{"success":true,"data":{"pressRelease":{"id":"156458","rtpr_id":"nBw7SDMFra-20260930","ticker":"AXP","exchange":"NYSE","all_tickers":["AXP"],"title":"American Express Delivers the Next Generation of Amex Corporate™","author":"Business Wire","published_at":"2026-09-30T11:00:00.723Z","article_body":"American Express Delivers the Next Generation of Amex Corporate™\n\nNew Program Offerings Bring Together New Corporate Cashback(®) Card,\nIntegrated Expense Management Software, Amex Expense™ App, and Agentic\nTools, Backed by Amex Business Membership\n\nAmerican Express (NYSE: AXP) announced today the launch of the next generation\nof Amex Corporate, with new capabilities that bring together the new American\nExpress Corporate Cashback(®) Cards, integrated Expense Management software,\nand new Amex Expense mobile app. Building on the company’s leadership in\nserving a broad range of businesses, the new offerings also include AI\ncapabilities and access to American Express’ award-winning service, giving\nnew Corporate Cashback Card customers greater visibility, control, and\nflexibility across Card spend management to help them simplify their\noperations and focus on growth.\n\nThis press release features multimedia. View the full release here:\nhttps://www.businesswire.com/news/home/20260930479998/en/\n(https://www.businesswire.com/news/home/20260930479998/en/)\n\nAmerican Express Delivers the Next Generation of Amex Corporate\n\n“Nearly 9 out of 10 businesses we surveyed told us their future growth\ndepends on getting a better understanding of employee spending,” said\nRaymond Joabar, Group President, Global Commercial Services, American Express.\n“Our new Amex Corporate features are designed to help businesses know where\nmoney is going and who's spending it, save time, and simplify day-to-day\noperations, all backed by the trust and service of American Express.”\n\nThe launch marks the next evolution of Amex Business Membership, going beyond\nCards and bringing together an integrated experience that includes intelligent\nsoftware, Corporate Cashback Cards, AI agents, and award-winning service\nwithin a single program. Amex Corporate now provides new Corporate Cashback\nCard customers:\n\n\n * Expense Management software that automatically captures transaction data from\nCorporate Cashback(®) Card purchases, giving finance teams greater visibility\nand faster reconciliation, plus personalized spend controls\n\n * The Amex Expense app, designed to reduce friction for employees by\nautomatically generating submission-ready expenses as purchases are made,\nminimizing the need for manual monthly expense reports\n\n * Additional planned enhancements include new AI agents and Accounts Payable\nworkflows to further automate and simplify financial operations\n\n * All supported by American Express’ global service, from onboarding and\naccount management support to financial tools to meet businesses’ needs as\nthey grow\n\n * Backed by the expertise of American Express, which has served the commercial\nsegment for over 60 years\n\nCorporate Cashback(®) Card\n\nDesigned for businesses that need greater control and the ability to do more\nall in one place, the new Corporate Cashback Card allows businesses to earn\n1.5% cash back on eligible purchases, get unlimited physical and Virtual Cards\nfor employees for one flat annual fee, and access to intelligent expense\nmanagement software. With the new Card program, businesses can control\nspending before it happens by setting specific parameters on where, how, and\nwhen employee Cards can be used to help improve company policy compliance and\nreduce manual errors. The new Corporate Cashback Card features:\n\n\n * 1.5% cash back as a monthly statement credit on up to $10 million per calendar\nyear across all of the company’s Corporate Cashback Cards, then 1% after\n\n * $2,950 annual program membership fee for unlimited Corporate Cashback Cards,\nwaived for the first year(1,2)\n\n * A new Card made of etched metal in a blue gradient design\n\n * 3% Uber Cash on Business Rides and Uber Eats\n\n * Access to unlimited Virtual Cards, a digital payment method with adjustable\nspending limits and unique digital card numbers to help control company\nexpenses with added security\n\nWith American Express’ tailored underwriting approach, the spend capacity\navailable to Corporate customers is based on their financial standing and\npayment history so access to working capital can grow with the business.\nBusinesses can apply for the new Corporate Cashback Card online in minutes and\nbe notified promptly if they’re approved. Once approved, businesses can get\nset up in days, with support throughout the onboarding process.\n\nExpense Management\n\nAmex Corporate’s Expense Management software brings together Corporate\nCashback Card management, transaction data, program controls, and Card expense\nworkflows in one ecosystem to help businesses gain greater visibility into\ncompany spending and reduce time spent on expenses. The new Expense Management\nsoftware features:\n\n\n * Custom Expense Policies and Spending Controls: Finance teams can tailor\nspending policies for different employees or departments, including specific\nsubmission requirements and approval rules so they spend time reviewing only\nthe expenses that require oversight. Policies can be easily updated as\nspending needs change.\n\n * Faster Reconciliation and ERP Integration: Expense Management automatically\ncaptures spending data across integrated physical and Virtual Cards and syncs\nwith widely used Enterprise Resource Planning (ERP) software to help close the\nbooks faster.\n\n * Card Issuance, Statement Access, and Spend Capacity: Finance teams can do\nthings like view their company’s total Card balance and spend capacity,\naccess their Amex Corporate statement, and easily create unlimited physical or\nVirtual Cards, all in one place.\n\nAmex Expense App\n\nThe new Amex Expense mobile app, which is available to new Corporate Cashback\nCard Members, automatically generates expense submissions as purchases are\nmade and reduces the manual steps needed for traditional employee expense\nreports.\n\n\n * Once an expense is generated, the app uses AI to make recommendations for\nvarious fields based on an employee’s expense history, which they can review\nand accept.\n\n * If needed, Amex Expense will prompt employees to upload a photo of a receipt\nand use AI to review the receipt against the expense details to ensure\naccuracy.\n\n * The app will review expense details against company policy and can flag\nexpenses that exceed a dollar amount or fall into a specified merchant\ncategory before automatically approving or routing them for review, helping\nautomate approvals and save reviewers' time.\n\n“By bringing together solutions like Corporate Cards and expense management,\nwe have a more seamless approach to managing company spending,” said Emily\nDiscenza, CFO of McIntosh Box & Pallet Co., Inc. and an American Express\ncustomer. “Our American Express team is responsive, knowledgeable, customer\nfocused and a great partner.”\n\nWhat’s To Come: AI Agents and Accounts Payable Software\n\nAmerican Express plans to continuously enhance Amex Corporate, adding new\nAI-powered features and additional spend management capabilities that can help\ncustomers further simplify processes.(3)\n\nFor example, later this fall American Express plans to introduce new AI agents\ninto the Amex Corporate Expense Management software(4):\n\n\n * Expense agent: When a new expense is made but key details are still needed for\nsubmission, an expense agent reaches out to the employee through SMS and/or\nSlack and makes suggestions for fields such as expense category, business\npurpose, attendees, and project codes based on an employee’s expense\nhistory.\n\n\n* Through the conversation, employees can adjust or confirm suggested details,\nshare receipts, and have the agent submit the expense for approval.\n\n * Employees can also message the agent to quickly get an answer about expense\npolicies, for example submission deadlines, required fields, or when a receipt\nis needed.\n\n\n\n\n * Insights agent: Finance teams can ask questions about company spending, and\nthe agent will analyze spend data, generate supporting charts in seconds, and\nanswer follow-up questions.\n\nAmerican Express also plans to further expand Amex Corporate to include\nAccounts Payable (AP) software available to Corporate Cashback Card\ncustomers(3), so businesses can manage employee expenses and pay vendor bills\nall in one place. The software is expected to automate key steps of the\nprocess, from invoice intake and approvals to payment and reconciliation,\nhelping businesses reduce manual work, improve accuracy, and gain visibility\nand control over cash flow.\n\nThe next generation of Amex Corporate builds on the company’s commercial\ninnovation roadmap outlined earlier this year and is the latest step in\ndelivering value, simplifying operations, and improving productivity for\nbusinesses of all sizes, backed by the trust, security, and award-winning\nservice customers expect from American Express. As additional features and\ncapabilities are developed and introduced, American Express remains focused on\ngiving businesses greater control, visibility, and confidence across every\nstage of spend management.\n\n\"We are building the future of business financial management around a simple\nidea: helping businesses do more business,\" added Joabar. \"Through Amex\nBusiness Membership, our Corporate customers can now access our Corporate\nCashback Card, intelligent software, next-generation AI capabilities, and\nworld-class service in one integrated platform. We plan to continue to evolve\nAmex Corporate with new capabilities and innovations that help our customers\nwork smarter, move faster, and grow with confidence.\"\n\nThis launch comes at a time when customers can use their Amex Cards at more\nplaces than ever around the world. American Express Cards are now accepted at\nmore than 190 million Merchant locations worldwide(5), an increase of\napproximately 20 million locations this year. The number of Amex-accepting\nMerchant locations outside the U.S. has more than doubled over the last four\nyears. This growth reflects ongoing momentum in the company's global\nacceptance strategy, driven by key partnerships, targeted expansion in the\nplaces Card Members live, work, and travel, and continued innovation in how\ncustomers pay.\n\nRead more information, including terms and conditions, about Amex Corporate\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.americanexpress.com%2Fen-us%2Fbusiness%2Fcorporate%2F%3Fintlink%3Dnova-press-release&esheet=54613276&newsitemid=20260930479998&lan=en-US&anchor=Amex+Corporate&index=1&md5=6e3e8190c9d5d582f6260de30f27979d)\n.\n\nABOUT AMERICAN EXPRESS\n\nAmerican Express (NYSE: AXP) is a global payments and premium lifestyle brand\npowered by technology. Our colleagues around the world back our customers with\ndifferentiated products, services, and experiences that enrich lives and build\nbusiness success.\n\nFounded in 1850 and headquartered in New York, American Express’ brand is\nbuilt on trust, security, service, and a rich history of delivering innovation\nand Membership value for our customers. We seek to provide the world’s best\ncustomer experience every day to a broad range of consumers, small and\nmedium-sized businesses, and large corporations, and we build and manage\nrelationships with millions of merchants across our global network.\n\nFor more information about American Express, visit americanexpress.com\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.americanexpress.com%2F&esheet=54613276&newsitemid=20260930479998&lan=en-US&anchor=americanexpress.com&index=2&md5=3b498e40aebf3655e55cb94b83071b27)\n, americanexpress.com/en-us/newsroom/\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.americanexpress.com%2Fen-us%2Fnewsroom%2F&esheet=54613276&newsitemid=20260930479998&lan=en-US&anchor=americanexpress.com%2Fen-us%2Fnewsroom%2F&index=3&md5=2d6e068e760114b48198824936170847)\n, and ir.americanexpress.com\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fir.americanexpress.com%2Finvestor-relations%2Fdefault.aspx&esheet=54613276&newsitemid=20260930479998&lan=en-US&anchor=ir.americanexpress.com&index=4&md5=0db334617dd6b0345d6df13e275c101a)\n.\n\nCautionary Note Regarding Forward-Looking Statements\n\nThis release includes forward-looking statements within the meaning of the\nPrivate Securities Litigation Reform Act of 1995, which are subject to risks\nand uncertainties. The forward-looking statements, which include American\nExpress’ plans for launching new and enhanced products, solutions and\ncapabilities, among other matters, contain words such as “expect,”\n“intend,” “plan,” “aim,” “will,” “may,” “should,”\n“could,” “would,” “continue,” and similar expressions. Readers are\ncautioned not to place undue reliance on these forward-looking statements,\nwhich speak only as of the date on which they are made. Actual results may\ndiffer from those set forth in the forward-looking statements due to a variety\nof factors, including those described in American Express’ Annual Report on\nForm 10-K for the year ended December 31, 2025 and its other reports filed\nwith the SEC. American Express undertakes no obligation to update or revise\nany forward-looking statements.\n\n(1) The introductory annual program membership fee for unlimited American\nExpress Corporate Cashback(®) Cards will be $0 for the first year of program\nmembership. After that, the annual program membership fee will be $2,950,\nbilled to your centrally billed account annually on your Corporate Cashback\nCards anniversary date. The Corporate Cashback Cards anniversary date for\nthose who apply through this offer and are approved is the date your first\nProgram Administrator sets up Expense Management access.\n\n(2) To qualify for this offer, you must apply for Corporate Cashback Cards, be\napproved, and have your first Program Administrator set up Expense Management\naccess by March 31, 2027. This offer is not transferable. American Express\nreserves the right to modify or revoke this offer at any time.\n\n(3 )Product enhancements and feature availability subject to change.\n\n(4) Features are currently under development and timelines may shift.\n\n(5) Locations in force (LIF) estimate as of July 2026, including an estimated\n80 million Merchants that accept American Express in China and Brazil\n(including through digital wallets). LIF represents proprietary and partner\nacquired Merchant locations where the Merchant is enabled to accept American\nExpress. LIF estimates incorporate data provided to us by certain third\nparties and include Merchants that accept American Express through payment\nfacilitators and digital wallets.\n\nLocation: U.S.\n\n\n\nView source version on businesswire.com:\nhttps://www.businesswire.com/news/home/20260930479998/en/\n(https://www.businesswire.com/news/home/20260930479998/en/)\n\nMargaret Manning\n\nMargaret.k.manning@aexp.com (mailto:Margaret.k.manning@aexp.com)\n\n\nCopyright Business Wire 2026","article_body_html":"","raw_payload":{"data":{"id":"nBw7SDMFra-20260930","title":"American Express Delivers the Next Generation of Amex Corporate™","author":"Business Wire","ticker":"AXP","created":"2026-09-30T11:00:00.723Z","tickers":["AXP"],"exchange":"NYSE","article_body":"American Express Delivers the Next Generation of Amex Corporate™\n\nNew Program Offerings Bring Together New Corporate Cashback(®) Card,\nIntegrated Expense Management Software, Amex Expense™ App, and Agentic\nTools, Backed by Amex Business Membership\n\nAmerican Express (NYSE: AXP) announced today the launch of the next generation\nof Amex Corporate, with new capabilities that bring together the new American\nExpress Corporate Cashback(®) Cards, integrated Expense Management software,\nand new Amex Expense mobile app. Building on the company’s leadership in\nserving a broad range of businesses, the new offerings also include AI\ncapabilities and access to American Express’ award-winning service, giving\nnew Corporate Cashback Card customers greater visibility, control, and\nflexibility across Card spend management to help them simplify their\noperations and focus on growth.\n\nThis press release features multimedia. View the full release here:\nhttps://www.businesswire.com/news/home/20260930479998/en/\n(https://www.businesswire.com/news/home/20260930479998/en/)\n\nAmerican Express Delivers the Next Generation of Amex Corporate\n\n“Nearly 9 out of 10 businesses we surveyed told us their future growth\ndepends on getting a better understanding of employee spending,” said\nRaymond Joabar, Group President, Global Commercial Services, American Express.\n“Our new Amex Corporate features are designed to help businesses know where\nmoney is going and who's spending it, save time, and simplify day-to-day\noperations, all backed by the trust and service of American Express.”\n\nThe launch marks the next evolution of Amex Business Membership, going beyond\nCards and bringing together an integrated experience that includes intelligent\nsoftware, Corporate Cashback Cards, AI agents, and award-winning service\nwithin a single program. Amex Corporate now provides new Corporate Cashback\nCard customers:\n\n\n * Expense Management software that automatically captures transaction data from\nCorporate Cashback(®) Card purchases, giving finance teams greater visibility\nand faster reconciliation, plus personalized spend controls\n\n * The Amex Expense app, designed to reduce friction for employees by\nautomatically generating submission-ready expenses as purchases are made,\nminimizing the need for manual monthly expense reports\n\n * Additional planned enhancements include new AI agents and Accounts Payable\nworkflows to further automate and simplify financial operations\n\n * All supported by American Express’ global service, from onboarding and\naccount management support to financial tools to meet businesses’ needs as\nthey grow\n\n * Backed by the expertise of American Express, which has served the commercial\nsegment for over 60 years\n\nCorporate Cashback(®) Card\n\nDesigned for businesses that need greater control and the ability to do more\nall in one place, the new Corporate Cashback Card allows businesses to earn\n1.5% cash back on eligible purchases, get unlimited physical and Virtual Cards\nfor employees for one flat annual fee, and access to intelligent expense\nmanagement software. With the new Card program, businesses can control\nspending before it happens by setting specific parameters on where, how, and\nwhen employee Cards can be used to help improve company policy compliance and\nreduce manual errors. The new Corporate Cashback Card features:\n\n\n * 1.5% cash back as a monthly statement credit on up to $10 million per calendar\nyear across all of the company’s Corporate Cashback Cards, then 1% after\n\n * $2,950 annual program membership fee for unlimited Corporate Cashback Cards,\nwaived for the first year(1,2)\n\n * A new Card made of etched metal in a blue gradient design\n\n * 3% Uber Cash on Business Rides and Uber Eats\n\n * Access to unlimited Virtual Cards, a digital payment method with adjustable\nspending limits and unique digital card numbers to help control company\nexpenses with added security\n\nWith American Express’ tailored underwriting approach, the spend capacity\navailable to Corporate customers is based on their financial standing and\npayment history so access to working capital can grow with the business.\nBusinesses can apply for the new Corporate Cashback Card online in minutes and\nbe notified promptly if they’re approved. Once approved, businesses can get\nset up in days, with support throughout the onboarding process.\n\nExpense Management\n\nAmex Corporate’s Expense Management software brings together Corporate\nCashback Card management, transaction data, program controls, and Card expense\nworkflows in one ecosystem to help businesses gain greater visibility into\ncompany spending and reduce time spent on expenses. The new Expense Management\nsoftware features:\n\n\n * Custom Expense Policies and Spending Controls: Finance teams can tailor\nspending policies for different employees or departments, including specific\nsubmission requirements and approval rules so they spend time reviewing only\nthe expenses that require oversight. Policies can be easily updated as\nspending needs change.\n\n * Faster Reconciliation and ERP Integration: Expense Management automatically\ncaptures spending data across integrated physical and Virtual Cards and syncs\nwith widely used Enterprise Resource Planning (ERP) software to help close the\nbooks faster.\n\n * Card Issuance, Statement Access, and Spend Capacity: Finance teams can do\nthings like view their company’s total Card balance and spend capacity,\naccess their Amex Corporate statement, and easily create unlimited physical or\nVirtual Cards, all in one place.\n\nAmex Expense App\n\nThe new Amex Expense mobile app, which is available to new Corporate Cashback\nCard Members, automatically generates expense submissions as purchases are\nmade and reduces the manual steps needed for traditional employee expense\nreports.\n\n\n * Once an expense is generated, the app uses AI to make recommendations for\nvarious fields based on an employee’s expense history, which they can review\nand accept.\n\n * If needed, Amex Expense will prompt employees to upload a photo of a receipt\nand use AI to review the receipt against the expense details to ensure\naccuracy.\n\n * The app will review expense details against company policy and can flag\nexpenses that exceed a dollar amount or fall into a specified merchant\ncategory before automatically approving or routing them for review, helping\nautomate approvals and save reviewers' time.\n\n“By bringing together solutions like Corporate Cards and expense management,\nwe have a more seamless approach to managing company spending,” said Emily\nDiscenza, CFO of McIntosh Box & Pallet Co., Inc. and an American Express\ncustomer. “Our American Express team is responsive, knowledgeable, customer\nfocused and a great partner.”\n\nWhat’s To Come: AI Agents and Accounts Payable Software\n\nAmerican Express plans to continuously enhance Amex Corporate, adding new\nAI-powered features and additional spend management capabilities that can help\ncustomers further simplify processes.(3)\n\nFor example, later this fall American Express plans to introduce new AI agents\ninto the Amex Corporate Expense Management software(4):\n\n\n * Expense agent: When a new expense is made but key details are still needed for\nsubmission, an expense agent reaches out to the employee through SMS and/or\nSlack and makes suggestions for fields such as expense category, business\npurpose, attendees, and project codes based on an employee’s expense\nhistory.\n\n\n* Through the conversation, employees can adjust or confirm suggested details,\nshare receipts, and have the agent submit the expense for approval.\n\n * Employees can also message the agent to quickly get an answer about expense\npolicies, for example submission deadlines, required fields, or when a receipt\nis needed.\n\n\n\n\n * Insights agent: Finance teams can ask questions about company spending, and\nthe agent will analyze spend data, generate supporting charts in seconds, and\nanswer follow-up questions.\n\nAmerican Express also plans to further expand Amex Corporate to include\nAccounts Payable (AP) software available to Corporate Cashback Card\ncustomers(3), so businesses can manage employee expenses and pay vendor bills\nall in one place. The software is expected to automate key steps of the\nprocess, from invoice intake and approvals to payment and reconciliation,\nhelping businesses reduce manual work, improve accuracy, and gain visibility\nand control over cash flow.\n\nThe next generation of Amex Corporate builds on the company’s commercial\ninnovation roadmap outlined earlier this year and is the latest step in\ndelivering value, simplifying operations, and improving productivity for\nbusinesses of all sizes, backed by the trust, security, and award-winning\nservice customers expect from American Express. As additional features and\ncapabilities are developed and introduced, American Express remains focused on\ngiving businesses greater control, visibility, and confidence across every\nstage of spend management.\n\n\"We are building the future of business financial management around a simple\nidea: helping businesses do more business,\" added Joabar. \"Through Amex\nBusiness Membership, our Corporate customers can now access our Corporate\nCashback Card, intelligent software, next-generation AI capabilities, and\nworld-class service in one integrated platform. We plan to continue to evolve\nAmex Corporate with new capabilities and innovations that help our customers\nwork smarter, move faster, and grow with confidence.\"\n\nThis launch comes at a time when customers can use their Amex Cards at more\nplaces than ever around the world. American Express Cards are now accepted at\nmore than 190 million Merchant locations worldwide(5), an increase of\napproximately 20 million locations this year. The number of Amex-accepting\nMerchant locations outside the U.S. has more than doubled over the last four\nyears. This growth reflects ongoing momentum in the company's global\nacceptance strategy, driven by key partnerships, targeted expansion in the\nplaces Card Members live, work, and travel, and continued innovation in how\ncustomers pay.\n\nRead more information, including terms and conditions, about Amex Corporate\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.americanexpress.com%2Fen-us%2Fbusiness%2Fcorporate%2F%3Fintlink%3Dnova-press-release&esheet=54613276&newsitemid=20260930479998&lan=en-US&anchor=Amex+Corporate&index=1&md5=6e3e8190c9d5d582f6260de30f27979d)\n.\n\nABOUT AMERICAN EXPRESS\n\nAmerican Express (NYSE: AXP) is a global payments and premium lifestyle brand\npowered by technology. Our colleagues around the world back our customers with\ndifferentiated products, services, and experiences that enrich lives and build\nbusiness success.\n\nFounded in 1850 and headquartered in New York, American Express’ brand is\nbuilt on trust, security, service, and a rich history of delivering innovation\nand Membership value for our customers. We seek to provide the world’s best\ncustomer experience every day to a broad range of consumers, small and\nmedium-sized businesses, and large corporations, and we build and manage\nrelationships with millions of merchants across our global network.\n\nFor more information about American Express, visit americanexpress.com\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.americanexpress.com%2F&esheet=54613276&newsitemid=20260930479998&lan=en-US&anchor=americanexpress.com&index=2&md5=3b498e40aebf3655e55cb94b83071b27)\n, americanexpress.com/en-us/newsroom/\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.americanexpress.com%2Fen-us%2Fnewsroom%2F&esheet=54613276&newsitemid=20260930479998&lan=en-US&anchor=americanexpress.com%2Fen-us%2Fnewsroom%2F&index=3&md5=2d6e068e760114b48198824936170847)\n, and ir.americanexpress.com\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fir.americanexpress.com%2Finvestor-relations%2Fdefault.aspx&esheet=54613276&newsitemid=20260930479998&lan=en-US&anchor=ir.americanexpress.com&index=4&md5=0db334617dd6b0345d6df13e275c101a)\n.\n\nCautionary Note Regarding Forward-Looking Statements\n\nThis release includes forward-looking statements within the meaning of the\nPrivate Securities Litigation Reform Act of 1995, which are subject to risks\nand uncertainties. The forward-looking statements, which include American\nExpress’ plans for launching new and enhanced products, solutions and\ncapabilities, among other matters, contain words such as “expect,”\n“intend,” “plan,” “aim,” “will,” “may,” “should,”\n“could,” “would,” “continue,” and similar expressions. Readers are\ncautioned not to place undue reliance on these forward-looking statements,\nwhich speak only as of the date on which they are made. Actual results may\ndiffer from those set forth in the forward-looking statements due to a variety\nof factors, including those described in American Express’ Annual Report on\nForm 10-K for the year ended December 31, 2025 and its other reports filed\nwith the SEC. American Express undertakes no obligation to update or revise\nany forward-looking statements.\n\n(1) The introductory annual program membership fee for unlimited American\nExpress Corporate Cashback(®) Cards will be $0 for the first year of program\nmembership. After that, the annual program membership fee will be $2,950,\nbilled to your centrally billed account annually on your Corporate Cashback\nCards anniversary date. The Corporate Cashback Cards anniversary date for\nthose who apply through this offer and are approved is the date your first\nProgram Administrator sets up Expense Management access.\n\n(2) To qualify for this offer, you must apply for Corporate Cashback Cards, be\napproved, and have your first Program Administrator set up Expense Management\naccess by March 31, 2027. This offer is not transferable. American Express\nreserves the right to modify or revoke this offer at any time.\n\n(3 )Product enhancements and feature availability subject to change.\n\n(4) Features are currently under development and timelines may shift.\n\n(5) Locations in force (LIF) estimate as of July 2026, including an estimated\n80 million Merchants that accept American Express in China and Brazil\n(including through digital wallets). LIF represents proprietary and partner\nacquired Merchant locations where the Merchant is enabled to accept American\nExpress. LIF estimates incorporate data provided to us by certain third\nparties and include Merchants that accept American Express through payment\nfacilitators and digital wallets.\n\nLocation: U.S.\n\n\n\nView source version on businesswire.com:\nhttps://www.businesswire.com/news/home/20260930479998/en/\n(https://www.businesswire.com/news/home/20260930479998/en/)\n\nMargaret Manning\n\nMargaret.k.manning@aexp.com (mailto:Margaret.k.manning@aexp.com)\n\n\nCopyright Business Wire 2026"},"type":"article","timestamp":"2026-09-30T11:00:01.713303597Z","server_sent_at_ms":1790766001713},"received_at":"2026-09-30T11:00:01.763Z","source_url":"https://www.businesswire.com/news/home/20260930479998/en/"},"analysis":{"id":"145151","press_release_id":"156458","analysis_json":{"industry":{"label":"Consumer Finance","sector":"Financials"},"redFlags":[],"eventType":"product_launch","narrative":"American Express launched the next generation of Amex Corporate, combining a new Corporate Cashback Card, integrated Expense Management software, and the Amex Expense app in one commercial program.\n\nThe Corporate Cashback Card offers 1.5% cash back on up to $10 million of purchases per calendar year (1% after), unlimited physical and virtual employee cards, and a $2,950 annual program fee waived in year one.\n\nPlanned enhancements include AI agents for expense submission and spend insights, plus Accounts Payable software later on -- part of Amex's push to embed itself in business financial workflows.\n\nAmex also disclosed its cards are now accepted at more than 190 million merchant locations worldwide, up roughly 20 million this year.","sentiment":"bullish","agentHooks":{"shouldPost":false,"suggestedAngle":"Amex moves into integrated B2B spend management, challenging expense-software players with card-plus-software bundling."},"keyFigures":{"customDimensions":{"cashback_cap":"$10 million per calendar year","cashback_rate":"1.5% (then 1% after $10M/calendar year)","uber_cash_rate":"3% on Business Rides and Uber Eats","annual_program_fee":"$2,950 (waived first year)","merchant_locations":"more than 190 million worldwide","merchant_locations_added_this_year":"approximately 20 million"}},"quotedText":"Nearly 9 out of 10 businesses we surveyed told us their future growth depends on getting a better understanding of employee spending","namedEntities":{"people":[{"name":"Raymond Joabar","role":"Group President, Global Commercial Services, American Express"},{"name":"Emily Discenza","role":"CFO, McIntosh Box & Pallet Co., Inc. 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(customer)"},{"name":"Margaret Manning","role":"press contact, American Express"}],"products":["Amex Corporate","Corporate Cashback Card","Amex Expense app","Expense Management software","Amex Business Membership","Virtual Cards"],"companies":[{"name":"American Express","ticker":"AXP","relationship":"filer/issuer"},{"name":"McIntosh Box & Pallet Co., Inc.","relationship":"customer"},{"name":"Uber","relationship":"partner"}],"dollarAmounts":[{"amount":"1.5%","context":"cash back on eligible purchases up to $10 million per calendar year, then 1%"},{"amount":"$2,950","context":"annual program membership fee, waived first year"},{"amount":"$10 million","context":"annual cap for 1.5% cash back"}]},"model_name":"glm-5.3-flashx","prompt_hash":"sha256:727b4b9429a443af","schema_hash":"sha256:05005c02d9cffac9","created_at":"2026-09-30T11:00:14.750Z","global_importance":30,"audience_relevance":45,"importance_components":{"tickerTier":"mega-cap household brand","eventGravity":"routine product launch, no financial figures","householdBrandBoost":true,"retailFavoriteBoost":false}},"durationMs":7590,"modelName":"glm-5.3-flashx"}}