{"success":true,"data":{"pressRelease":{"id":"166256","rtpr_id":"nGNX7CG0VD-20261012","ticker":"NCNO","exchange":"NASDAQ","all_tickers":["NCNO"],"title":"nCino Brings AI-Powered Guidance and Automation Together in Loan Officer Productivity Suite for Mortgage","author":"Globe Newswire","published_at":"2026-10-12T11:30:00.191Z","article_body":"WILMINGTON, N.C., Oct. 12, 2026 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ:\nNCNO), the platform for agentic AI banking, today introduced its Loan Officer\nProductivity Suite, a comprehensive set of AI-driven tools designed to boost\nmortgage originator productivity by putting faster answers and automated\nactions directly into the nCino Mortgage Solution.\n\nThe Suite brings together features in one accessible experience inside\nnCino’s mobile-native point of sale, where originators already work.\nTogether, they reduce time spent on manual work so originators can spend more\nof it with borrowers. The Suite uses each institution’s own data, product\nguidelines, and workflow rules to give originators institution-specific\nanswers and let them take action from one place, without bouncing between\ntools.\n\nCustomers are putting Loan Officer Productivity Suite features to work, with\nearly adopters like Educated Mortgage already using them in daily origination\nworkflows to reclaim time and move loans through the pipeline more\nefficiently, and Security National Financial Corporation preparing to equip\nits loan officers:\n* “I asked Mortgage Advisor for Loan Officers something specific, and it\ncited the guidelines and gave me the guideline almost immediately,” said Dan\nO’Brien, President and Loan Officer at Educated Mortgage. “With other AI\nsearch tools, you almost have to sit there with 10 different prompts to get\nthe information you're looking for. This is better.”\n* “We're excited to equip our loan officers with nCino's intelligent\nfeatures so they'll have more confidence knowing exactly what each file needs\nto keep moving and can trust that routine tasks and borrower questions are\nbeing handled along the way,” said Thayne Atkinson, Vice President and CIO\nat Security National Financial Corporation.\nWhat Makes Up the Loan Officer Productivity Suite\n* Mortgage Advisor for Loan Officers: Extends the conversational AI behind\nnCino's borrower-facing Mortgage Advisor to the loan officer's side of the\nfile, letting originators ask questions naturally and get plain-language\nanswers about their pipeline, individual loan files, and GSE guidelines. It\ncan also execute routine actions, such as creating tasks or sending reminders,\nwith the loan officer’s approval.\n\n* Loan PreCheck: An AI underwriting tool that automatically evaluates borrower\neligibility against Fannie Mae, Freddie Mac, FHA, VA and USDA guidelines and\nrecommends the best-fit loan program before a file ever reaches underwriting.\n\n* Mortgage MCP for Loan Officers: Lets loan officers connect their own AI\nagents directly to the nCino Mortgage Suite through a single conversational\ninterface, eliminating the screen-switching that slows origination workflows. \n\n* AUS Smart Tasks: Turns automated underwriting findings into a plain-language\nsummary and suggested tasks that loan officers can work through one by one or\nautomate by template.\n\n* Automated Pre-approval: nCino's workflow unifies credit authorization,\nverification services, fee calculations, and dual AUS integrations into one\nseamless process. This powerful feature automatically processes loan\napplications with less loan originator intervention, shortening traditional\napproval cycles to minutes.\n* Automated Disclosures: Automation of Initial Disclosures and Redisclosures\nfor standard loan templates allowing for time to be spent on other activities.\n“Loan officers are being asked to handle more work without sacrificing\nresponsiveness to borrowers,” said Casey Williams, General Manager of Global\nMortgage at nCino. “The Loan Officer Productivity Suite helps create that\ncapacity by taking routine work off originators’ plates and putting answers\nand next steps at their fingertips, so they can stay responsive and\ncompetitive without adding more hours to the day.”\n\nProspective customers can request a personalized demo\n(https://www.globenewswire.com/Tracker?data=9xQ0zJosO0bJzYbByM3859I6roQlAwfiQ2IMIJzq0hQ2QwnTOrPhO1EgjnOnff5y7ijsoghWx5bCZxrM9uapnCvB2aXGr3eEarZiPfA5k4RWiqgGz0klOHudaqwSJcSQAeI1RcWoIW1JUHVjeSJrRQ==).\n\nAbout nCino\n\nnCino (NASDAQ: NCNO) is the platform for agentic AI banking. With over 2,700\ncustomers worldwide - including community banks, credit unions, independent\nmortgage banks, and the largest financial entities globally - nCino offers a\ntrusted agentic platform purpose-built for financial services and regulated\nindustries. By deploying AI agents alongside human teams, nCino's dual\nworkforce enables institutions to eliminate inefficiencies, sharpen\ndecision-making and deliver better outcomes for the customers they serve. For\nmore information, visit www.ncino.com.\n\nMedia Contact\n\nRiley Keyzer\npress@ncino.com\n\nForward-Looking Statements:\n\nThis press release contains forward-looking statements about nCino's financial\nand operating results, which include statements regarding nCino’s future\nperformance, outlook, guidance, the benefits from the use of nCino’s\nsolutions, our strategies, and general business conditions. Forward-looking\nstatements generally include actions, events, results, strategies and\nexpectations and are often identifiable by use of the words “believes,”\n“expects,” “intends,” “anticipates,” “plans,” “seeks,”\n“estimates,” “projects,” “may,” “will,” “could,”\n“might,” or “continues” or similar expressions and the negatives\nthereof. Any forward-looking statements contained in this press release are\nbased upon nCino’s historical performance and its current plans, estimates,\nand expectations and are not a representation that such plans, estimates, or\nexpectations will be achieved. These forward-looking statements represent\nnCino’s expectations as of the date of this press release. Subsequent events\nmay cause these expectations to change and, except as may be required by law,\nnCino does not undertake any obligation to update or revise these\nforward-looking statements. These forward-looking statements are subject to\nknown and unknown risks and uncertainties that may cause actual results to\ndiffer materially including, but not limited to risks associated with (i)\nadverse changes in the financial services industry, including as a result of\ncustomer consolidation or bank failures; (ii) adverse changes in economic,\nregulatory, or market conditions, including as a direct or indirect\nconsequence of higher interest rates; (iii) risks associated with acquisitions\nwe undertake, (iv) breaches in our security measures or unauthorized access to\nour customers’ or their clients' data; (v) the accuracy of management’s\nassumptions and estimates; (vi) our ability to attract new customers and\nsucceed in having current customers expand their use of our solution,\nincluding in connection with our migration to an asset-based pricing model;\n(vii) competitive factors, including pricing pressures and migration to\nasset-based pricing, consolidation among competitors, entry of new\ncompetitors, the launch of new products and marketing initiatives by our\ncompetitors, and difficulty securing rights to access or integrate with third\nparty products or data used by our customers; (viii) the rate of adoption of\nour newer solutions and the results of our efforts to sustain or expand the\nuse and adoption of our more established solutions; (ix) fluctuation of our\nresults of operations, which may make period-to-period comparisons less\nmeaningful; (x) our ability to manage our growth effectively including\nexpanding outside of the United States; (xi) adverse changes in our\nrelationship with Salesforce; (xii) our ability to successfully acquire new\ncompanies and/or integrate acquisitions into our existing organization; (xiii)\nthe loss of one or more customers, particularly any of our larger customers,\nor a reduction in the number of users our customers purchase access and use\nrights for; (xiv) system unavailability, system performance problems, or loss\nof data due to disruptions or other problems with our computing infrastructure\nor the infrastructure we rely on that is operated by third parties; (xv) our\nability to maintain our corporate culture and attract and retain highly\nskilled employees; and (xvi) the outcome and impact of legal proceedings and\nrelated fees and expenses.\n\n(https://www.globenewswire.com/NewsRoom/AttachmentNg/c95f9c7b-1137-4f8d-942f-8e56170379a3)\n\n\n\nGlobeNewswire, Inc. 2026","article_body_html":"","raw_payload":{"data":{"id":"nGNX7CG0VD-20261012","title":"nCino Brings AI-Powered Guidance and Automation Together in Loan Officer Productivity Suite for Mortgage","author":"Globe Newswire","ticker":"NCNO","created":"2026-10-12T11:30:00.191Z","tickers":["NCNO"],"exchange":"NASDAQ","article_body":"WILMINGTON, N.C., Oct. 12, 2026 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ:\nNCNO), the platform for agentic AI banking, today introduced its Loan Officer\nProductivity Suite, a comprehensive set of AI-driven tools designed to boost\nmortgage originator productivity by putting faster answers and automated\nactions directly into the nCino Mortgage Solution.\n\nThe Suite brings together features in one accessible experience inside\nnCino’s mobile-native point of sale, where originators already work.\nTogether, they reduce time spent on manual work so originators can spend more\nof it with borrowers. The Suite uses each institution’s own data, product\nguidelines, and workflow rules to give originators institution-specific\nanswers and let them take action from one place, without bouncing between\ntools.\n\nCustomers are putting Loan Officer Productivity Suite features to work, with\nearly adopters like Educated Mortgage already using them in daily origination\nworkflows to reclaim time and move loans through the pipeline more\nefficiently, and Security National Financial Corporation preparing to equip\nits loan officers:\n* “I asked Mortgage Advisor for Loan Officers something specific, and it\ncited the guidelines and gave me the guideline almost immediately,” said Dan\nO’Brien, President and Loan Officer at Educated Mortgage. “With other AI\nsearch tools, you almost have to sit there with 10 different prompts to get\nthe information you're looking for. This is better.”\n* “We're excited to equip our loan officers with nCino's intelligent\nfeatures so they'll have more confidence knowing exactly what each file needs\nto keep moving and can trust that routine tasks and borrower questions are\nbeing handled along the way,” said Thayne Atkinson, Vice President and CIO\nat Security National Financial Corporation.\nWhat Makes Up the Loan Officer Productivity Suite\n* Mortgage Advisor for Loan Officers: Extends the conversational AI behind\nnCino's borrower-facing Mortgage Advisor to the loan officer's side of the\nfile, letting originators ask questions naturally and get plain-language\nanswers about their pipeline, individual loan files, and GSE guidelines. It\ncan also execute routine actions, such as creating tasks or sending reminders,\nwith the loan officer’s approval.\n\n* Loan PreCheck: An AI underwriting tool that automatically evaluates borrower\neligibility against Fannie Mae, Freddie Mac, FHA, VA and USDA guidelines and\nrecommends the best-fit loan program before a file ever reaches underwriting.\n\n* Mortgage MCP for Loan Officers: Lets loan officers connect their own AI\nagents directly to the nCino Mortgage Suite through a single conversational\ninterface, eliminating the screen-switching that slows origination workflows. \n\n* AUS Smart Tasks: Turns automated underwriting findings into a plain-language\nsummary and suggested tasks that loan officers can work through one by one or\nautomate by template.\n\n* Automated Pre-approval: nCino's workflow unifies credit authorization,\nverification services, fee calculations, and dual AUS integrations into one\nseamless process. This powerful feature automatically processes loan\napplications with less loan originator intervention, shortening traditional\napproval cycles to minutes.\n* Automated Disclosures: Automation of Initial Disclosures and Redisclosures\nfor standard loan templates allowing for time to be spent on other activities.\n“Loan officers are being asked to handle more work without sacrificing\nresponsiveness to borrowers,” said Casey Williams, General Manager of Global\nMortgage at nCino. “The Loan Officer Productivity Suite helps create that\ncapacity by taking routine work off originators’ plates and putting answers\nand next steps at their fingertips, so they can stay responsive and\ncompetitive without adding more hours to the day.”\n\nProspective customers can request a personalized demo\n(https://www.globenewswire.com/Tracker?data=9xQ0zJosO0bJzYbByM3859I6roQlAwfiQ2IMIJzq0hQ2QwnTOrPhO1EgjnOnff5y7ijsoghWx5bCZxrM9uapnCvB2aXGr3eEarZiPfA5k4RWiqgGz0klOHudaqwSJcSQAeI1RcWoIW1JUHVjeSJrRQ==).\n\nAbout nCino\n\nnCino (NASDAQ: NCNO) is the platform for agentic AI banking. With over 2,700\ncustomers worldwide - including community banks, credit unions, independent\nmortgage banks, and the largest financial entities globally - nCino offers a\ntrusted agentic platform purpose-built for financial services and regulated\nindustries. By deploying AI agents alongside human teams, nCino's dual\nworkforce enables institutions to eliminate inefficiencies, sharpen\ndecision-making and deliver better outcomes for the customers they serve. For\nmore information, visit www.ncino.com.\n\nMedia Contact\n\nRiley Keyzer\npress@ncino.com\n\nForward-Looking Statements:\n\nThis press release contains forward-looking statements about nCino's financial\nand operating results, which include statements regarding nCino’s future\nperformance, outlook, guidance, the benefits from the use of nCino’s\nsolutions, our strategies, and general business conditions. Forward-looking\nstatements generally include actions, events, results, strategies and\nexpectations and are often identifiable by use of the words “believes,”\n“expects,” “intends,” “anticipates,” “plans,” “seeks,”\n“estimates,” “projects,” “may,” “will,” “could,”\n“might,” or “continues” or similar expressions and the negatives\nthereof. Any forward-looking statements contained in this press release are\nbased upon nCino’s historical performance and its current plans, estimates,\nand expectations and are not a representation that such plans, estimates, or\nexpectations will be achieved. These forward-looking statements represent\nnCino’s expectations as of the date of this press release. Subsequent events\nmay cause these expectations to change and, except as may be required by law,\nnCino does not undertake any obligation to update or revise these\nforward-looking statements. These forward-looking statements are subject to\nknown and unknown risks and uncertainties that may cause actual results to\ndiffer materially including, but not limited to risks associated with (i)\nadverse changes in the financial services industry, including as a result of\ncustomer consolidation or bank failures; (ii) adverse changes in economic,\nregulatory, or market conditions, including as a direct or indirect\nconsequence of higher interest rates; (iii) risks associated with acquisitions\nwe undertake, (iv) breaches in our security measures or unauthorized access to\nour customers’ or their clients' data; (v) the accuracy of management’s\nassumptions and estimates; (vi) our ability to attract new customers and\nsucceed in having current customers expand their use of our solution,\nincluding in connection with our migration to an asset-based pricing model;\n(vii) competitive factors, including pricing pressures and migration to\nasset-based pricing, consolidation among competitors, entry of new\ncompetitors, the launch of new products and marketing initiatives by our\ncompetitors, and difficulty securing rights to access or integrate with third\nparty products or data used by our customers; (viii) the rate of adoption of\nour newer solutions and the results of our efforts to sustain or expand the\nuse and adoption of our more established solutions; (ix) fluctuation of our\nresults of operations, which may make period-to-period comparisons less\nmeaningful; (x) our ability to manage our growth effectively including\nexpanding outside of the United States; (xi) adverse changes in our\nrelationship with Salesforce; (xii) our ability to successfully acquire new\ncompanies and/or integrate acquisitions into our existing organization; (xiii)\nthe loss of one or more customers, particularly any of our larger customers,\nor a reduction in the number of users our customers purchase access and use\nrights for; (xiv) system unavailability, system performance problems, or loss\nof data due to disruptions or other problems with our computing infrastructure\nor the infrastructure we rely on that is operated by third parties; (xv) our\nability to maintain our corporate culture and attract and retain highly\nskilled employees; and (xvi) the outcome and impact of legal proceedings and\nrelated fees and expenses.\n\n(https://www.globenewswire.com/NewsRoom/AttachmentNg/c95f9c7b-1137-4f8d-942f-8e56170379a3)\n\n\n\nGlobeNewswire, Inc. 2026"},"type":"article","timestamp":"2026-10-12T11:30:00.228232759Z","server_sent_at_ms":1791804600228},"received_at":"2026-10-12T11:30:00.455Z","source_url":null},"analysis":{"id":"154621","press_release_id":"166256","analysis_json":{"industry":{"label":"Software","sector":"Information Technology"},"redFlags":[],"eventType":"product_launch","narrative":"nCino introduced its Loan Officer Productivity Suite, a bundle of AI-driven tools embedded in its nCino Mortgage point-of-sale platform aimed at boosting mortgage originator productivity.\n\nThe Suite includes Mortgage Advisor for Loan Officers, Loan PreCheck, Mortgage MCP, AUS Smart Tasks, and automated pre-approval and disclosure workflows, evaluating files against Fannie Mae, Freddie Mac, FHA, VA and USDA guidelines.\n\nEarly adopters such as Educated Mortgage are using the tools in daily workflows, with Security National Financial preparing to deploy them; no financial impact figures were disclosed.","sentiment":"bullish","agentHooks":{"shouldPost":false,"suggestedAngle":"nCino deepens its agentic AI mortgage stack with a productivity suite backed by named early adopters -- watch adoption commentary on the next earnings call."},"keyFigures":{"customDimensions":{"customer_count":2700}},"quotedText":"I asked Mortgage Advisor for Loan Officers something specific, and it cited the guidelines and gave me the guideline almost immediately","namedEntities":{"people":[{"name":"Dan O'Brien","role":"President and Loan Officer at Educated Mortgage"},{"name":"Thayne Atkinson","role":"Vice President and CIO at Security National Financial Corporation"},{"name":"Casey Williams","role":"General Manager of Global Mortgage at nCino"}],"products":["Loan Officer Productivity Suite","Mortgage Advisor for Loan Officers","Loan PreCheck","Mortgage MCP for Loan Officers","AUS Smart Tasks","Automated Pre-approval","Automated Disclosures","nCino Mortgage Solution"],"companies":[{"name":"nCino, Inc.","ticker":"NCNO","relationship":"filer"},{"name":"Educated Mortgage","relationship":"customer / early adopter"},{"name":"Security National Financial Corporation","relationship":"customer"}],"dollarAmounts":[]},"materialImpact":{"score":2,"reasoning":"Routine product launch of an AI feature suite within the existing nCino Mortgage Solution, with named early adopters but no disclosed revenue, bookings, or pricing impact."},"tickerRelevance":{"others":[],"primary":"NCNO"},"globalImportance":20,"audienceRelevance":25,"eventTypeSecondary":[],"importanceComponents":{"tickerTier":"mid-cap-software","eventGravity":"product-launch-with-early-adopters","financialDisclosure":"none"}},"event_type":"product_launch","event_type_secondary":null,"sentiment":"bullish","material_impact_score":2,"narrative":"nCino introduced its Loan Officer Productivity Suite, a bundle of AI-driven tools embedded in its nCino Mortgage point-of-sale platform aimed at boosting mortgage originator productivity.\n\nThe Suite includes Mortgage Advisor for Loan Officers, Loan PreCheck, Mortgage MCP, AUS Smart Tasks, and automated pre-approval and disclosure workflows, evaluating files against Fannie Mae, Freddie Mac, FHA, VA and USDA guidelines.\n\nEarly adopters such as Educated Mortgage are using the tools in daily workflows, with Security National Financial preparing to deploy them; no financial impact figures were disclosed.","key_figures":{"customDimensions":{"customer_count":2700}},"named_entities":{"people":[{"name":"Dan O'Brien","role":"President and Loan Officer at Educated Mortgage"},{"name":"Thayne Atkinson","role":"Vice President and CIO at Security National Financial Corporation"},{"name":"Casey Williams","role":"General Manager of Global Mortgage at nCino"}],"products":["Loan Officer Productivity Suite","Mortgage Advisor for Loan Officers","Loan PreCheck","Mortgage MCP for Loan Officers","AUS Smart Tasks","Automated Pre-approval","Automated Disclosures","nCino Mortgage Solution"],"companies":[{"name":"nCino, Inc.","ticker":"NCNO","relationship":"filer"},{"name":"Educated Mortgage","relationship":"customer / early adopter"},{"name":"Security National Financial Corporation","relationship":"customer"}],"dollarAmounts":[]},"model_name":"glm-5.3-flashx","prompt_hash":"sha256:5c812bd9e28b810d","schema_hash":"sha256:05005c02d9cffac9","created_at":"2026-10-12T11:30:05.804Z","global_importance":20,"audience_relevance":25,"importance_components":{"tickerTier":"mid-cap-software","eventGravity":"product-launch-with-early-adopters","financialDisclosure":"none"}},"durationMs":5305,"modelName":"glm-5.3-flashx"}}