{"success":true,"data":{"pressRelease":{"id":"161889","rtpr_id":"nPnbqNG8Ga-20261006","ticker":"PTBS","exchange":"OTC","all_tickers":["PTBS"],"title":"Potomac Bank Announces Strategic Alignment for Growth with Appointment of Lisa Kilgour as Executive Vice President and Chief Operations Officer","author":"PR Newswire","published_at":"2026-10-06T12:48:20.147Z","article_body":"Potomac Bank Announces Strategic Alignment for Growth with Appointment of Lisa Kilgour as Executive Vice President and Chief Operations Officer\nPR Newswire\n\nCHARLES TOWN, W.Va., Oct. 6, 2026\n\nCHARLES TOWN, W.Va., Oct. 6, 2026 /PRNewswire/ -- (OTCID: PTBS) – Potomac\nBank today announced the appointment of Lisa Kilgour as Executive Vice\nPresident and Chief Operations Officer. As a member of the executive team, Ms.\nKilgour will oversee the Bank's strategic operations planning and daily\nexecution that includes banking systems, payment processing, card services,\ndeposit operations, loan operations, and facilities.\n\nMs. Kilgour has more than 40 years of community bank experience. Prior to\njoining Potomac Bank, she served in the same capacity with MainStreet Bank for\n9 years. Prior to that, Ms. Kilgour served in senior management with\nMiddleburg Bank for over 22 years. She started her banking career with Farmers\nand Merchants National Bank in Hamilton, Virginia.\n\n\"Major shifts are occurring in the banking industry that require us to invest\nappropriately to ensure we are well positioned to remain a locally owned and\nindependent community bank,\" stated Alice P. Frazier, President and CEO of\nPotomac Bank. \"Lisa's extensive experience and years of success in operations\nwill help us provide clients positive experiences and remain a high-performing\npresence as we continuing growing.\"\n\nMs. Kilgour stated, \"I am honored and excited to join Potomac Bank and look\nforward to optimizing our operational performance as we continue to grow. I\nlook forward to carrying on Potomac Bank's 155-year tradition of serving\nmulti-generational clients with personal, high-touch service and supporting\nthat tradition with unmatched operational excellence.\"\n\nBeyond her responsibilities at Potomac Bank, Ms. Kilgour serves the financial\nservices industry in various roles. She is a Member of the Payments Advisory\nCouncil of the Federal Reserve Bank of Richmond. She is also a Member of the\nBank Operations Committee of the Independent Community Bankers of America\n(ICBA). In addition, Ms. Kilgour is a member of the Board of Directors and\npast Chair of Virginia 1(st), an organization that collaborates with\ngovernment agencies and their DHS and emergency management practices that\ninvolve financial institutions. She also serves on the Board of Directors of\nthe Virginia Association of Community Banks for whom she is the immediate past\nChair. Ms. Kilgour is the Immediate Past Chair of the SilverLake National\nBoard, a nationwide core banking user organization.\n\nMs. Kilgour attended Virginia Tech where she studied Computer Science. In\naddition, she is a graduate of the BAI Graduate School of Bank Operations and\nTechnology and completed the Virginia Bankers Association Executive Leadership\nProgram.\n\nMs. Kilgour is a lifelong resident of Loudoun County, Virginia, where she and\nher husband enjoy playing golf. They have two adult children.\n\nAbout the Company\n\nPotomac Bank, a wholly owned subsidiary of Potomac Bancshares, Inc. (OTCID:\nPTBS), was founded in 1871 as Bank of Charles Town and renamed Potomac Bank on\nNovember 3, 2025. The Company's total assets were $981 million as of June 30,\n2026. The Bank conducts operations through its nine-branch network and two\nloan production offices serving the Eastern Panhandle of West Virginia,\nWashington County, Maryland, and Northern Virginia. The Bank offers\ncomprehensive financial solutions through its consumer and commercial banking\ndivisions, Trust, Wealth, and BCT Investments divisions, and its Residential\nLending mortgage division. The Bank is also proud to serve its communities as\na Small Business Administration (SBA) Preferred Lender. Over the past several\nyears, the Bank has received numerous awards and recognitions, including\nAmerican Banker's \"Top Performing Banks\" (under $2 billion in assets) and\n\"Best Banks to Work For\", as well as the Journal-News \"Best of the Best\"\naward and the LoudounNow \"Loudoun's Favorite\" award.\n\nThe Company's shares are quoted on the OTCID marketplace under the symbol\n\"PTBS.\" For more information about the Bank, please visit our website at\nwww.potomac.bank\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4790601-1&h=1406808927&u=http%3A%2F%2Fwww.potomac.bank%2F&a=www.potomac.bank)\n.\n\nMedia Contact\nBryan D. Decker\nSVP, Director of Marketing and Communications\nbdecker@potomac.bank (mailto:bdecker@potomac.bank)\n\nView original content to download\nmultimedia:https://www.prnewswire.com/news-releases/potomac-bank-announces-strategic-alignment-for-growth-with-appointment-of-lisa-kilgour-as-executive-vice-president-and-chief-operations-officer-302899781.html\n(https://www.prnewswire.com/news-releases/potomac-bank-announces-strategic-alignment-for-growth-with-appointment-of-lisa-kilgour-as-executive-vice-president-and-chief-operations-officer-302899781.html)\n\nSOURCE Potomac Bank\n\n\n\nPhoto: \nhttps://mmx.prnewswire.com/media/MS2003246/Potomac-Bank-Lisa-Kilgour-is-the-newly-appointed-EVP-and-Chief-Operating-Officer-for-Potomac-B.jpg?id=OA2989709\nhttps://mmx.prnewswire.com/media/MS1889859/Potomac-Bank_Logo_MASTER_full-color_2025-08-13-01.jpg?id=OA2989704\n\nCopyright (c) 2026 PR Newswire Association,LLC. All Rights Reserved.","article_body_html":"","raw_payload":{"data":{"id":"nPnbqNG8Ga-20261006","title":"Potomac Bank Announces Strategic Alignment for Growth with Appointment of Lisa Kilgour as Executive Vice President and Chief Operations Officer","author":"PR Newswire","ticker":"PTBS","created":"2026-10-06T12:48:20.147Z","tickers":["PTBS"],"exchange":"OTC","article_body":"Potomac Bank Announces Strategic Alignment for Growth with Appointment of Lisa Kilgour as Executive Vice President and Chief Operations Officer\nPR Newswire\n\nCHARLES TOWN, W.Va., Oct. 6, 2026\n\nCHARLES TOWN, W.Va., Oct. 6, 2026 /PRNewswire/ -- (OTCID: PTBS) – Potomac\nBank today announced the appointment of Lisa Kilgour as Executive Vice\nPresident and Chief Operations Officer. As a member of the executive team, Ms.\nKilgour will oversee the Bank's strategic operations planning and daily\nexecution that includes banking systems, payment processing, card services,\ndeposit operations, loan operations, and facilities.\n\nMs. Kilgour has more than 40 years of community bank experience. Prior to\njoining Potomac Bank, she served in the same capacity with MainStreet Bank for\n9 years. Prior to that, Ms. Kilgour served in senior management with\nMiddleburg Bank for over 22 years. She started her banking career with Farmers\nand Merchants National Bank in Hamilton, Virginia.\n\n\"Major shifts are occurring in the banking industry that require us to invest\nappropriately to ensure we are well positioned to remain a locally owned and\nindependent community bank,\" stated Alice P. Frazier, President and CEO of\nPotomac Bank. \"Lisa's extensive experience and years of success in operations\nwill help us provide clients positive experiences and remain a high-performing\npresence as we continuing growing.\"\n\nMs. Kilgour stated, \"I am honored and excited to join Potomac Bank and look\nforward to optimizing our operational performance as we continue to grow. I\nlook forward to carrying on Potomac Bank's 155-year tradition of serving\nmulti-generational clients with personal, high-touch service and supporting\nthat tradition with unmatched operational excellence.\"\n\nBeyond her responsibilities at Potomac Bank, Ms. Kilgour serves the financial\nservices industry in various roles. She is a Member of the Payments Advisory\nCouncil of the Federal Reserve Bank of Richmond. She is also a Member of the\nBank Operations Committee of the Independent Community Bankers of America\n(ICBA). In addition, Ms. Kilgour is a member of the Board of Directors and\npast Chair of Virginia 1(st), an organization that collaborates with\ngovernment agencies and their DHS and emergency management practices that\ninvolve financial institutions. She also serves on the Board of Directors of\nthe Virginia Association of Community Banks for whom she is the immediate past\nChair. Ms. Kilgour is the Immediate Past Chair of the SilverLake National\nBoard, a nationwide core banking user organization.\n\nMs. Kilgour attended Virginia Tech where she studied Computer Science. In\naddition, she is a graduate of the BAI Graduate School of Bank Operations and\nTechnology and completed the Virginia Bankers Association Executive Leadership\nProgram.\n\nMs. Kilgour is a lifelong resident of Loudoun County, Virginia, where she and\nher husband enjoy playing golf. They have two adult children.\n\nAbout the Company\n\nPotomac Bank, a wholly owned subsidiary of Potomac Bancshares, Inc. (OTCID:\nPTBS), was founded in 1871 as Bank of Charles Town and renamed Potomac Bank on\nNovember 3, 2025. The Company's total assets were $981 million as of June 30,\n2026. The Bank conducts operations through its nine-branch network and two\nloan production offices serving the Eastern Panhandle of West Virginia,\nWashington County, Maryland, and Northern Virginia. The Bank offers\ncomprehensive financial solutions through its consumer and commercial banking\ndivisions, Trust, Wealth, and BCT Investments divisions, and its Residential\nLending mortgage division. The Bank is also proud to serve its communities as\na Small Business Administration (SBA) Preferred Lender. Over the past several\nyears, the Bank has received numerous awards and recognitions, including\nAmerican Banker's \"Top Performing Banks\" (under $2 billion in assets) and\n\"Best Banks to Work For\", as well as the Journal-News \"Best of the Best\"\naward and the LoudounNow \"Loudoun's Favorite\" award.\n\nThe Company's shares are quoted on the OTCID marketplace under the symbol\n\"PTBS.\" For more information about the Bank, please visit our website at\nwww.potomac.bank\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4790601-1&h=1406808927&u=http%3A%2F%2Fwww.potomac.bank%2F&a=www.potomac.bank)\n.\n\nMedia Contact\nBryan D. Decker\nSVP, Director of Marketing and Communications\nbdecker@potomac.bank (mailto:bdecker@potomac.bank)\n\nView original content to download\nmultimedia:https://www.prnewswire.com/news-releases/potomac-bank-announces-strategic-alignment-for-growth-with-appointment-of-lisa-kilgour-as-executive-vice-president-and-chief-operations-officer-302899781.html\n(https://www.prnewswire.com/news-releases/potomac-bank-announces-strategic-alignment-for-growth-with-appointment-of-lisa-kilgour-as-executive-vice-president-and-chief-operations-officer-302899781.html)\n\nSOURCE Potomac Bank\n\n\n\nPhoto: \nhttps://mmx.prnewswire.com/media/MS2003246/Potomac-Bank-Lisa-Kilgour-is-the-newly-appointed-EVP-and-Chief-Operating-Officer-for-Potomac-B.jpg?id=OA2989709\nhttps://mmx.prnewswire.com/media/MS1889859/Potomac-Bank_Logo_MASTER_full-color_2025-08-13-01.jpg?id=OA2989704\n\nCopyright (c) 2026 PR Newswire Association,LLC. All Rights Reserved."},"type":"article","timestamp":"2026-10-06T12:48:20.196282421Z","server_sent_at_ms":1791290900196},"received_at":"2026-10-06T12:48:20.247Z","source_url":"https://www.prnewswire.com/news-releases/potomac-bank-announces-strategic-alignment-for-growth-with-appointment-of-lisa-kilgour-as-executive-vice-president-and-chief-operations-officer-302899781.html"},"analysis":{"id":"150395","press_release_id":"161889","analysis_json":{"industry":{"label":"Banks","sector":"Financials"},"redFlags":[],"eventType":"executive_change","narrative":"Potomac Bank (OTCID: PTBS) appointed Lisa Kilgour as Executive Vice President and Chief Operations Officer, overseeing banking systems, payments, card services, and deposit and loan operations.\n\nKilgour brings over 40 years of community banking experience, including 9 years as COO of MainStreet Bank and 22+ years in senior management at Middleburg Bank.\n\nCEO Alice Frazier framed the hire as an investment to keep the $981 million-asset community bank well positioned amid industry shifts; the move is routine governance news rather than a material financial event.","sentiment":"neutral","agentHooks":{"shouldPost":false,"suggestedAngle":"Experienced community-bank COO hire strengthens operations bench at $981M-asset Potomac Bank."},"keyFigures":{"customDimensions":{"branches":9,"total_assets":"$981 million as of June 30, 2026","years_experience":"40+ years community banking"}},"quotedText":"Major shifts are occurring in the banking industry that require us to invest appropriately to ensure we are well positioned to remain a locally owned and independent community bank","namedEntities":{"people":[{"name":"Lisa Kilgour","role":"Incoming EVP and Chief Operations Officer"},{"name":"Alice P. 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