%2F&esheet=54603160&newsitemid=20260913657078&lan=en-US&anchor=investor.amerantbank.com&index=4&md5=7ac9eb30b394c57aef793cb4893483dc)\n.\n\n\n\nView source version on businesswire.com:\nhttps://www.businesswire.com/news/home/20260913657078/en/\n(https://www.businesswire.com/news/home/20260913657078/en/)\n\nInvestors\nLaura Rossi\nInvestorRelations@amerantbank.com (mailto:InvestorRelations@amerantbank.com) \n(305) 460-8728\n\nMedia\nAlexis Dominguez\nMediaRelations@amerantbank.com (mailto:MediaRelations@amerantbank.com)\n\n\nCopyright Business Wire 2026"},"type":"article","timestamp":"2026-09-14T12:19:00.123405709Z","server_sent_at_ms":1789388340123},"received_at":"2026-09-14T12:19:00.177Z","source_url":"https://www.businesswire.com/news/home/20260913657078/en/"},"analysis":{"id":"131369","press_release_id":"142536","analysis_json":{"industry":{"label":"Banks","sector":"Financials"},"redFlags":[],"eventType":"debt_offering","narrative":"Amerant Bancorp has commenced a registered public offering of senior notes due 2031. The notes are unsecured and unsubordinated, ranking pari passu with existing unsecured debt and senior to subordinated indebtedness, but size and final terms have not been set.\n\nNet proceeds are earmarked for general corporate purposes, which may include working capital, funding organic growth at subsidiary Amerant Bank, repaying outstanding indebtedness, and repurchasing Class A shares under the existing stock repurchase program.\n\nRaymond James is acting as sole book-running manager, and the notes are being offered off an automatic shelf registration filed June 12, 2026; completion remains subject to market and other conditions.","sentiment":"neutral","agentHooks":{"shouldPost":false,"suggestedAngle":"AMTB kicks off senior notes offering with flexible use of proceeds including buybacks — the pricing and size, once announced, will reveal funding cost."},"keyFigures":{"customDimensions":{"security_type":"senior unsecured unsubordinated notes","notes_maturity":"2031","offering_status":"commenced, subject to market conditions; size and terms not set","sec_registration":"Form S-3ASR (File No. 333-296741), filed June 12, 2026"}},"namedEntities":{"people":[{"name":"Laura Rossi","role":"Investor Relations contact"},{"name":"Alexis Dominguez","role":"Media Relations contact"}],"products":["Senior Notes due 2031"],"companies":[{"name":"Amerant Bancorp Inc.","ticker":"AMTB","relationship":"issuer/filer"},{"name":"Amerant Bank, N.A.","relationship":"wholly-owned bank subsidiary"},{"name":"Amerant Investments, Inc.","relationship":"subsidiary"},{"name":"Raymond James & Associates, Inc.","relationship":"sole book-running manager"}],"dollarAmounts":[]},"materialImpact":{"score":2,"reasoning":"This is a commencement announcement for a senior notes offering with no size, pricing, or coupon disclosed yet. Routine capital-markets funding for a bank holding company, though proceeds flexibility spanning debt repayment and share repurchases gives it modest relevance beyond boilerplate."},"tickerRelevance":{"others":[],"primary":"AMTB"},"globalImportance":18,"audienceRelevance":12,"eventTypeSecondary":[],"importanceComponents":{"tickerTier":"small-cap regional bank","eventGravity":"debt offering commencement, no size/terms disclosed","financingType":"senior unsecured notes","issuerAuthored":true,"marketCapAdjustment":"sub-$2B bank holding company, routine treasury action"}},"event_type":"debt_offering","event_type_secondary":null,"sentiment":"neutral","material_impact_score":2,"narrative":"Amerant Bancorp has commenced a registered public offering of senior notes due 2031. The notes are unsecured and unsubordinated, ranking pari passu with existing unsecured debt and senior to subordinated indebtedness, but size and final terms have not been set.\n\nNet proceeds are earmarked for general corporate purposes, which may include working capital, funding organic growth at subsidiary Amerant Bank, repaying outstanding indebtedness, and repurchasing Class A shares under the existing stock repurchase program.\n\nRaymond James is acting as sole book-running manager, and the notes are being offered off an automatic shelf registration filed June 12, 2026; completion remains subject to market and other conditions.","key_figures":{"customDimensions":{"security_type":"senior unsecured unsubordinated notes","notes_maturity":"2031","offering_status":"commenced, subject to market conditions; size and terms not set","sec_registration":"Form S-3ASR (File No. 333-296741), filed June 12, 2026"}},"named_entities":{"people":[{"name":"Laura Rossi","role":"Investor Relations contact"},{"name":"Alexis Dominguez","role":"Media Relations contact"}],"products":["Senior Notes due 2031"],"companies":[{"name":"Amerant Bancorp Inc.","ticker":"AMTB","relationship":"issuer/filer"},{"name":"Amerant Bank, N.A.","relationship":"wholly-owned bank subsidiary"},{"name":"Amerant Investments, Inc.","relationship":"subsidiary"},{"name":"Raymond James & Associates, Inc.","relationship":"sole book-running manager"}],"dollarAmounts":[]},"model_name":"glm-5.3-flash","prompt_hash":"sha256:727b4b9429a443af","schema_hash":"sha256:05005c02d9cffac9","created_at":"2026-09-14T12:19:26.937Z","global_importance":18,"audience_relevance":12,"importance_components":{"tickerTier":"small-cap regional bank","eventGravity":"debt offering commencement, no size/terms disclosed","financingType":"senior unsecured notes","issuerAuthored":true,"marketCapAdjustment":"sub-$2B bank holding company, routine treasury action"}},"durationMs":26751,"modelName":"glm-5.3-flash"}}