{"success":true,"data":{"pressRelease":{"id":"157130","rtpr_id":"nNFC2nXvZ3-20260930","ticker":"ZBAO","exchange":"NASDAQ","all_tickers":["ZBAO"],"title":"Zhibao Technology Issues Preliminary Guidance for Fiscal Year Ended June 30, 2026","author":"Newsfile Corp","published_at":"2026-09-30T16:30:17.264Z","article_body":"KEY HIGHLIGHTS\n* Strong Top-Line Revenue Growth: Zhibao Technology Inc. (NASDAQ: ZBAO)\n(\"Zhibao,\" \"we,\" or the \"Company\") expects full-year revenue growth of 10% to\n20% for the fiscal year ended June 30, 2026, compared to fiscal year 2025.\n* Significant Reduction in Net Loss: Net loss is expected to narrow\nsubstantially compared to fiscal year 2025, and approach break even.\n* Leading Sector Positions: The Company achieved market leadership in three\nkey digital insurance verticals: drone-related coverage, home property\ncoverage via natural gas utility channels, and accident/liability insurance\nfor sporting events.\n* Reporting Timeline: Zhibao anticipates filing its full financial results for\nthe fiscal year ended June 30, 2026, by October 31, 2026.\nShanghai, China--(Newsfile Corp. - September 30, 2026) - Zhibao Technology\nInc. (NASDAQ: ZBAO) (\"Zhibao,\" \"we,\" \"our,\" or the \"Company\"), a leading\nhigh-growth InsurTech company and pioneer of the 2B2C digital embedded\ninsurance model in China, today issued preliminary financial guidance for the\nfiscal year ended June 30, 2026.\n\nFiscal Year 2026 Financial Guidance & Operational Highlights Management\nexpects Zhibao's revenue growth for the fiscal year ended June 30, 2026, to be\nin the range of 10% to 20% compared to fiscal year 2025. This marks nine\nconsecutive quarters of positive revenue growth since the Company's IPO.\nManagement also expects net loss to narrow substantially compared to fiscal\nyear 2025 and approach break even.\n\nIn addition, the Company expects continued positive growth across key\noperating metrics, including gross profit, total active B Channels, and C end\nusers for fiscal year 2026. This operational momentum is primarily\nattributable to:\n* Continued expansion and diversification of B Channels across various\nindustry sectors.\n* Accelerated market adoption and integration of Zhibao's proprietary 2B2C\nembedded insurance model.\n* Successful execution of targeted strategic investments, mergers, and\nacquisitions.\nIn particular, the Company established market leadership in three specialized\nvertical market segments during 2026:\n1. Drone Insurance: Comprehensive coverage tailored to commercial and consumer\ndrone operations.\n2. Home Property Coverage: Embedded distribution through natural gas utility\nchannels.\n3. Sports & Events Insurance: Accident and liability solutions distributed\nacross sporting venues and events.\nThe Company anticipates reporting its complete financial results for the\nfiscal year ended June 30, 2026, by October 31, 2026. Details regarding the\nfull-year earnings call and upcoming investor outreach events will be released\nin the coming weeks.\n\nManagement Commentary \"I am pleased to share this preview into our earnings\nfor fiscal year 2026. Our teams have been hard at work furthering our 2B2C\ndigital insurance solutions and developing expanded partnerships with B\nChannels. Top-line growth remains healthy and we have made concrete progress\nin narrowing our bottom line compared to fiscal 2025,\" said Mr. Botao Ma,\nDirector of Zhibao.\n\n\"We have cemented our leading position across three key verticals, and I\nanticipate continued success as our business model gains traction. Finally,\nwhile not directly impacting Fiscal 2026 operating results, the successful\nclosing of our PIPE transaction valued at $154 million on August 17, 2026, has\nstrongly bolstered the Company's net assets and places Zhibao on solid\nfinancial footing for future expansion.\"\n\nAbout Zhibao Technology Inc. Zhibao Technology Inc. is a leading and\nhigh-growth InsurTech company primarily engaging in providing digital\ninsurance brokerage services through its operating entities (\"Zhibao China\nGroup\") in China. 2B2C (\"to-business-to-customer\") digital embedded insurance\nis the Company's innovative business model, which Zhibao China Group pioneered\nin China. Zhibao China Group launched the first digital insurance brokerage\nplatform in China in 2020, powered by its proprietary PaaS (\"Platform as a\nService\"). Zhibao has developed over 40 proprietary digital insurance\nsolutions addressing different scenarios in a wide range of industries,\nincluding travel, sports, logistics, utilities, and e-commerce. For more\ninformation, please visit: ir.zhibao-tech.com\n(https://api.newsfilecorp.com/redirect/rpM4ksawYw).\n\nForward-Looking Statements Statements in this press release about future\nexpectations, plans, and prospects, including preliminary financial guidance\nand anticipated reporting dates, constitute \"forward-looking statements\"\nwithin the meaning of The Private Securities Litigation Reform Act of 1995.\nWords such as \"anticipate,\" \"believe,\" \"continue,\" \"could,\" \"estimate,\"\n\"expect,\" \"intend,\" \"may,\" \"plan,\" \"potential,\" \"predict,\" \"project,\"\n\"should,\" \"target,\" \"will,\" \"would,\" and similar expressions identify\nforward-looking statements. The Company undertakes no obligation to update or\nrevise publicly any forward-looking statements to reflect subsequent events or\ncircumstances, except as required by law. These statements are subject to\nuncertainties and risks, including market conditions and other risk factors\ndiscussed in the \"Risk Factors\" section of our annual reports on Form 20-F (as\namended) and registration statements on Form F-1 and Form F-3 filed with the\nSEC. Actual results may differ materially from those anticipated. Additional\nfactors are discussed in the Company's filings with the SEC, available at\nwww.sec.gov.\n\nInvestor Relations Contact\n\nZhibao Technology Inc.\nInvestor Relations Office\nEmail: ir@zhibao-tech.com\n\nSkyline Corporate Communications Group, LLC\nScott Powell, President\nAvenues Tower\n1177 Avenue of the Americas, 5th floor\nNew York, NY 10036\nOffice: (646) 893-5835\nEmail: info@skylineccg.com\n\n\nTo view the source version of this press release, please visit\nhttps://www.newsfilecorp.com/release/316755","article_body_html":"","raw_payload":{"data":{"id":"nNFC2nXvZ3-20260930","title":"Zhibao Technology Issues Preliminary Guidance for Fiscal Year Ended June 30, 2026","author":"Newsfile Corp","ticker":"ZBAO","created":"2026-09-30T16:30:17.264Z","tickers":["ZBAO"],"exchange":"NASDAQ","article_body":"KEY HIGHLIGHTS\n* Strong Top-Line Revenue Growth: Zhibao Technology Inc. (NASDAQ: ZBAO)\n(\"Zhibao,\" \"we,\" or the \"Company\") expects full-year revenue growth of 10% to\n20% for the fiscal year ended June 30, 2026, compared to fiscal year 2025.\n* Significant Reduction in Net Loss: Net loss is expected to narrow\nsubstantially compared to fiscal year 2025, and approach break even.\n* Leading Sector Positions: The Company achieved market leadership in three\nkey digital insurance verticals: drone-related coverage, home property\ncoverage via natural gas utility channels, and accident/liability insurance\nfor sporting events.\n* Reporting Timeline: Zhibao anticipates filing its full financial results for\nthe fiscal year ended June 30, 2026, by October 31, 2026.\nShanghai, China--(Newsfile Corp. - September 30, 2026) - Zhibao Technology\nInc. (NASDAQ: ZBAO) (\"Zhibao,\" \"we,\" \"our,\" or the \"Company\"), a leading\nhigh-growth InsurTech company and pioneer of the 2B2C digital embedded\ninsurance model in China, today issued preliminary financial guidance for the\nfiscal year ended June 30, 2026.\n\nFiscal Year 2026 Financial Guidance & Operational Highlights Management\nexpects Zhibao's revenue growth for the fiscal year ended June 30, 2026, to be\nin the range of 10% to 20% compared to fiscal year 2025. This marks nine\nconsecutive quarters of positive revenue growth since the Company's IPO.\nManagement also expects net loss to narrow substantially compared to fiscal\nyear 2025 and approach break even.\n\nIn addition, the Company expects continued positive growth across key\noperating metrics, including gross profit, total active B Channels, and C end\nusers for fiscal year 2026. This operational momentum is primarily\nattributable to:\n* Continued expansion and diversification of B Channels across various\nindustry sectors.\n* Accelerated market adoption and integration of Zhibao's proprietary 2B2C\nembedded insurance model.\n* Successful execution of targeted strategic investments, mergers, and\nacquisitions.\nIn particular, the Company established market leadership in three specialized\nvertical market segments during 2026:\n1. Drone Insurance: Comprehensive coverage tailored to commercial and consumer\ndrone operations.\n2. Home Property Coverage: Embedded distribution through natural gas utility\nchannels.\n3. Sports & Events Insurance: Accident and liability solutions distributed\nacross sporting venues and events.\nThe Company anticipates reporting its complete financial results for the\nfiscal year ended June 30, 2026, by October 31, 2026. Details regarding the\nfull-year earnings call and upcoming investor outreach events will be released\nin the coming weeks.\n\nManagement Commentary \"I am pleased to share this preview into our earnings\nfor fiscal year 2026. Our teams have been hard at work furthering our 2B2C\ndigital insurance solutions and developing expanded partnerships with B\nChannels. Top-line growth remains healthy and we have made concrete progress\nin narrowing our bottom line compared to fiscal 2025,\" said Mr. Botao Ma,\nDirector of Zhibao.\n\n\"We have cemented our leading position across three key verticals, and I\nanticipate continued success as our business model gains traction. Finally,\nwhile not directly impacting Fiscal 2026 operating results, the successful\nclosing of our PIPE transaction valued at $154 million on August 17, 2026, has\nstrongly bolstered the Company's net assets and places Zhibao on solid\nfinancial footing for future expansion.\"\n\nAbout Zhibao Technology Inc. Zhibao Technology Inc. is a leading and\nhigh-growth InsurTech company primarily engaging in providing digital\ninsurance brokerage services through its operating entities (\"Zhibao China\nGroup\") in China. 2B2C (\"to-business-to-customer\") digital embedded insurance\nis the Company's innovative business model, which Zhibao China Group pioneered\nin China. Zhibao China Group launched the first digital insurance brokerage\nplatform in China in 2020, powered by its proprietary PaaS (\"Platform as a\nService\"). Zhibao has developed over 40 proprietary digital insurance\nsolutions addressing different scenarios in a wide range of industries,\nincluding travel, sports, logistics, utilities, and e-commerce. For more\ninformation, please visit: ir.zhibao-tech.com\n(https://api.newsfilecorp.com/redirect/rpM4ksawYw).\n\nForward-Looking Statements Statements in this press release about future\nexpectations, plans, and prospects, including preliminary financial guidance\nand anticipated reporting dates, constitute \"forward-looking statements\"\nwithin the meaning of The Private Securities Litigation Reform Act of 1995.\nWords such as \"anticipate,\" \"believe,\" \"continue,\" \"could,\" \"estimate,\"\n\"expect,\" \"intend,\" \"may,\" \"plan,\" \"potential,\" \"predict,\" \"project,\"\n\"should,\" \"target,\" \"will,\" \"would,\" and similar expressions identify\nforward-looking statements. The Company undertakes no obligation to update or\nrevise publicly any forward-looking statements to reflect subsequent events or\ncircumstances, except as required by law. These statements are subject to\nuncertainties and risks, including market conditions and other risk factors\ndiscussed in the \"Risk Factors\" section of our annual reports on Form 20-F (as\namended) and registration statements on Form F-1 and Form F-3 filed with the\nSEC. Actual results may differ materially from those anticipated. Additional\nfactors are discussed in the Company's filings with the SEC, available at\nwww.sec.gov.\n\nInvestor Relations Contact\n\nZhibao Technology Inc.\nInvestor Relations Office\nEmail: ir@zhibao-tech.com\n\nSkyline Corporate Communications Group, LLC\nScott Powell, President\nAvenues Tower\n1177 Avenue of the Americas, 5th floor\nNew York, NY 10036\nOffice: (646) 893-5835\nEmail: info@skylineccg.com\n\n\nTo view the source version of this press release, please visit\nhttps://www.newsfilecorp.com/release/316755"},"type":"article","timestamp":"2026-09-30T16:30:17.31493764Z","server_sent_at_ms":1790785817314},"received_at":"2026-09-30T16:30:17.372Z","source_url":"https://www.newsfilecorp.com/release/316755"},"analysis":{"id":"145804","press_release_id":"157130","analysis_json":{"industry":{"label":"Financial Services","sector":"Financials"},"redFlags":["guidance is preliminary and unaudited; full results not due until October 31, 2026","company remains loss-making even if losses approach breakeven"],"eventType":"guidance_update","narrative":"Zhibao Technology issued preliminary FY2026 guidance of 10% to 20% revenue growth for the fiscal year ended June 30, 2026, marking nine consecutive quarters of growth since its IPO.\n\nManagement expects the net loss to narrow substantially and approach breakeven, and claims market leadership in drone insurance, home property coverage via gas utility channels, and sports event insurance.\n\nThe full financial results are expected by October 31, 2026; a $154 million PIPE closed on August 17, 2026, bolstering net assets though it does not affect FY2026 operating results.","sentiment":"bullish","agentHooks":{"shouldPost":true,"suggestedAngle":"Small-cap China InsurTech pre-announces 10-20% growth and near-breakeven FY2026 ahead of October 31 filing."},"keyFigures":{"guidance":"FY2026 (ended June 30, 2026) revenue growth of 10%-20% YoY; net loss expected to narrow substantially and approach break even","customDimensions":{"pipe_value":"$154 million","pipe_close_date":"2026-08-17","revenue_growth_range":"10%-20%","results_filing_deadline":"2026-10-31"}},"quotedText":"the successful closing of our PIPE transaction valued at $154 million on August 17, 2026, has strongly bolstered the Company's net assets and places Zhibao on solid financial footing for future expansion","namedEntities":{"people":[{"name":"Botao Ma","role":"Director"},{"name":"Scott Powell","role":"President, Skyline Corporate Communications Group (IR contact)"}],"products":["Drone Insurance","Home Property Coverage via natural gas utility channels","Sports & Events Insurance","2B2C digital embedded insurance platform","PaaS (Platform as a Service)"],"companies":[{"name":"Zhibao Technology Inc.","ticker":"ZBAO","relationship":"filer"},{"name":"Zhibao China Group","relationship":"operating entities"},{"name":"Skyline Corporate Communications Group, LLC","relationship":"investor relations firm"}],"dollarAmounts":[{"amount":"$154 million","context":"PIPE transaction valued at $154 million, closed August 17, 2026"}]},"materialImpact":{"score":3,"reasoning":"Preliminary guidance of 10-20% revenue growth with net loss approaching breakeven is a meaningful positive update for a small-cap InsurTech, but it is unaudited and ahead of full results due by October 31."},"tickerRelevance":{"others":[],"primary":"ZBAO"},"globalImportance":22,"audienceRelevance":15,"eventTypeSecondary":["operations_update"],"importanceComponents":{"tickerTier":"small-cap","eventGravity":"preliminary guidance","sectorWeight":"insurtech","issuerAuthored":true}},"event_type":"guidance_update","event_type_secondary":["operations_update"],"sentiment":"bullish","material_impact_score":3,"narrative":"Zhibao Technology issued preliminary FY2026 guidance of 10% to 20% revenue growth for the fiscal year ended June 30, 2026, marking nine consecutive quarters of growth since its IPO.\n\nManagement expects the net loss to narrow substantially and approach breakeven, and claims market leadership in drone insurance, home property coverage via gas utility channels, and sports event insurance.\n\nThe full financial results are expected by October 31, 2026; a $154 million PIPE closed on August 17, 2026, bolstering net assets though it does not affect FY2026 operating results.","key_figures":{"guidance":"FY2026 (ended June 30, 2026) revenue growth of 10%-20% YoY; net loss expected to narrow substantially and approach break even","customDimensions":{"pipe_value":"$154 million","pipe_close_date":"2026-08-17","revenue_growth_range":"10%-20%","results_filing_deadline":"2026-10-31"}},"named_entities":{"people":[{"name":"Botao Ma","role":"Director"},{"name":"Scott Powell","role":"President, Skyline Corporate Communications Group (IR contact)"}],"products":["Drone Insurance","Home Property Coverage via natural gas utility channels","Sports & Events Insurance","2B2C digital embedded insurance platform","PaaS (Platform as a Service)"],"companies":[{"name":"Zhibao Technology Inc.","ticker":"ZBAO","relationship":"filer"},{"name":"Zhibao China Group","relationship":"operating entities"},{"name":"Skyline Corporate Communications Group, LLC","relationship":"investor relations firm"}],"dollarAmounts":[{"amount":"$154 million","context":"PIPE transaction valued at $154 million, closed August 17, 2026"}]},"model_name":"glm-5.3-flashx","prompt_hash":"sha256:727b4b9429a443af","schema_hash":"sha256:05005c02d9cffac9","created_at":"2026-09-30T16:30:23.145Z","global_importance":22,"audience_relevance":15,"importance_components":{"tickerTier":"small-cap","eventGravity":"preliminary guidance","sectorWeight":"insurtech","issuerAuthored":true}},"durationMs":5746,"modelName":"glm-5.3-flashx"}}