{"success":true,"data":{"pressRelease":{"id":"156495","rtpr_id":"nGNE656ymr-20260930","ticker":"OMASP","exchange":"Nasdaq Helsinki","all_tickers":["OMASP"],"title":"REG-Final result of S-Bank Plc’s voluntary recommended public cash tender offer for all the shares in Oma Savings Bank Plc: S-Bank Plc completes the tender offer and commences a subsequent offer period","author":"Globe Newswire","published_at":"2026-09-30T11:05:00.079Z","article_body":"NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION, IN WHOLE OR IN PART, DIRECTLY OR\nINDIRECTLY, IN OR INTO AUSTRALIA, CANADA, HONG KONG, JAPAN, NEW ZEALAND OR\nSOUTH AFRICA OR IN ANY OTHER JURISDICTION IN WHICH THE TENDER OFFER WOULD BE\nPROHIBITED BY APPLICABLE LAW. FOR FURTHER INFORMATION, PLEASE SEE SECTION\nENTITLED \"IMPORTANT INFORMATION\" BELOW.\n\nFinal result of S-Bank Plc’s voluntary recommended public cash tender offer\nfor all the shares in Oma Savings Bank Plc: S-Bank Plc completes the tender\noffer and commences a subsequent offer period\n\nOMA SAVINGS BANK PLC      STOCK EXCHANGE RELEASE   30 September 2026 at\n14:05 (EEST)\n\nOn 9 July 2026, S-Bank Plc (\"S-Bank\" or the \"Offeror\"), announced a voluntary\nrecommended public cash tender offer for all the issued and outstanding shares\nin Oma Savings Bank Plc (\"Oma Savings Bank\" or the \"Company\") that are not\nheld by Oma Savings Bank or its subsidiaries (the \"Shares\" or, individually, a\n\"Share\") (the \"Tender Offer\"). The Offeror has published a tender offer\ndocument, dated 16 July 2026, concerning the Tender Offer and the supplements\nto the tender offer document, dated 14 August 2026, 31 August 2026, 7\nSeptember 2026 and 16 September 2026 (the tender offer document as\nsupplemented with the aforementioned supplement documents, the \"Tender Offer\nDocument\"). The offer period under the Tender Offer commenced on 17 July 2026\nat 9:30 a.m. (Finnish time) and expired on 25 September 2026 at 4:00 p.m.\n(Finnish time).\n\nBased on the final result of the Tender Offer, the 32,152,993 Shares validly\ntendered and not validly withdrawn in the Tender Offer represent approximately\n96.78 percent of all issued and outstanding shares and votes in Oma Savings\nBank (excluding treasury shares).\n\nAccording to the terms and conditions of the Tender Offer, the completion of\nthe Tender Offer is subject to, among other things, the fulfilment or waiver\nby the Offeror of the condition that the Tender Offer has been validly\naccepted with respect to the Shares representing, together with any Shares\notherwise acquired or held by the Offeror on or prior to the date of the\nannouncement of the final result of the Tender Offer, more than 90 percent of\nthe Shares and voting rights in the Company, calculated pursuant to Chapter\n18, Section 1 of the Finnish Companies Act (624/2006, as amended) (the\n\"Minimum Acceptance Condition\"). As the Minimum Acceptance Condition and all\nother conditions to completion have been satisfied, the Offeror will complete\nthe Tender Offer in accordance with its terms and conditions.\n\nThe offer price will be paid on or about 7 October 2026, to each shareholder\nof Oma Savings Bank who has validly accepted, and not validly withdrawn, the\nTender Offer in accordance with the terms and conditions of the Tender Offer.\nThe offer price will be paid in accordance with the payment procedures\ndescribed in the terms and conditions of the Tender Offer. The actual time of\nreceipt of the payment by tendering shareholders of Oma Savings Bank will\ndepend on the schedules of money transactions between financial institutions.\n\nIn order to allow also the remaining shareholders the possibility to accept\nthe Tender Offer, the Offeror has decided to commence a subsequent offer\nperiod for the Shares in accordance with the terms and conditions of the\nTender Offer (the \"Subsequent Offer Period\"). The Subsequent Offer Period will\ncommence on 1 October 2026 at 9:30 a.m. (Finnish time) and expire on 22\nOctober 2026 at 4:00 p.m. (Finnish time). During the Subsequent Offer Period,\nthe Tender Offer can be accepted in accordance with the acceptance procedure\ndescribed in the terms and conditions of the Tender Offer. All acceptances\nwill be binding and cannot be withdrawn. Further instructions can be obtained\nfrom the relevant account operator or asset manager, or Danske Bank A/S,\nFinland Branch by sending an email to Omasp-offer@danskebank.com.\n\nThe Offeror will announce the preliminary percentage of the Shares validly\ntendered during the Subsequent Offer Period on or about 23 October 2026, and\nthe final percentage on or about 27 October 2026. The offer price will be paid\nto each shareholder who has validly accepted, and not validly withdrawn, the\nTender Offer during the Subsequent Offer Period on or about 3 November 2026.\nThe actual time of receipt of the payment by tendering shareholders of Oma\nSavings Bank will depend on the schedules of money transactions between\nfinancial institutions.\n\nIt is the Offeror’s intention to acquire all the Shares and to apply for the\nShares to be delisted from the regulated market of Nasdaq Helsinki Ltd\n(\"Nasdaq Helsinki\") as soon as permitted and reasonably practicable under the\napplicable laws and regulations and the rules of Nasdaq Helsinki. As the\nOfferor’s ownership in Oma Savings Bank will exceed 90 percent of the Shares\nand voting rights carried by the Shares after the settlement of the Shares\ntendered in the Tender Offer, the Offeror intends to initiate compulsory\nredemption proceedings to acquire the remaining Shares in accordance with the\nFinnish Companies Act.\n\nThe Offeror may acquire Shares on or after the date of this release in public\ntrading on Nasdaq Helsinki or otherwise.\n\nADVISERS\n\nThe Offeror has appointed PricewaterhouseCoopers Oy as lead financial adviser,\nDanske Bank A/S, Finland Branch as arranger of the tender offer, Borenius\nAttorneys Ltd as legal adviser, and IR Partners Oy as communication advisor in\nconnection with the Tender Offer. Oma Savings Bank has appointed EY Advisory\nOy as financial adviser, Krogerus Attorneys Ltd as legal adviser and Rud\nPedersen Finland Ltd as communication advisor in connection with the Tender\nOffer.\n\nAdditional information:\n\nOma Savings Bank Plc\n\nCarl Pettersson, Vice Chair of the Board of Directors, interview requests via\nChief Communications Officer\n\nKarri Alameri, CEO, interview requests via Chief Communications Officer\n\nPirjetta Soikkeli, Chief Communications Officer, tel. +358 40 7500 093,\npirjetta.soikkeli@omasp.fi\n\nwww.omasp.fi\n\n\nS-Bank Plc\n\nRiikka Laine-Tolonen, CEO, interview requests via communications\n\nTiina Nurmi, Chief Communications Officer, tel. +358 10 768 1689,\ntiina.2.nurmi@s-pankki.fi\n\nS-Bank Communications, tel. +358 10 767 9300, viestinta@s-pankki.fi\n\nInformation regarding the Tender Offer is available at\nwww.s-pankki.fi/tenderoffer.\n\nABOUT OMA SAVINGS BANK\n\nOma Savings Bank is a well-capitalised and profitable Finnish bank that serves\nover 200,000 personal and corporate customers through 48 branches across\nFinland and digital channels with approximately 600 experts. Oma Savings Bank\nfocuses primarily on retail banking and offers its customers a diverse range\nof banking services both through its own balance sheet and by intermediating\nproducts of its cooperation partners, such as credit, investment and loan\nprotection products. Oma Savings Bank also engages in mortgage banking\noperations. Oma Savings Bank’s key objective is a first-class customer\nexperience through personal service and easy accessibility in both digital and\ntraditional channels. The Shares of Oma Savings Bank are listed on the\nregulated market maintained by Nasdaq Helsinki.\n\nABOUT S-BANK\n\nS-Bank is a well-capitalised bank and part of the domestic S Group. S-Bank was\ncreated as a bank for co-op members with the mission of ensuring that everyone\nhas the possibility of a little more wealth. S-Bank offers its customers\nbanking, financing and wealth management services and engages in mortgage\nbanking operations. At the end of 2025, S-Bank had more than 3.4 million\ncustomers, of which 858,000 were active customers. S-Bank’s strategy is to\ngrow the number of active customers and the share of customers who consolidate\ntheir banking activities with S-Bank, and to offer superior ease and benefits\nthrough a service model that combines digital and personal service. S-Bank\nemploys approximately 1,200 experts.\n\nIMPORTANT INFORMATION\n\nTHIS RELEASE MAY NOT BE RELEASED OR OTHERWISE DISTRIBUTED, IN WHOLE OR IN\nPART, DIRECTLY OR INDIRECTLY, IN OR INTO, AUSTRALIA, CANADA, HONG KONG, JAPAN,\nNEW ZEALAND OR SOUTH AFRICA OR IN ANY OTHER JURISDICTION IN WHICH THE TENDER\nOFFER WOULD BE PROHIBITED BY APPLICABLE LAW.\n\nTHIS RELEASE IS NOT A TENDER OFFER DOCUMENT AND AS SUCH DOES NOT CONSTITUTE AN\nOFFER OR INVITATION TO MAKE A SALES OFFER. IN PARTICULAR, THIS RELEASE IS NOT\nAN OFFER TO SELL OR THE SOLICITATION OF AN OFFER TO BUY ANY SECURITIES\nDESCRIBED HEREIN, AND IS NOT AN EXTENSION OF THE TENDER OFFER IN AUSTRALIA,\nCANADA, HONG KONG, JAPAN, NEW ZEALAND OR SOUTH AFRICA. INVESTORS SHALL ACCEPT\nTHE TENDER OFFER FOR THE SHARES ONLY ON THE BASIS OF THE INFORMATION PROVIDED\nIN A TENDER OFFER DOCUMENT. OFFERS WILL NOT BE MADE DIRECTLY OR INDIRECTLY IN\nANY JURISDICTION WHERE EITHER AN OFFER OR PARTICIPATION THEREIN IS PROHIBITED\nBY APPLICABLE LAW OR WHERE ANY TENDER OFFER DOCUMENT OR REGISTRATION OR OTHER\nREQUIREMENTS WOULD APPLY IN ADDITION TO THOSE UNDERTAKEN IN FINLAND.\n\nTHE TENDER OFFER IS NOT BEING MADE DIRECTLY OR INDIRECTLY IN ANY JURISDICTION\nWHERE PROHIBITED BY APPLICABLE LAW AND, WHEN PUBLISHED, THE TENDER OFFER\nDOCUMENT AND RELATED ACCEPTANCE FORMS WILL NOT AND MAY NOT BE DISTRIBUTED,\nFORWARDED OR TRANSMITTED INTO OR FROM ANY JURISDICTION WHERE PROHIBITED BY\nAPPLICABLE LAWS OR REGULATIONS. IN PARTICULAR, THE TENDER OFFER IS NOT BEING\nMADE, DIRECTLY OR INDIRECTLY, IN OR INTO, OR BY USE OF THE POSTAL SERVICE OF,\nOR BY ANY MEANS OR INSTRUMENTALITY (INCLUDING, WITHOUT LIMITATION, FACSIMILE\nTRANSMISSION, TELEX, TELEPHONE OR THE INTERNET) OF INTERSTATE OR FOREIGN\nCOMMERCE OF, OR ANY FACILITIES OF A NATIONAL SECURITIES EXCHANGE OF,\nAUSTRALIA, CANADA, HONG KONG, JAPAN, NEW ZEALAND OR SOUTH AFRICA. THE TENDER\nOFFER CANNOT BE ACCEPTED, DIRECTLY OR INDIRECTLY, BY ANY SUCH USE, MEANS OR\nINSTRUMENTALITY OR FROM WITHIN, AUSTRALIA, CANADA, HONG KONG, JAPAN, NEW\nZEALAND OR SOUTH AFRICA AND ANY PURPORTED ACCEPTANCE OF THE TENDER OFFER\nRESULTING DIRECTLY OR INDIRECTLY FROM A VIOLATION OF THESE RESTRICTIONS WILL\nBE INVALID.\n\nTHIS STOCK EXCHANGE RELEASE HAS BEEN PREPARED IN COMPLIANCE WITH FINNISH LAW,\nTHE RULES OF NASDAQ HELSINKI AND THE HELSINKI TAKEOVER CODE AND THE\nINFORMATION DISCLOSED MAY NOT BE THE SAME AS THAT WHICH WOULD HAVE BEEN\nDISCLOSED IF THIS ANNOUNCEMENT HAD BEEN PREPARED IN ACCORDANCE WITH THE LAWS\nOF JURISDICTIONS OUTSIDE OF FINLAND.\n\nInformation for shareholders of Oma Savings Bank in the United States\n\nShareholders of Oma Savings Bank in the United States are advised that the\nShares are not listed on a U.S. securities exchange and that Oma Savings Bank\nis not subject to the periodic reporting requirements of the U.S. Securities\nExchange Act of 1934, as amended (the \"Exchange Act\"), and is not required to,\nand does not, file any reports with the U.S. Securities and Exchange\nCommission (the \"SEC\") thereunder.\n\nThe Tender Offer will be made for the issued and outstanding shares of Oma\nSavings Bank, which is domiciled in Finland, and is subject to Finnish\ndisclosure and procedural requirements. The Tender Offer is made in the United\nStates pursuant to Section 14(e) and Regulation 14E under the Exchange Act,\nsubject to the exemption provided under Rule 14d-1(c) under the Exchange Act,\nfor a \"Tier I\" tender offer, and otherwise in accordance with the disclosure\nand procedural requirements of Finnish law, including with respect to the\nTender Offer timetable, settlement procedures, withdrawal, waiver of\nconditions and timing of payments, which are different from those of the\nUnited States. In particular, the financial information included in this\nannouncement has been prepared in accordance with applicable accounting\nstandards in Finland, which may not be comparable to the financial statements\nor financial information of U.S. companies.\n\nYou should note that the Offeror’s ability to waive the conditions to the\nTender Offer (both during and after the end of the acceptance period) and the\nshareholders’ ability to withdraw their acceptances, are not the same under\na tender offer governed by Finnish law as under a tender offer governed by\nU.S. law. U.S. shareholders are encouraged to consult with their own advisors\nregarding the Tender Offer. In particular, the Offeror may waive conditions to\nthe Tender Offer without offering withdrawal rights, to the extent not\nrequired by applicable law.\n\nThe Tender Offer is made to Oma Savings Bank’s shareholders resident in the\nUnited States on the same terms and conditions as those made to all other\nshareholders of Oma Savings Bank to whom an offer is made. Any informational\ndocuments, including this announcement, are being disseminated to U.S.\nshareholders on a basis comparable to the method that such documents are\nprovided to Oma Savings Bank’s other shareholders.\n\nTo the extent permissible under applicable law or regulations, the Offeror and\nits affiliates or its brokers and its brokers’ affiliates (acting as agents\nfor the Offeror or its affiliates, as applicable) may from time to time after\nthe date of this stock exchange release and during the pendency of the Tender\nOffer, and other than pursuant to the Tender Offer, directly or indirectly\npurchase or arrange to purchase Shares or any securities that are convertible\ninto, exchangeable for or exercisable for Shares. These purchases may occur\neither in the open market at prevailing prices or in private transactions at\nnegotiated prices. To the extent information about such purchases or\narrangements to purchase is made public in Finland, such information will be\ndisclosed by means of a press release or other means reasonably calculated to\ninform U.S. shareholders of Oma Savings Bank of such information. In addition,\nthe financial advisers to the Offeror may also engage in ordinary course\ntrading activities in securities of Oma Savings Bank, which may include\npurchases or arrangements to purchase such securities. To the extent required\nin Finland, any information about such purchases will be made public in\nFinland in the manner required by Finnish law.\n\nNeither the SEC nor any U.S. state securities commission has approved or\ndisapproved the Tender Offer, passed upon the merits or fairness of the Tender\nOffer, or passed any comment upon the adequacy, accuracy or completeness of\nthe disclosure in relation to the Tender Offer. Any representation to the\ncontrary is a criminal offence in the United States.\n\nThe receipt of cash pursuant to the Tender Offer by a U.S. holder of Shares\nmay be a taxable transaction for U.S. federal income tax purposes and under\napplicable U.S. state and local, as well as foreign and other, tax laws. Each\nholder of Shares is urged to consult its independent professional advisers\nimmediately regarding the tax and other consequences of accepting the Tender\nOffer.\n\nTo the extent the Tender Offer is subject to U.S. securities laws, those laws\nonly apply to U.S. holders of Shares and will not give rise to claims on the\npart of any other person. It may be difficult for Oma Savings Bank’s\nshareholders to enforce their rights and any claims they may have arising\nunder the U.S. federal securities laws, since the Offeror and Oma Savings Bank\nare located in non-U.S. jurisdictions and some or all of their respective\nofficers and directors may be residents of non-U.S. jurisdictions. Oma Savings\nBank shareholders may not be able to sue the Offeror or Oma Savings Bank or\ntheir respective officers or directors in a non-U.S. court for violations of\nthe U.S. federal securities laws. It may be difficult to compel the Offeror\nand Oma Savings Bank and their respective affiliates to subject themselves to\na U.S. court’s judgment.\n\nForward-looking statements\n\nThis release contains statements that, to the extent they are not historical\nfacts, constitute \"forward-looking statements\". Forward-looking statements\ninclude statements concerning plans, expectations, projections, objectives,\ntargets, goals, strategies, future events, future revenues or performance,\ncapital expenditures, financing needs, plans or intentions relating to\nacquisitions, competitive strengths and weaknesses, plans or goals relating to\nfinancial position, future operations and development, business strategy and\nthe trends in the industries and the political and legal environment and other\ninformation that is not historical information. In some instances, they can be\nidentified by the use of forward-looking terminology, including the terms\n\"believes\", \"intends\", \"may\", \"will\" or \"should\" or, in each case, their\nnegative or variations on comparable terminology. By their very nature,\nforward-looking statements involve inherent risks, uncertainties and\nassumptions, both general and specific, and risks exist that the predictions,\nforecasts, projections and other forward-looking statements will not be\nachieved. Given these risks, uncertainties and assumptions, investors are\ncautioned not to place undue reliance on such forward-looking statements. Any\nforward-looking statements contained herein speak only as at the date of this\nrelease.\n\nDisclaimer\n\nPricewaterhouseCoopers Oy is acting as financial adviser to the Offeror and\nno-one else in connection with this announcement. Neither\nPricewaterhouseCoopers Oy nor its affiliates, nor their respective partners,\ndirectors, officers, employees or agents are responsible to anyone other than\nthe Offeror for providing the protections afforded to clients of\nPricewaterhouseCoopers Oy or for providing advice in connection with any\nmatters referred to in this announcement.\n\nDanske Bank A/S is authorised under Danish banking law. It is subject to\nsupervision by the Danish Financial Supervisory Authority. Danske Bank A/S is\na private, limited liability company incorporated in Denmark with its head\noffice in Copenhagen where it is registered in the Danish Commercial Register\nunder number 61126228.\n\nDanske Bank A/S (acting via its Finland Branch) is acting as arranger for the\nbenefit of the Offeror and no other person in connection with these materials\nor their contents. Danske Bank A/S will not be responsible to any person other\nthan the Offeror for providing any of the protections afforded to clients of\nDanske Bank A/S, nor for providing any advice in relation to any matter\nreferred to in these materials. Without limiting a person’s liability for\nfraud, Danske Bank A/S, nor any of its affiliates nor any of its respective\ndirectors, officers, representatives, employees, advisers or agents shall have\nany liability to any other person (including, without limitation, any\nrecipient) in connection with the Tender Offer.\n\nEY Advisory Oy is acting exclusively for Oma Savings Bank Plc and no one else\nin connection with the Tender Offer and the matters set out in this\nannouncement. Neither EY Advisory Oy nor its affiliates, nor their respective\npartners, directors, officers, employees or agents are responsible to anyone\nother than Oma Savings Bank for providing the protections afforded to clients\nof EY Advisory Oy, or for giving advice in connection with the Tender Offer or\nany matter or arrangement referred to in this announcement.","article_body_html":"","raw_payload":{"data":{"id":"nGNE656ymr-20260930","title":"REG-Final result of S-Bank Plc’s voluntary recommended public cash tender offer for all the shares in Oma Savings Bank Plc: S-Bank Plc completes the tender offer and commences a subsequent offer period","author":"Globe Newswire","ticker":"OMASP","created":"2026-09-30T11:05:00.079Z","tickers":["OMASP"],"exchange":"Nasdaq Helsinki","article_body":"NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION, IN WHOLE OR IN PART, DIRECTLY OR\nINDIRECTLY, IN OR INTO AUSTRALIA, CANADA, HONG KONG, JAPAN, NEW ZEALAND OR\nSOUTH AFRICA OR IN ANY OTHER JURISDICTION IN WHICH THE TENDER OFFER WOULD BE\nPROHIBITED BY APPLICABLE LAW. FOR FURTHER INFORMATION, PLEASE SEE SECTION\nENTITLED \"IMPORTANT INFORMATION\" BELOW.\n\nFinal result of S-Bank Plc’s voluntary recommended public cash tender offer\nfor all the shares in Oma Savings Bank Plc: S-Bank Plc completes the tender\noffer and commences a subsequent offer period\n\nOMA SAVINGS BANK PLC      STOCK EXCHANGE RELEASE   30 September 2026 at\n14:05 (EEST)\n\nOn 9 July 2026, S-Bank Plc (\"S-Bank\" or the \"Offeror\"), announced a voluntary\nrecommended public cash tender offer for all the issued and outstanding shares\nin Oma Savings Bank Plc (\"Oma Savings Bank\" or the \"Company\") that are not\nheld by Oma Savings Bank or its subsidiaries (the \"Shares\" or, individually, a\n\"Share\") (the \"Tender Offer\"). The Offeror has published a tender offer\ndocument, dated 16 July 2026, concerning the Tender Offer and the supplements\nto the tender offer document, dated 14 August 2026, 31 August 2026, 7\nSeptember 2026 and 16 September 2026 (the tender offer document as\nsupplemented with the aforementioned supplement documents, the \"Tender Offer\nDocument\"). The offer period under the Tender Offer commenced on 17 July 2026\nat 9:30 a.m. (Finnish time) and expired on 25 September 2026 at 4:00 p.m.\n(Finnish time).\n\nBased on the final result of the Tender Offer, the 32,152,993 Shares validly\ntendered and not validly withdrawn in the Tender Offer represent approximately\n96.78 percent of all issued and outstanding shares and votes in Oma Savings\nBank (excluding treasury shares).\n\nAccording to the terms and conditions of the Tender Offer, the completion of\nthe Tender Offer is subject to, among other things, the fulfilment or waiver\nby the Offeror of the condition that the Tender Offer has been validly\naccepted with respect to the Shares representing, together with any Shares\notherwise acquired or held by the Offeror on or prior to the date of the\nannouncement of the final result of the Tender Offer, more than 90 percent of\nthe Shares and voting rights in the Company, calculated pursuant to Chapter\n18, Section 1 of the Finnish Companies Act (624/2006, as amended) (the\n\"Minimum Acceptance Condition\"). As the Minimum Acceptance Condition and all\nother conditions to completion have been satisfied, the Offeror will complete\nthe Tender Offer in accordance with its terms and conditions.\n\nThe offer price will be paid on or about 7 October 2026, to each shareholder\nof Oma Savings Bank who has validly accepted, and not validly withdrawn, the\nTender Offer in accordance with the terms and conditions of the Tender Offer.\nThe offer price will be paid in accordance with the payment procedures\ndescribed in the terms and conditions of the Tender Offer. The actual time of\nreceipt of the payment by tendering shareholders of Oma Savings Bank will\ndepend on the schedules of money transactions between financial institutions.\n\nIn order to allow also the remaining shareholders the possibility to accept\nthe Tender Offer, the Offeror has decided to commence a subsequent offer\nperiod for the Shares in accordance with the terms and conditions of the\nTender Offer (the \"Subsequent Offer Period\"). The Subsequent Offer Period will\ncommence on 1 October 2026 at 9:30 a.m. (Finnish time) and expire on 22\nOctober 2026 at 4:00 p.m. (Finnish time). During the Subsequent Offer Period,\nthe Tender Offer can be accepted in accordance with the acceptance procedure\ndescribed in the terms and conditions of the Tender Offer. All acceptances\nwill be binding and cannot be withdrawn. Further instructions can be obtained\nfrom the relevant account operator or asset manager, or Danske Bank A/S,\nFinland Branch by sending an email to Omasp-offer@danskebank.com.\n\nThe Offeror will announce the preliminary percentage of the Shares validly\ntendered during the Subsequent Offer Period on or about 23 October 2026, and\nthe final percentage on or about 27 October 2026. The offer price will be paid\nto each shareholder who has validly accepted, and not validly withdrawn, the\nTender Offer during the Subsequent Offer Period on or about 3 November 2026.\nThe actual time of receipt of the payment by tendering shareholders of Oma\nSavings Bank will depend on the schedules of money transactions between\nfinancial institutions.\n\nIt is the Offeror’s intention to acquire all the Shares and to apply for the\nShares to be delisted from the regulated market of Nasdaq Helsinki Ltd\n(\"Nasdaq Helsinki\") as soon as permitted and reasonably practicable under the\napplicable laws and regulations and the rules of Nasdaq Helsinki. As the\nOfferor’s ownership in Oma Savings Bank will exceed 90 percent of the Shares\nand voting rights carried by the Shares after the settlement of the Shares\ntendered in the Tender Offer, the Offeror intends to initiate compulsory\nredemption proceedings to acquire the remaining Shares in accordance with the\nFinnish Companies Act.\n\nThe Offeror may acquire Shares on or after the date of this release in public\ntrading on Nasdaq Helsinki or otherwise.\n\nADVISERS\n\nThe Offeror has appointed PricewaterhouseCoopers Oy as lead financial adviser,\nDanske Bank A/S, Finland Branch as arranger of the tender offer, Borenius\nAttorneys Ltd as legal adviser, and IR Partners Oy as communication advisor in\nconnection with the Tender Offer. Oma Savings Bank has appointed EY Advisory\nOy as financial adviser, Krogerus Attorneys Ltd as legal adviser and Rud\nPedersen Finland Ltd as communication advisor in connection with the Tender\nOffer.\n\nAdditional information:\n\nOma Savings Bank Plc\n\nCarl Pettersson, Vice Chair of the Board of Directors, interview requests via\nChief Communications Officer\n\nKarri Alameri, CEO, interview requests via Chief Communications Officer\n\nPirjetta Soikkeli, Chief Communications Officer, tel. +358 40 7500 093,\npirjetta.soikkeli@omasp.fi\n\nwww.omasp.fi\n\n\nS-Bank Plc\n\nRiikka Laine-Tolonen, CEO, interview requests via communications\n\nTiina Nurmi, Chief Communications Officer, tel. +358 10 768 1689,\ntiina.2.nurmi@s-pankki.fi\n\nS-Bank Communications, tel. +358 10 767 9300, viestinta@s-pankki.fi\n\nInformation regarding the Tender Offer is available at\nwww.s-pankki.fi/tenderoffer.\n\nABOUT OMA SAVINGS BANK\n\nOma Savings Bank is a well-capitalised and profitable Finnish bank that serves\nover 200,000 personal and corporate customers through 48 branches across\nFinland and digital channels with approximately 600 experts. Oma Savings Bank\nfocuses primarily on retail banking and offers its customers a diverse range\nof banking services both through its own balance sheet and by intermediating\nproducts of its cooperation partners, such as credit, investment and loan\nprotection products. Oma Savings Bank also engages in mortgage banking\noperations. Oma Savings Bank’s key objective is a first-class customer\nexperience through personal service and easy accessibility in both digital and\ntraditional channels. The Shares of Oma Savings Bank are listed on the\nregulated market maintained by Nasdaq Helsinki.\n\nABOUT S-BANK\n\nS-Bank is a well-capitalised bank and part of the domestic S Group. S-Bank was\ncreated as a bank for co-op members with the mission of ensuring that everyone\nhas the possibility of a little more wealth. S-Bank offers its customers\nbanking, financing and wealth management services and engages in mortgage\nbanking operations. At the end of 2025, S-Bank had more than 3.4 million\ncustomers, of which 858,000 were active customers. S-Bank’s strategy is to\ngrow the number of active customers and the share of customers who consolidate\ntheir banking activities with S-Bank, and to offer superior ease and benefits\nthrough a service model that combines digital and personal service. S-Bank\nemploys approximately 1,200 experts.\n\nIMPORTANT INFORMATION\n\nTHIS RELEASE MAY NOT BE RELEASED OR OTHERWISE DISTRIBUTED, IN WHOLE OR IN\nPART, DIRECTLY OR INDIRECTLY, IN OR INTO, AUSTRALIA, CANADA, HONG KONG, JAPAN,\nNEW ZEALAND OR SOUTH AFRICA OR IN ANY OTHER JURISDICTION IN WHICH THE TENDER\nOFFER WOULD BE PROHIBITED BY APPLICABLE LAW.\n\nTHIS RELEASE IS NOT A TENDER OFFER DOCUMENT AND AS SUCH DOES NOT CONSTITUTE AN\nOFFER OR INVITATION TO MAKE A SALES OFFER. IN PARTICULAR, THIS RELEASE IS NOT\nAN OFFER TO SELL OR THE SOLICITATION OF AN OFFER TO BUY ANY SECURITIES\nDESCRIBED HEREIN, AND IS NOT AN EXTENSION OF THE TENDER OFFER IN AUSTRALIA,\nCANADA, HONG KONG, JAPAN, NEW ZEALAND OR SOUTH AFRICA. INVESTORS SHALL ACCEPT\nTHE TENDER OFFER FOR THE SHARES ONLY ON THE BASIS OF THE INFORMATION PROVIDED\nIN A TENDER OFFER DOCUMENT. OFFERS WILL NOT BE MADE DIRECTLY OR INDIRECTLY IN\nANY JURISDICTION WHERE EITHER AN OFFER OR PARTICIPATION THEREIN IS PROHIBITED\nBY APPLICABLE LAW OR WHERE ANY TENDER OFFER DOCUMENT OR REGISTRATION OR OTHER\nREQUIREMENTS WOULD APPLY IN ADDITION TO THOSE UNDERTAKEN IN FINLAND.\n\nTHE TENDER OFFER IS NOT BEING MADE DIRECTLY OR INDIRECTLY IN ANY JURISDICTION\nWHERE PROHIBITED BY APPLICABLE LAW AND, WHEN PUBLISHED, THE TENDER OFFER\nDOCUMENT AND RELATED ACCEPTANCE FORMS WILL NOT AND MAY NOT BE DISTRIBUTED,\nFORWARDED OR TRANSMITTED INTO OR FROM ANY JURISDICTION WHERE PROHIBITED BY\nAPPLICABLE LAWS OR REGULATIONS. IN PARTICULAR, THE TENDER OFFER IS NOT BEING\nMADE, DIRECTLY OR INDIRECTLY, IN OR INTO, OR BY USE OF THE POSTAL SERVICE OF,\nOR BY ANY MEANS OR INSTRUMENTALITY (INCLUDING, WITHOUT LIMITATION, FACSIMILE\nTRANSMISSION, TELEX, TELEPHONE OR THE INTERNET) OF INTERSTATE OR FOREIGN\nCOMMERCE OF, OR ANY FACILITIES OF A NATIONAL SECURITIES EXCHANGE OF,\nAUSTRALIA, CANADA, HONG KONG, JAPAN, NEW ZEALAND OR SOUTH AFRICA. THE TENDER\nOFFER CANNOT BE ACCEPTED, DIRECTLY OR INDIRECTLY, BY ANY SUCH USE, MEANS OR\nINSTRUMENTALITY OR FROM WITHIN, AUSTRALIA, CANADA, HONG KONG, JAPAN, NEW\nZEALAND OR SOUTH AFRICA AND ANY PURPORTED ACCEPTANCE OF THE TENDER OFFER\nRESULTING DIRECTLY OR INDIRECTLY FROM A VIOLATION OF THESE RESTRICTIONS WILL\nBE INVALID.\n\nTHIS STOCK EXCHANGE RELEASE HAS BEEN PREPARED IN COMPLIANCE WITH FINNISH LAW,\nTHE RULES OF NASDAQ HELSINKI AND THE HELSINKI TAKEOVER CODE AND THE\nINFORMATION DISCLOSED MAY NOT BE THE SAME AS THAT WHICH WOULD HAVE BEEN\nDISCLOSED IF THIS ANNOUNCEMENT HAD BEEN PREPARED IN ACCORDANCE WITH THE LAWS\nOF JURISDICTIONS OUTSIDE OF FINLAND.\n\nInformation for shareholders of Oma Savings Bank in the United States\n\nShareholders of Oma Savings Bank in the United States are advised that the\nShares are not listed on a U.S. securities exchange and that Oma Savings Bank\nis not subject to the periodic reporting requirements of the U.S. Securities\nExchange Act of 1934, as amended (the \"Exchange Act\"), and is not required to,\nand does not, file any reports with the U.S. Securities and Exchange\nCommission (the \"SEC\") thereunder.\n\nThe Tender Offer will be made for the issued and outstanding shares of Oma\nSavings Bank, which is domiciled in Finland, and is subject to Finnish\ndisclosure and procedural requirements. The Tender Offer is made in the United\nStates pursuant to Section 14(e) and Regulation 14E under the Exchange Act,\nsubject to the exemption provided under Rule 14d-1(c) under the Exchange Act,\nfor a \"Tier I\" tender offer, and otherwise in accordance with the disclosure\nand procedural requirements of Finnish law, including with respect to the\nTender Offer timetable, settlement procedures, withdrawal, waiver of\nconditions and timing of payments, which are different from those of the\nUnited States. In particular, the financial information included in this\nannouncement has been prepared in accordance with applicable accounting\nstandards in Finland, which may not be comparable to the financial statements\nor financial information of U.S. companies.\n\nYou should note that the Offeror’s ability to waive the conditions to the\nTender Offer (both during and after the end of the acceptance period) and the\nshareholders’ ability to withdraw their acceptances, are not the same under\na tender offer governed by Finnish law as under a tender offer governed by\nU.S. law. U.S. shareholders are encouraged to consult with their own advisors\nregarding the Tender Offer. In particular, the Offeror may waive conditions to\nthe Tender Offer without offering withdrawal rights, to the extent not\nrequired by applicable law.\n\nThe Tender Offer is made to Oma Savings Bank’s shareholders resident in the\nUnited States on the same terms and conditions as those made to all other\nshareholders of Oma Savings Bank to whom an offer is made. Any informational\ndocuments, including this announcement, are being disseminated to U.S.\nshareholders on a basis comparable to the method that such documents are\nprovided to Oma Savings Bank’s other shareholders.\n\nTo the extent permissible under applicable law or regulations, the Offeror and\nits affiliates or its brokers and its brokers’ affiliates (acting as agents\nfor the Offeror or its affiliates, as applicable) may from time to time after\nthe date of this stock exchange release and during the pendency of the Tender\nOffer, and other than pursuant to the Tender Offer, directly or indirectly\npurchase or arrange to purchase Shares or any securities that are convertible\ninto, exchangeable for or exercisable for Shares. These purchases may occur\neither in the open market at prevailing prices or in private transactions at\nnegotiated prices. To the extent information about such purchases or\narrangements to purchase is made public in Finland, such information will be\ndisclosed by means of a press release or other means reasonably calculated to\ninform U.S. shareholders of Oma Savings Bank of such information. In addition,\nthe financial advisers to the Offeror may also engage in ordinary course\ntrading activities in securities of Oma Savings Bank, which may include\npurchases or arrangements to purchase such securities. To the extent required\nin Finland, any information about such purchases will be made public in\nFinland in the manner required by Finnish law.\n\nNeither the SEC nor any U.S. state securities commission has approved or\ndisapproved the Tender Offer, passed upon the merits or fairness of the Tender\nOffer, or passed any comment upon the adequacy, accuracy or completeness of\nthe disclosure in relation to the Tender Offer. Any representation to the\ncontrary is a criminal offence in the United States.\n\nThe receipt of cash pursuant to the Tender Offer by a U.S. holder of Shares\nmay be a taxable transaction for U.S. federal income tax purposes and under\napplicable U.S. state and local, as well as foreign and other, tax laws. Each\nholder of Shares is urged to consult its independent professional advisers\nimmediately regarding the tax and other consequences of accepting the Tender\nOffer.\n\nTo the extent the Tender Offer is subject to U.S. securities laws, those laws\nonly apply to U.S. holders of Shares and will not give rise to claims on the\npart of any other person. It may be difficult for Oma Savings Bank’s\nshareholders to enforce their rights and any claims they may have arising\nunder the U.S. federal securities laws, since the Offeror and Oma Savings Bank\nare located in non-U.S. jurisdictions and some or all of their respective\nofficers and directors may be residents of non-U.S. jurisdictions. Oma Savings\nBank shareholders may not be able to sue the Offeror or Oma Savings Bank or\ntheir respective officers or directors in a non-U.S. court for violations of\nthe U.S. federal securities laws. It may be difficult to compel the Offeror\nand Oma Savings Bank and their respective affiliates to subject themselves to\na U.S. court’s judgment.\n\nForward-looking statements\n\nThis release contains statements that, to the extent they are not historical\nfacts, constitute \"forward-looking statements\". Forward-looking statements\ninclude statements concerning plans, expectations, projections, objectives,\ntargets, goals, strategies, future events, future revenues or performance,\ncapital expenditures, financing needs, plans or intentions relating to\nacquisitions, competitive strengths and weaknesses, plans or goals relating to\nfinancial position, future operations and development, business strategy and\nthe trends in the industries and the political and legal environment and other\ninformation that is not historical information. In some instances, they can be\nidentified by the use of forward-looking terminology, including the terms\n\"believes\", \"intends\", \"may\", \"will\" or \"should\" or, in each case, their\nnegative or variations on comparable terminology. By their very nature,\nforward-looking statements involve inherent risks, uncertainties and\nassumptions, both general and specific, and risks exist that the predictions,\nforecasts, projections and other forward-looking statements will not be\nachieved. Given these risks, uncertainties and assumptions, investors are\ncautioned not to place undue reliance on such forward-looking statements. Any\nforward-looking statements contained herein speak only as at the date of this\nrelease.\n\nDisclaimer\n\nPricewaterhouseCoopers Oy is acting as financial adviser to the Offeror and\nno-one else in connection with this announcement. Neither\nPricewaterhouseCoopers Oy nor its affiliates, nor their respective partners,\ndirectors, officers, employees or agents are responsible to anyone other than\nthe Offeror for providing the protections afforded to clients of\nPricewaterhouseCoopers Oy or for providing advice in connection with any\nmatters referred to in this announcement.\n\nDanske Bank A/S is authorised under Danish banking law. It is subject to\nsupervision by the Danish Financial Supervisory Authority. Danske Bank A/S is\na private, limited liability company incorporated in Denmark with its head\noffice in Copenhagen where it is registered in the Danish Commercial Register\nunder number 61126228.\n\nDanske Bank A/S (acting via its Finland Branch) is acting as arranger for the\nbenefit of the Offeror and no other person in connection with these materials\nor their contents. Danske Bank A/S will not be responsible to any person other\nthan the Offeror for providing any of the protections afforded to clients of\nDanske Bank A/S, nor for providing any advice in relation to any matter\nreferred to in these materials. Without limiting a person’s liability for\nfraud, Danske Bank A/S, nor any of its affiliates nor any of its respective\ndirectors, officers, representatives, employees, advisers or agents shall have\nany liability to any other person (including, without limitation, any\nrecipient) in connection with the Tender Offer.\n\nEY Advisory Oy is acting exclusively for Oma Savings Bank Plc and no one else\nin connection with the Tender Offer and the matters set out in this\nannouncement. Neither EY Advisory Oy nor its affiliates, nor their respective\npartners, directors, officers, employees or agents are responsible to anyone\nother than Oma Savings Bank for providing the protections afforded to clients\nof EY Advisory Oy, or for giving advice in connection with the Tender Offer or\nany matter or arrangement referred to in this announcement."},"type":"article","timestamp":"2026-09-30T11:05:00.175519409Z","server_sent_at_ms":1790766300175},"received_at":"2026-09-30T11:05:00.303Z","source_url":null},"analysis":{"id":"145186","press_release_id":"156495","analysis_json":{"industry":{"label":"Banks","sector":"Financials"},"redFlags":["delisting from Nasdaq Helsinki imminent following completion","compulsory redemption proceedings planned for remaining minority shareholders","all subsequent offer period acceptances are binding and cannot be withdrawn"],"eventType":"m_and_a","narrative":"S-Bank completed its voluntary recommended cash tender offer for Oma Savings Bank, with 32,152,993 shares tendered representing approximately 96.78% of shares and votes, clearing the 90% Minimum Acceptance Condition.\n\nA subsequent offer period runs from 1 October to 22 October 2026, with payment to subsequent-period tendering shareholders on or about 3 November 2026; first-period shareholders are paid on or about 7 October 2026.\n\nHaving exceeded 90% ownership, S-Bank intends to initiate compulsory redemption of remaining shares and apply to delist OMASP from Nasdaq Helsinki, meaning minority shareholders face a squeeze-out and the stock will cease trading.","sentiment":"bullish","agentHooks":{"shouldPost":true,"suggestedAngle":"Tender offer completed at 96.78% acceptance -- OMASP heads for compulsory redemption and delisting; last window for holdouts is the 1-22 October subsequent offer period."},"keyFigures":{"customDimensions":{"offer_period":"17 July 2026 - 25 September 2026","payment_date":"on or about 7 October 2026","shares_tendered":32152993,"acceptance_percentage":"96.78%","subsequent_offer_period":"1 October 2026 - 22 October 2026","minimum_acceptance_condition":"90%","subsequent_period_payment_date":"on or about 3 November 2026"}},"namedEntities":{"people":[{"name":"Karri Alameri","role":"CEO of Oma Savings Bank"},{"name":"Carl Pettersson","role":"Vice Chair of the Board of Directors, Oma Savings Bank"},{"name":"Riikka Laine-Tolonen","role":"CEO of S-Bank"},{"name":"Pirjetta Soikkeli","role":"Chief Communications Officer, Oma Savings Bank"}],"products":[],"companies":[{"name":"Oma Savings Bank Plc","ticker":"OMASP","relationship":"target"},{"name":"S-Bank Plc","relationship":"acquirer"},{"name":"Danske Bank A/S, Finland Branch","relationship":"arranger"},{"name":"PricewaterhouseCoopers Oy","relationship":"financial adviser to Offeror"},{"name":"Borenius Attorneys Ltd","relationship":"legal adviser to Offeror"},{"name":"EY Advisory Oy","relationship":"financial adviser to target"},{"name":"Krogerus Attorneys Ltd","relationship":"legal adviser to target"},{"name":"Nasdaq Helsinki Ltd","relationship":"listing exchange"}],"dollarAmounts":[]},"materialImpact":{"score":4,"reasoning":"S-Bank's tender offer for Oma Savings Bank has been completed with ~96.78% of shares tendered, exceeding the 90% Minimum Acceptance Condition. The Offeror will initiate compulsory redemption and delist the shares from Nasdaq Helsinki, effectively ending OMASP's life as a public company."},"tickerRelevance":{"others":[],"primary":"OMASP"},"globalImportance":30,"audienceRelevance":15,"eventTypeSecondary":[],"importanceComponents":{"tickerTier":"small-cap","eventGravity":"completed acquisition with delisting and squeeze-out","marketCapAdjustment":"Finnish small-cap bank, Nordic-focused audience"}},"event_type":"m_and_a","event_type_secondary":null,"sentiment":"bullish","material_impact_score":4,"narrative":"S-Bank completed its voluntary recommended cash tender offer for Oma Savings Bank, with 32,152,993 shares tendered representing approximately 96.78% of shares and votes, clearing the 90% Minimum Acceptance Condition.\n\nA subsequent offer period runs from 1 October to 22 October 2026, with payment to subsequent-period tendering shareholders on or about 3 November 2026; first-period shareholders are paid on or about 7 October 2026.\n\nHaving exceeded 90% ownership, S-Bank intends to initiate compulsory redemption of remaining shares and apply to delist OMASP from Nasdaq Helsinki, meaning minority shareholders face a squeeze-out and the stock will cease trading.","key_figures":{"customDimensions":{"offer_period":"17 July 2026 - 25 September 2026","payment_date":"on or about 7 October 2026","shares_tendered":32152993,"acceptance_percentage":"96.78%","subsequent_offer_period":"1 October 2026 - 22 October 2026","minimum_acceptance_condition":"90%","subsequent_period_payment_date":"on or about 3 November 2026"}},"named_entities":{"people":[{"name":"Karri Alameri","role":"CEO of Oma Savings Bank"},{"name":"Carl Pettersson","role":"Vice Chair of the Board of Directors, Oma Savings Bank"},{"name":"Riikka Laine-Tolonen","role":"CEO of S-Bank"},{"name":"Pirjetta Soikkeli","role":"Chief Communications Officer, Oma Savings Bank"}],"products":[],"companies":[{"name":"Oma Savings Bank Plc","ticker":"OMASP","relationship":"target"},{"name":"S-Bank Plc","relationship":"acquirer"},{"name":"Danske Bank A/S, Finland Branch","relationship":"arranger"},{"name":"PricewaterhouseCoopers Oy","relationship":"financial adviser to Offeror"},{"name":"Borenius Attorneys Ltd","relationship":"legal adviser to Offeror"},{"name":"EY Advisory Oy","relationship":"financial adviser to target"},{"name":"Krogerus Attorneys Ltd","relationship":"legal adviser to target"},{"name":"Nasdaq Helsinki Ltd","relationship":"listing exchange"}],"dollarAmounts":[]},"model_name":"glm-5.3-flashx","prompt_hash":"sha256:727b4b9429a443af","schema_hash":"sha256:05005c02d9cffac9","created_at":"2026-09-30T11:05:07.930Z","global_importance":30,"audience_relevance":15,"importance_components":{"tickerTier":"small-cap","eventGravity":"completed acquisition with delisting and squeeze-out","marketCapAdjustment":"Finnish small-cap bank, Nordic-focused audience"}},"durationMs":7609,"modelName":"glm-5.3-flashx"}}