{"success":true,"data":{"pressRelease":{"id":"145280","rtpr_id":"nPn3Dzc5Wa-20260916","ticker":"ZION","exchange":"NASDAQ","all_tickers":["ZION"],"title":"ZIONS CAPITAL MARKETS APPOINTS VINCE TOYE TO LEAD NEWLY ACQUIRED AGENCY MULTIFAMILY LENDING PLATFORM","author":"PR Newswire","published_at":"2026-09-16T13:00:05.497Z","article_body":"ZIONS CAPITAL MARKETS APPOINTS VINCE TOYE TO LEAD NEWLY ACQUIRED AGENCY MULTIFAMILY LENDING PLATFORM\nPR Newswire\n\nSALT LAKE CITY, Sept. 16, 2026\n\nSALT LAKE CITY, Sept. 16, 2026 /PRNewswire/ -- Zions Capital Markets, a\nsubsidiary of Zions Bancorporation, N.A. (Nasdaq: ZION), has appointed Vince\nToye as Managing Director, Head of Agency Multifamily Lending, following the\nclose of its acquisition of the agency lending platform of Basis Multifamily\nFinance I, LLC.  He assumed the role effective August 31 and is focusing on\nbuilding the agency business and its service capabilities within the Real\nEstate Capital Markets division.\n\n\"Vince is a fantastic match with our vision to expand Zions Capital Markets'\ncapabilities and deliver exceptional services in the commercial real estate\nmarket,\" said Michael MacDonald, Head of Zions Capital Markets. \"His\nleadership and expertise, combined with our new agency lending capabilities,\nposition us to deliver comprehensive capital solutions tailored to our\nclients' needs.\"\n\nZions' recent acquisition of Basis brings in the agency lending platform's\nexperienced team, capabilities, and all associated mortgage servicing rights,\ncreating a more robust Real Estate Capital Markets line of business. The\nacquisition extends Zions' direct lending activities by augmenting its product\nsuite, including a well-established commercial mortgage-backed securities\nconduit platform, through participation in the Fannie Mae DUS® program and\nFreddie Mac's Optigo® Conventional program. Under the guidance of Mr. Toye,\nAgency Multifamily Lending will enhance Zions Capital Markets' ability to meet\nthe financing needs of multifamily owners, operators, and developers\nnationwide.\n\nMr. Toye reports to David Auerbach, Head of Real Estate Capital Markets, and\njoins Zions Capital Markets from JPMorgan Chase, where he served as Managing\nDirector, Head of Community Development Banking, Agency and Off Balance Sheet\nLending. His team achieved record results in its work to promote and expand\naffordable housing and provide financing for CDFIs.\n\nPrior to JPMorgan Chase, Mr. Toye served with Wells Fargo as Executive Vice\nPresident and Group Head for Community Lending and Investment. Previously, as\nHead of Production for Wells Fargo Multifamily Capital, he managed the\nGovernment-Sponsored Enterprise originations team, increasing production and\noverseeing the bank's relationships with Fannie Mae and Freddie Mac.\n\nAbout Zions Capital Markets\nZions Capital Markets is the trade name for the capital markets and investment\nbanking activities of Zions Bancorporation, N.A, and its divisions and\nsubsidiaries. For more information and important disclosures please visit\nwww.zionscapitalmarkets.com\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4775458-1&h=104342724&u=https%3A%2F%2Furldefense.com%2Fv3%2F__http%3A%2Fwww.zionscapitalmarkets.com__%3B!!DlCMXiNAtWOc!0poBTCe47jSqrOlNaKWBs9ewstUivp24WZg4IAEVCeLjKsWW2_MsrmgmguP5I463k-IRaMwFY0pFN73fXonI213TyI5VtLQQhF-86aw%24&a=www.zionscapitalmarkets.com)\n.\n\nAbout Zions Bancorporation\nZions Bancorporation, N.A. is one of the nation's premier financial services\ncompanies with approximately $89 billion of total assets at December 31, 2025,\nand annual net revenue of $3.4 billion in 2025. Zions operates under local\nmanagement teams and distinct brands in 11 western states: Arizona,\nCalifornia, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah,\nWashington, and Wyoming. The Bank is a consistent recipient of national and\nstate-wide customer survey awards in small- and middle-market banking, as well\nas a leader in public finance advisory services and Small Business\nAdministration lending. In addition, Zions is included in the S&P MidCap\n400 and NASDAQ Financial 100 indices. Investor information and links to local\nbanking brands can be accessed at www.zionsbancorporation.com\n(http://www.zionsbancorporation.com) .\n\nContact\nJennifer Johnston\n(801) 844-7112\n\n \n\nView original content to download\nmultimedia:https://www.prnewswire.com/news-releases/zions-capital-markets-appoints-vince-toye-to-lead-newly-acquired-agency-multifamily-lending-platform-302880486.html\n(https://www.prnewswire.com/news-releases/zions-capital-markets-appoints-vince-toye-to-lead-newly-acquired-agency-multifamily-lending-platform-302880486.html)\n\nSOURCE Zions Bancorporation\n\n\n\nPhoto: \nhttps://mmx.prnewswire.com/media/MS1989445/Vince-Toye-Headshot.jpg?id=OA2951657\n\nCopyright (c) 2026 PR Newswire Association,LLC. All Rights Reserved.","article_body_html":"","raw_payload":{"data":{"id":"nPn3Dzc5Wa-20260916","title":"ZIONS CAPITAL MARKETS APPOINTS VINCE TOYE TO LEAD NEWLY ACQUIRED AGENCY MULTIFAMILY LENDING PLATFORM","author":"PR Newswire","ticker":"ZION","created":"2026-09-16T13:00:05.497Z","tickers":["ZION"],"exchange":"NASDAQ","article_body":"ZIONS CAPITAL MARKETS APPOINTS VINCE TOYE TO LEAD NEWLY ACQUIRED AGENCY MULTIFAMILY LENDING PLATFORM\nPR Newswire\n\nSALT LAKE CITY, Sept. 16, 2026\n\nSALT LAKE CITY, Sept. 16, 2026 /PRNewswire/ -- Zions Capital Markets, a\nsubsidiary of Zions Bancorporation, N.A. (Nasdaq: ZION), has appointed Vince\nToye as Managing Director, Head of Agency Multifamily Lending, following the\nclose of its acquisition of the agency lending platform of Basis Multifamily\nFinance I, LLC.  He assumed the role effective August 31 and is focusing on\nbuilding the agency business and its service capabilities within the Real\nEstate Capital Markets division.\n\n\"Vince is a fantastic match with our vision to expand Zions Capital Markets'\ncapabilities and deliver exceptional services in the commercial real estate\nmarket,\" said Michael MacDonald, Head of Zions Capital Markets. \"His\nleadership and expertise, combined with our new agency lending capabilities,\nposition us to deliver comprehensive capital solutions tailored to our\nclients' needs.\"\n\nZions' recent acquisition of Basis brings in the agency lending platform's\nexperienced team, capabilities, and all associated mortgage servicing rights,\ncreating a more robust Real Estate Capital Markets line of business. The\nacquisition extends Zions' direct lending activities by augmenting its product\nsuite, including a well-established commercial mortgage-backed securities\nconduit platform, through participation in the Fannie Mae DUS® program and\nFreddie Mac's Optigo® Conventional program. Under the guidance of Mr. Toye,\nAgency Multifamily Lending will enhance Zions Capital Markets' ability to meet\nthe financing needs of multifamily owners, operators, and developers\nnationwide.\n\nMr. Toye reports to David Auerbach, Head of Real Estate Capital Markets, and\njoins Zions Capital Markets from JPMorgan Chase, where he served as Managing\nDirector, Head of Community Development Banking, Agency and Off Balance Sheet\nLending. His team achieved record results in its work to promote and expand\naffordable housing and provide financing for CDFIs.\n\nPrior to JPMorgan Chase, Mr. Toye served with Wells Fargo as Executive Vice\nPresident and Group Head for Community Lending and Investment. Previously, as\nHead of Production for Wells Fargo Multifamily Capital, he managed the\nGovernment-Sponsored Enterprise originations team, increasing production and\noverseeing the bank's relationships with Fannie Mae and Freddie Mac.\n\nAbout Zions Capital Markets\nZions Capital Markets is the trade name for the capital markets and investment\nbanking activities of Zions Bancorporation, N.A, and its divisions and\nsubsidiaries. For more information and important disclosures please visit\nwww.zionscapitalmarkets.com\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4775458-1&h=104342724&u=https%3A%2F%2Furldefense.com%2Fv3%2F__http%3A%2Fwww.zionscapitalmarkets.com__%3B!!DlCMXiNAtWOc!0poBTCe47jSqrOlNaKWBs9ewstUivp24WZg4IAEVCeLjKsWW2_MsrmgmguP5I463k-IRaMwFY0pFN73fXonI213TyI5VtLQQhF-86aw%24&a=www.zionscapitalmarkets.com)\n.\n\nAbout Zions Bancorporation\nZions Bancorporation, N.A. is one of the nation's premier financial services\ncompanies with approximately $89 billion of total assets at December 31, 2025,\nand annual net revenue of $3.4 billion in 2025. Zions operates under local\nmanagement teams and distinct brands in 11 western states: Arizona,\nCalifornia, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah,\nWashington, and Wyoming. The Bank is a consistent recipient of national and\nstate-wide customer survey awards in small- and middle-market banking, as well\nas a leader in public finance advisory services and Small Business\nAdministration lending. In addition, Zions is included in the S&P MidCap\n400 and NASDAQ Financial 100 indices. Investor information and links to local\nbanking brands can be accessed at www.zionsbancorporation.com\n(http://www.zionsbancorporation.com) .\n\nContact\nJennifer Johnston\n(801) 844-7112\n\n \n\nView original content to download\nmultimedia:https://www.prnewswire.com/news-releases/zions-capital-markets-appoints-vince-toye-to-lead-newly-acquired-agency-multifamily-lending-platform-302880486.html\n(https://www.prnewswire.com/news-releases/zions-capital-markets-appoints-vince-toye-to-lead-newly-acquired-agency-multifamily-lending-platform-302880486.html)\n\nSOURCE Zions Bancorporation\n\n\n\nPhoto: \nhttps://mmx.prnewswire.com/media/MS1989445/Vince-Toye-Headshot.jpg?id=OA2951657\n\nCopyright (c) 2026 PR Newswire Association,LLC. All Rights Reserved."},"type":"article","timestamp":"2026-09-16T13:00:05.574554264Z","server_sent_at_ms":1789563605574},"received_at":"2026-09-16T13:00:05.632Z","source_url":"https://www.prnewswire.com/news-releases/zions-capital-markets-appoints-vince-toye-to-lead-newly-acquired-agency-multifamily-lending-platform-302880486.html"},"analysis":{"id":"134116","press_release_id":"145280","analysis_json":{"industry":{"label":"Banks","sector":"Financials"},"redFlags":[],"eventType":"executive_change","narrative":"Zions Capital Markets, a subsidiary of Zions Bancorporation (Nasdaq: ZION), appointed Vince Toye as Managing Director and Head of Agency Multifamily Lending, effective August 31, to lead the agency lending platform acquired from Basis Multifamily Finance I, LLC.\n\nThe Basis acquisition adds an experienced team and all associated mortgage servicing rights, extending Zions into the Fannie Mae DUS and Freddie Mac Optigo Conventional programs alongside its existing CMBS conduit platform within the Real Estate Capital Markets division.\n\nToye joined from JPMorgan Chase, where he was Managing Director and Head of Community Development Banking, Agency and Off Balance Sheet Lending, after holding senior multifamily leadership roles at Wells Fargo.\n\nFor context, parent Zions Bancorporation has approximately $89 billion in total assets and $3.4 billion in 2025 annual net revenue; this is a routine leadership build-out supporting CRE growth rather than a strategic or guidance shift.","sentiment":"neutral","agentHooks":{"shouldPost":false,"suggestedAngle":"Zions staffs its newly acquired multifamily agency platform with a JPMorgan/Wells Fargo veteran as it deepens its CRE capital markets footprint."},"keyFigures":{"revenue":3400000000,"customDimensions":{"total_assets":"$89 billion","annual_net_revenue":"$3.4 billion","total_assets_as_of":"December 31, 2025","states_of_operation":11,"appointment_effective":"August 31","annual_net_revenue_year":2025}},"quotedText":"Vince is a fantastic match with our vision to expand Zions Capital Markets'\ncapabilities and deliver exceptional services in the commercial real estate\nmarket","namedEntities":{"people":[{"name":"Vince Toye","role":"Managing Director, Head of Agency Multifamily Lending (newly appointed at Zions Capital Markets)"},{"name":"Michael MacDonald","role":"Head of Zions Capital Markets"},{"name":"David Auerbach","role":"Head of Real Estate Capital Markets"}],"products":["Agency Multifamily Lending platform","Fannie Mae DUS® program","Freddie Mac Optigo® Conventional program","commercial mortgage-backed securities (CMBS) conduit platform"],"companies":[{"name":"Zions Bancorporation, N.A.","ticker":"ZION","relationship":"filer / parent company"},{"name":"Zions Capital Markets","relationship":"subsidiary of the filer"},{"name":"Basis Multifamily Finance I, LLC","relationship":"target — agency lending platform acquired by Zions"},{"name":"JPMorgan Chase","relationship":"Toye's prior employer"},{"name":"Wells Fargo","relationship":"Toye's prior employer"},{"name":"Fannie Mae","relationship":"GSE program partner (DUS program)"},{"name":"Freddie Mac","relationship":"GSE program partner (Optigo Conventional program)"}],"dollarAmounts":[{"amount":"approximately $89 billion","context":"Zions Bancorporation total assets at December 31, 2025"},{"amount":"$3.4 billion","context":"Zions 2025 annual net revenue"}]},"materialImpact":{"score":2,"reasoning":"Subsidiary-level managing director hire to lead a recently closed tuck-in acquisition (Basis Multifamily Finance's agency lending platform). It expands Zions' CRE product capabilities via Fannie Mae DUS and Freddie Mac Optigo, but this is routine personnel/organizational news for a bank with ~$89B in assets, not a CEO/CFO-level or market-moving event."},"tickerRelevance":{"others":[],"primary":"ZION"},"globalImportance":15,"audienceRelevance":20,"eventTypeSecondary":["m_and_a"],"importanceComponents":{"tickerTier":"mid-cap (S&P MidCap 400 member, ~$89B assets)","eventGravity":"subsidiary-level MD hire supporting an already-closed tuck-in acquisition","issuerAuthored":true,"acquisitionNote":"Basis Multifamily Finance agency platform acquisition already closed; no deal value disclosed","householdBrandBoost":false,"retailFavoriteBoost":false}},"event_type":"executive_change","event_type_secondary":["m_and_a"],"sentiment":"neutral","material_impact_score":2,"narrative":"Zions Capital Markets, a subsidiary of Zions Bancorporation (Nasdaq: ZION), appointed Vince Toye as Managing Director and Head of Agency Multifamily Lending, effective August 31, to lead the agency lending platform acquired from Basis Multifamily Finance I, LLC.\n\nThe Basis acquisition adds an experienced team and all associated mortgage servicing rights, extending Zions into the Fannie Mae DUS and Freddie Mac Optigo Conventional programs alongside its existing CMBS conduit platform within the Real Estate Capital Markets division.\n\nToye joined from JPMorgan Chase, where he was Managing Director and Head of Community Development Banking, Agency and Off Balance Sheet Lending, after holding senior multifamily leadership roles at Wells Fargo.\n\nFor context, parent Zions Bancorporation has approximately $89 billion in total assets and $3.4 billion in 2025 annual net revenue; this is a routine leadership build-out supporting CRE growth rather than a strategic or guidance shift.","key_figures":{"revenue":3400000000,"customDimensions":{"total_assets":"$89 billion","annual_net_revenue":"$3.4 billion","total_assets_as_of":"December 31, 2025","states_of_operation":11,"appointment_effective":"August 31","annual_net_revenue_year":2025}},"named_entities":{"people":[{"name":"Vince Toye","role":"Managing Director, Head of Agency Multifamily Lending (newly appointed at Zions Capital Markets)"},{"name":"Michael MacDonald","role":"Head of Zions Capital Markets"},{"name":"David Auerbach","role":"Head of Real Estate Capital Markets"}],"products":["Agency Multifamily Lending platform","Fannie Mae DUS® program","Freddie Mac Optigo® Conventional program","commercial mortgage-backed securities (CMBS) conduit platform"],"companies":[{"name":"Zions Bancorporation, N.A.","ticker":"ZION","relationship":"filer / parent company"},{"name":"Zions Capital Markets","relationship":"subsidiary of the filer"},{"name":"Basis Multifamily Finance I, LLC","relationship":"target — agency lending platform acquired by Zions"},{"name":"JPMorgan Chase","relationship":"Toye's prior employer"},{"name":"Wells Fargo","relationship":"Toye's prior employer"},{"name":"Fannie Mae","relationship":"GSE program partner (DUS program)"},{"name":"Freddie Mac","relationship":"GSE program partner (Optigo Conventional program)"}],"dollarAmounts":[{"amount":"approximately $89 billion","context":"Zions Bancorporation total assets at December 31, 2025"},{"amount":"$3.4 billion","context":"Zions 2025 annual net revenue"}]},"model_name":"glm-5.3-flash","prompt_hash":"sha256:727b4b9429a443af","schema_hash":"sha256:05005c02d9cffac9","created_at":"2026-09-16T13:02:09.232Z","global_importance":15,"audience_relevance":20,"importance_components":{"tickerTier":"mid-cap (S&P MidCap 400 member, ~$89B assets)","eventGravity":"subsidiary-level MD hire supporting an already-closed tuck-in acquisition","issuerAuthored":true,"acquisitionNote":"Basis Multifamily Finance agency platform acquisition already closed; no deal value disclosed","householdBrandBoost":false,"retailFavoriteBoost":false}},"durationMs":50700,"modelName":"glm-5.3-flash"}}