{"success":true,"data":{"pressRelease":{"id":"147011","rtpr_id":"nPn1vpc2ga-20260917","ticker":"UPST","exchange":"NASDAQ","all_tickers":["UPST"],"title":"Kuehn Law Encourages Investors of Upstart Holdings, Inc. to Contact Law Firm","author":"PR Newswire","published_at":"2026-09-17T22:19:00.042Z","article_body":"Kuehn Law Encourages Investors of Upstart Holdings, Inc. to Contact Law Firm\nPR Newswire\n\nNEW YORK, Sept. 17, 2026\n\nNEW YORK, Sept. 17, 2026 /PRNewswire/ -- Kuehn Law, PLLC, a shareholder\nlitigation law firm, is investigating whether certain officers and directors\nof Upstart Holdings, Inc. (NASDAQ: UPST) breached their fiduciary duties to\nshareholders.\n\nAccording to a federal securities lawsuit, Upstart Holdings misrepresented or\nfailed to disclose that: (1) the latest generation of its AI model, Model 22,\nfrequently overreacted to negative macroeconomic signals in performing its\nrisk-separation processes; (2) accordingly, Model 22's overall accuracy and\npropensity to increase loan approval rates were overstated; and (3) Model 22's\noverly conservative assessment of credit and macroeconomic conditions was\nhaving a significant negative impact on Upstart's revenue results, rendering\nthe Company's previously issued FY 2025 revenue guidance unreliable and/or\nunrealistic.\n\nIf you currently own UPST and purchased prior to May 14, 2025 please\ncontact Sophia Anne Silayan by email at sophiaanne@kuehn.law\n(mailto:sophiaanne@kuehn.law)  or call (833) 672-0814.  Kuehn Law pays all\ncase costs and does not charge its investor clients. Shareholders should\ncontact the firm immediately as there may be limited time to enforce your\nrights.\n\nWhy Your Participation Matters:\n\nAs a shareholder your voice matters, and by getting involved, you contribute\nto the integrity and fairness of the financial markets. Your investment. Your\nvoice. Your future.™\n\nFor additional information, please visit Shareholder Derivative Litigation -\nKuehn Law\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4777262-1&h=3085331104&u=https%3A%2F%2Fwww.kuehn.law%2Fservices%2Fshareholder-derivative-litigation&a=Shareholder+Derivative+Litigation+-+Kuehn+Law)\n.\n\nAttorney advertising. Prior results do not guarantee similar outcomes.\n\nContacts:\nKuehn Law, PLLC\nJustin Kuehn, Esq.\n53 Hill Street, Suite 605\nSouthampton, NY 11968\njustin@kuehn.law (mailto:justin@kuehn.law)\n(833) 672-0814\n\nView original content to download\nmultimedia:https://www.prnewswire.com/news-releases/kuehn-law-encourages-investors-of-upstart-holdings-inc-to-contact-law-firm-302882611.html\n(https://www.prnewswire.com/news-releases/kuehn-law-encourages-investors-of-upstart-holdings-inc-to-contact-law-firm-302882611.html)\n\nSOURCE Kuehn Law, PLLC\n\n\n\nPhoto: \nhttps://mmx.prnewswire.com/media/MS1515514/Kuehn-Law-PLLC.jpg?id=OA2956389\n\nCopyright (c) 2026 PR Newswire Association,LLC. All Rights Reserved.","article_body_html":"","raw_payload":{"data":{"id":"nPn1vpc2ga-20260917","title":"Kuehn Law Encourages Investors of Upstart Holdings, Inc. to Contact Law Firm","author":"PR Newswire","ticker":"UPST","created":"2026-09-17T22:19:00.042Z","tickers":["UPST"],"exchange":"NASDAQ","article_body":"Kuehn Law Encourages Investors of Upstart Holdings, Inc. to Contact Law Firm\nPR Newswire\n\nNEW YORK, Sept. 17, 2026\n\nNEW YORK, Sept. 17, 2026 /PRNewswire/ -- Kuehn Law, PLLC, a shareholder\nlitigation law firm, is investigating whether certain officers and directors\nof Upstart Holdings, Inc. (NASDAQ: UPST) breached their fiduciary duties to\nshareholders.\n\nAccording to a federal securities lawsuit, Upstart Holdings misrepresented or\nfailed to disclose that: (1) the latest generation of its AI model, Model 22,\nfrequently overreacted to negative macroeconomic signals in performing its\nrisk-separation processes; (2) accordingly, Model 22's overall accuracy and\npropensity to increase loan approval rates were overstated; and (3) Model 22's\noverly conservative assessment of credit and macroeconomic conditions was\nhaving a significant negative impact on Upstart's revenue results, rendering\nthe Company's previously issued FY 2025 revenue guidance unreliable and/or\nunrealistic.\n\nIf you currently own UPST and purchased prior to May 14, 2025 please\ncontact Sophia Anne Silayan by email at sophiaanne@kuehn.law\n(mailto:sophiaanne@kuehn.law)  or call (833) 672-0814.  Kuehn Law pays all\ncase costs and does not charge its investor clients. Shareholders should\ncontact the firm immediately as there may be limited time to enforce your\nrights.\n\nWhy Your Participation Matters:\n\nAs a shareholder your voice matters, and by getting involved, you contribute\nto the integrity and fairness of the financial markets. Your investment. Your\nvoice. Your future.™\n\nFor additional information, please visit Shareholder Derivative Litigation -\nKuehn Law\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4777262-1&h=3085331104&u=https%3A%2F%2Fwww.kuehn.law%2Fservices%2Fshareholder-derivative-litigation&a=Shareholder+Derivative+Litigation+-+Kuehn+Law)\n.\n\nAttorney advertising. Prior results do not guarantee similar outcomes.\n\nContacts:\nKuehn Law, PLLC\nJustin Kuehn, Esq.\n53 Hill Street, Suite 605\nSouthampton, NY 11968\njustin@kuehn.law (mailto:justin@kuehn.law)\n(833) 672-0814\n\nView original content to download\nmultimedia:https://www.prnewswire.com/news-releases/kuehn-law-encourages-investors-of-upstart-holdings-inc-to-contact-law-firm-302882611.html\n(https://www.prnewswire.com/news-releases/kuehn-law-encourages-investors-of-upstart-holdings-inc-to-contact-law-firm-302882611.html)\n\nSOURCE Kuehn Law, PLLC\n\n\n\nPhoto: \nhttps://mmx.prnewswire.com/media/MS1515514/Kuehn-Law-PLLC.jpg?id=OA2956389\n\nCopyright (c) 2026 PR Newswire Association,LLC. All Rights Reserved."},"type":"article","timestamp":"2026-09-17T22:19:00.080059691Z","server_sent_at_ms":1789683540080},"received_at":"2026-09-17T22:19:00.134Z","source_url":"https://www.prnewswire.com/news-releases/kuehn-law-encourages-investors-of-upstart-holdings-inc-to-contact-law-firm-302882611.html"},"analysis":{"id":"135843","press_release_id":"147011","analysis_json":{"industry":{"label":"Consumer Finance","sector":"Financials"},"redFlags":["Underlying federal securities lawsuit alleges Model 22 accuracy and approval-rate benefits were overstated","Suit claims Model 22's conservative credit assessments made previously issued FY 2025 revenue guidance unreliable and/or unrealistic","Derivative investigation targets UPST officers and directors for fiduciary breaches"],"eventType":"legal_litigation","narrative":"Kuehn Law, PLLC, a shareholder litigation firm, announced it is investigating whether certain officers and directors of Upstart Holdings breached their fiduciary duties to shareholders.\n\nThe investigation relates to a federal securities lawsuit alleging Upstart overstated its AI Model 22's accuracy and loan-approval benefits, and that the model's overly conservative credit and macro assessments depressed revenue, making FY 2025 revenue guidance unreliable and/or unrealistic.\n\nThis is law-firm marketing, not an issuer disclosure: it solicits UPST holders who purchased before May 14, 2025 to contact the firm on a contingency basis, with no certified class or settlement announced.","sentiment":"neutral","agentHooks":{"shouldPost":false,"suggestedAngle":"Plaintiff-firm solicitation tied to an existing UPST securities suit — suppress from feed; monitor the underlying case separately."},"keyFigures":{},"quotedText":"Model 22's overly conservative assessment of credit and macroeconomic conditions was","namedEntities":{"people":[{"name":"Justin Kuehn, Esq.","role":"Kuehn Law contact / principal"},{"name":"Sophia Anne Silayan","role":"Kuehn Law investor contact"}],"products":["Model 22"],"companies":[{"name":"Kuehn Law, PLLC","relationship":"plaintiff law firm"},{"name":"Upstart Holdings, Inc.","ticker":"UPST","relationship":"target of investigation/litigation"}],"dollarAmounts":[]},"materialImpact":{"score":1,"reasoning":"Plaintiff law-firm solicitation issued by Kuehn Law under its own PR Newswire account, soliciting UPST shareholders to contact the firm. No new issuer disclosure, no certified class, and no settlement announced; the referenced federal suit is pre-existing."},"tickerRelevance":{"others":[],"primary":"UPST"},"globalImportance":15,"audienceRelevance":14,"eventTypeSecondary":[],"importanceComponents":{"tickerTier":"mid-cap retail favorite","eventGravity":"law-firm-solicitation","issuerAuthored":false,"underlyingAllegationNote":"existing federal securities suit re: AI Model 22 and FY2025 guidance"}},"event_type":"legal_litigation","event_type_secondary":null,"sentiment":"neutral","material_impact_score":1,"narrative":"Kuehn Law, PLLC, a shareholder litigation firm, announced it is investigating whether certain officers and directors of Upstart Holdings breached their fiduciary duties to shareholders.\n\nThe investigation relates to a federal securities lawsuit alleging Upstart overstated its AI Model 22's accuracy and loan-approval benefits, and that the model's overly conservative credit and macro assessments depressed revenue, making FY 2025 revenue guidance unreliable and/or unrealistic.\n\nThis is law-firm marketing, not an issuer disclosure: it solicits UPST holders who purchased before May 14, 2025 to contact the firm on a contingency basis, with no certified class or settlement announced.","key_figures":{},"named_entities":{"people":[{"name":"Justin Kuehn, Esq.","role":"Kuehn Law contact / principal"},{"name":"Sophia Anne Silayan","role":"Kuehn Law investor contact"}],"products":["Model 22"],"companies":[{"name":"Kuehn Law, PLLC","relationship":"plaintiff law firm"},{"name":"Upstart Holdings, Inc.","ticker":"UPST","relationship":"target of investigation/litigation"}],"dollarAmounts":[]},"model_name":"glm-5.3-flash","prompt_hash":"sha256:727b4b9429a443af","schema_hash":"sha256:05005c02d9cffac9","created_at":"2026-09-17T22:19:24.129Z","global_importance":15,"audience_relevance":14,"importance_components":{"tickerTier":"mid-cap retail favorite","eventGravity":"law-firm-solicitation","issuerAuthored":false,"underlyingAllegationNote":"existing federal securities suit re: AI Model 22 and FY2025 guidance"}},"durationMs":23987,"modelName":"glm-5.3-flash"}}