{"success":true,"data":{"pressRelease":{"id":"167389","rtpr_id":"nPn6T0hPba-20261013","ticker":"EFX","exchange":"NYSE","all_tickers":["EFX"],"title":"Equifax announces Mortgage Ultimate™ with adaptive automation for seamless, expansive verification coverage","author":"PR Newswire","published_at":"2026-10-13T11:45:01.659Z","article_body":"Equifax announces Mortgage Ultimate™ with adaptive automation for seamless, expansive verification coverage\nPR Newswire\n\nATLANTA, Oct. 13, 2026\n\nNew solution delivers industry-leading 95% fulfillment rate for mortgage\nlenders\n\n * Equifax is announcing Mortgage Ultimate™ with adaptive automation,\nseamlessly integrating automated verifications from The Work Number® with\nNetwork Verification Services to deliver an industry-leading 95% fulfillment\nrate.\n * Solution supports mortgage lenders with a one-stop verification workflow that\noffers predictable pricing and automated, flexible ordering.\nATLANTA, Oct. 13, 2026 /PRNewswire/ -- Equifax\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4795960-1&h=3525718010&u=https%3A%2F%2Fwww.equifax.com%2Fabout-equifax%2Fwho-we-are%2F&a=Equifax)\n(®) (NYSE: EFX) is releasing Mortgage Ultimate™ with adaptive automation,\na next-generation verification solution designed to help mortgage lenders\nstreamline underwriting operations and loan-origination processes. By\ncombining its full suite of verification solutions, Equifax offers lenders an\nindustry-leading 95% fulfillment rate.\n\nBy integrating automated verifications from The Work Number® with Network\nVerification Services (NVS) from Equifax, the new Mortgage Ultimate with\nadaptive automation solution offers a highly predictable, streamlined\nworkflow. The Work Number provides instant verifications, while NVS adds extra\ncoverage when needed. Together it offers an initial Verification of Income\n(VOI) and up to three subsequent income or employment updates over a 90-day\nwindow, from application through closing.\n\n\"Mortgage lenders face the challenges of lowering origination costs and\naccelerating speed-to-close, while managing the fragmented landscape of\nsingle-point verification vendors,\" said Joel Rickman, General Manager and\nSenior Vice President, U.S. Mortgage and Verification Services. \"Mortgage\nUltimate with adaptive automation helps eliminate these friction points in the\nverification process through an automated verification process that offers an\nindustry-leading 95% fulfillment rate.\"\n\nMortgage Ultimate with adaptive automation offers several key benefits to help\nmortgage lenders streamline their verification processes and manage costs:\n\n * Market-leading coverage and turnaround times: Equifax provides a 95%\nfulfillment rate on initial income verification requests, with 72% of mortgage\nrequests fulfilled instantly through The Work Number, and a total of 90%\nfulfilled in 48 hours or less after orders transition to NVS.\n * Predictable pricing: A single-cost model helps lenders easily predict their\nverification costs.\n * 90-day ordering window: Pricing includes the initial verification, and allows\nlenders to order up to three additional verifications of income or employment\nfor the next 90 days, supporting the origination process from application to\nunderwriting to closing.\n * Secure manual verifications: A best-in-class process for confirming employer\nand contact information that helps protect lenders during the income and\nemployment verification process.\n * Zero-hit protection: Lenders are charged only when the initial verification\norder returns data.\nMortgage Ultimate with adaptive automation is expected to be available in\nearly 2027. For more information about mortgage solutions from Equifax, click\nhere\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4795960-1&h=3180950351&u=https%3A%2F%2Ftheworknumber.com%2Fsolutions%2Findustries%2Fmortgage-verification&a=click+here)\n.\n\nABOUT EQUIFAX INC.\nAt Equifax\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4795960-1&h=3525718010&u=https%3A%2F%2Fwww.equifax.com%2Fabout-equifax%2Fwho-we-are%2F&a=Equifax)\n (NYSE: EFX), we believe knowledge drives progress. As a global data,\nanalytics, and technology company, we play an essential role in the global\neconomy by helping financial institutions, companies, employers, and\ngovernment agencies make critical decisions with greater confidence. Our\nunique blend of differentiated data, analytics, and cloud technology drives\ninsights to power decisions to move people forward. Headquartered in Atlanta\nand supported by nearly 15,000 employees worldwide, Equifax operates or has\ninvestments in 24 countries in North America, Central and South America,\nEurope, and the Asia Pacific region. For more information, visit Equifax.com\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4795960-1&h=3352406408&u=http%3A%2F%2Fequifax.com%2F&a=Equifax.com)\n.\n\nFOR MORE INFORMATION:\nDaniel Jenkins for Equifax\nmediainquiries@equifax.com (mailto:mediainquiries@equifax.com)\n\n \n\nView original content to download\nmultimedia:https://www.prnewswire.com/news-releases/equifax-announces-mortgage-ultimate-with-adaptive-automation-for-seamless-expansive-verification-coverage-302906127.html\n(https://www.prnewswire.com/news-releases/equifax-announces-mortgage-ultimate-with-adaptive-automation-for-seamless-expansive-verification-coverage-302906127.html)\n\nSOURCE Equifax Inc.\n\n\n\nPhoto: \nhttps://mmx.prnewswire.com/media/MS395423/Equifax_Logo_jpg-Logo.jpg?id=OA3013975\n\nCopyright (c) 2026 PR Newswire Association,LLC. All Rights Reserved.","article_body_html":"","raw_payload":{"data":{"id":"nPn6T0hPba-20261013","title":"Equifax announces Mortgage Ultimate™ with adaptive automation for seamless, expansive verification coverage","author":"PR Newswire","ticker":"EFX","created":"2026-10-13T11:45:01.659Z","tickers":["EFX"],"exchange":"NYSE","article_body":"Equifax announces Mortgage Ultimate™ with adaptive automation for seamless, expansive verification coverage\nPR Newswire\n\nATLANTA, Oct. 13, 2026\n\nNew solution delivers industry-leading 95% fulfillment rate for mortgage\nlenders\n\n * Equifax is announcing Mortgage Ultimate™ with adaptive automation,\nseamlessly integrating automated verifications from The Work Number® with\nNetwork Verification Services to deliver an industry-leading 95% fulfillment\nrate.\n * Solution supports mortgage lenders with a one-stop verification workflow that\noffers predictable pricing and automated, flexible ordering.\nATLANTA, Oct. 13, 2026 /PRNewswire/ -- Equifax\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4795960-1&h=3525718010&u=https%3A%2F%2Fwww.equifax.com%2Fabout-equifax%2Fwho-we-are%2F&a=Equifax)\n(®) (NYSE: EFX) is releasing Mortgage Ultimate™ with adaptive automation,\na next-generation verification solution designed to help mortgage lenders\nstreamline underwriting operations and loan-origination processes. By\ncombining its full suite of verification solutions, Equifax offers lenders an\nindustry-leading 95% fulfillment rate.\n\nBy integrating automated verifications from The Work Number® with Network\nVerification Services (NVS) from Equifax, the new Mortgage Ultimate with\nadaptive automation solution offers a highly predictable, streamlined\nworkflow. The Work Number provides instant verifications, while NVS adds extra\ncoverage when needed. Together it offers an initial Verification of Income\n(VOI) and up to three subsequent income or employment updates over a 90-day\nwindow, from application through closing.\n\n\"Mortgage lenders face the challenges of lowering origination costs and\naccelerating speed-to-close, while managing the fragmented landscape of\nsingle-point verification vendors,\" said Joel Rickman, General Manager and\nSenior Vice President, U.S. Mortgage and Verification Services. \"Mortgage\nUltimate with adaptive automation helps eliminate these friction points in the\nverification process through an automated verification process that offers an\nindustry-leading 95% fulfillment rate.\"\n\nMortgage Ultimate with adaptive automation offers several key benefits to help\nmortgage lenders streamline their verification processes and manage costs:\n\n * Market-leading coverage and turnaround times: Equifax provides a 95%\nfulfillment rate on initial income verification requests, with 72% of mortgage\nrequests fulfilled instantly through The Work Number, and a total of 90%\nfulfilled in 48 hours or less after orders transition to NVS.\n * Predictable pricing: A single-cost model helps lenders easily predict their\nverification costs.\n * 90-day ordering window: Pricing includes the initial verification, and allows\nlenders to order up to three additional verifications of income or employment\nfor the next 90 days, supporting the origination process from application to\nunderwriting to closing.\n * Secure manual verifications: A best-in-class process for confirming employer\nand contact information that helps protect lenders during the income and\nemployment verification process.\n * Zero-hit protection: Lenders are charged only when the initial verification\norder returns data.\nMortgage Ultimate with adaptive automation is expected to be available in\nearly 2027. For more information about mortgage solutions from Equifax, click\nhere\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4795960-1&h=3180950351&u=https%3A%2F%2Ftheworknumber.com%2Fsolutions%2Findustries%2Fmortgage-verification&a=click+here)\n.\n\nABOUT EQUIFAX INC.\nAt Equifax\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4795960-1&h=3525718010&u=https%3A%2F%2Fwww.equifax.com%2Fabout-equifax%2Fwho-we-are%2F&a=Equifax)\n (NYSE: EFX), we believe knowledge drives progress. As a global data,\nanalytics, and technology company, we play an essential role in the global\neconomy by helping financial institutions, companies, employers, and\ngovernment agencies make critical decisions with greater confidence. Our\nunique blend of differentiated data, analytics, and cloud technology drives\ninsights to power decisions to move people forward. Headquartered in Atlanta\nand supported by nearly 15,000 employees worldwide, Equifax operates or has\ninvestments in 24 countries in North America, Central and South America,\nEurope, and the Asia Pacific region. For more information, visit Equifax.com\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4795960-1&h=3352406408&u=http%3A%2F%2Fequifax.com%2F&a=Equifax.com)\n.\n\nFOR MORE INFORMATION:\nDaniel Jenkins for Equifax\nmediainquiries@equifax.com (mailto:mediainquiries@equifax.com)\n\n \n\nView original content to download\nmultimedia:https://www.prnewswire.com/news-releases/equifax-announces-mortgage-ultimate-with-adaptive-automation-for-seamless-expansive-verification-coverage-302906127.html\n(https://www.prnewswire.com/news-releases/equifax-announces-mortgage-ultimate-with-adaptive-automation-for-seamless-expansive-verification-coverage-302906127.html)\n\nSOURCE Equifax Inc.\n\n\n\nPhoto: \nhttps://mmx.prnewswire.com/media/MS395423/Equifax_Logo_jpg-Logo.jpg?id=OA3013975\n\nCopyright (c) 2026 PR Newswire Association,LLC. All Rights Reserved."},"type":"article","timestamp":"2026-10-13T11:45:01.713118181Z","server_sent_at_ms":1791891901713},"received_at":"2026-10-13T11:45:01.768Z","source_url":"https://www.prnewswire.com/news-releases/equifax-announces-mortgage-ultimate-with-adaptive-automation-for-seamless-expansive-verification-coverage-302906127.html"},"analysis":{"id":"155693","press_release_id":"167389","analysis_json":{"industry":{"label":"Research & Consulting Services","sector":"Industrials"},"redFlags":[],"eventType":"product_launch","narrative":"Equifax announced Mortgage Ultimate with adaptive automation, a next-generation mortgage verification solution combining The Work Number instant verifications with Network Verification Services.\n\nThe product claims an industry-leading 95% fulfillment rate, with 72% of mortgage requests fulfilled instantly and 90% within 48 hours, plus a single-cost pricing model covering up to three additional verifications over a 90-day window.\n\nIt is expected to be available in early 2027, positioning Equifax to reduce lenders' origination friction but with no near-term financial impact disclosed.","sentiment":"bullish","agentHooks":{"shouldPost":false,"suggestedAngle":"Equifax bundles The Work Number with NVS for a 95% mortgage verification fulfillment rate ahead of an early-2027 launch."},"keyFigures":{"customDimensions":{"availability":"early 2027","fulfillment_rate":"95%","orders_fulfilled_in_48h":"90%","instant_fulfillment_rate":"72%","subsequent_verifications":"up to 3 in a 90-day window"}},"quotedText":"Mortgage Ultimate with adaptive automation helps eliminate these friction points in the verification process through an automated verification process that offers an industry-leading 95% fulfillment rate.","namedEntities":{"people":[{"name":"Joel Rickman","role":"General Manager and Senior Vice President, U.S. Mortgage and Verification Services"},{"name":"Daniel Jenkins","role":"media contact for Equifax"}],"products":["Mortgage Ultimate with adaptive automation","The Work Number","Network Verification Services (NVS)"],"companies":[{"name":"Equifax Inc.","ticker":"EFX","relationship":"filer"}],"dollarAmounts":[]},"materialImpact":{"score":2,"reasoning":"Routine product announcement for a mortgage verification solution; not available until early 2027 and no revenue figures disclosed. Modest positive for the U.S. mortgage franchise but not market-moving."},"tickerRelevance":{"others":[],"primary":"EFX"},"globalImportance":20,"audienceRelevance":25,"eventTypeSecondary":[],"importanceComponents":{"tickerTier":"large-cap S&P 500","eventGravity":"routine product launch","revenueImpact":"none disclosed, availability 2027"}},"event_type":"product_launch","event_type_secondary":null,"sentiment":"bullish","material_impact_score":2,"narrative":"Equifax announced Mortgage Ultimate with adaptive automation, a next-generation mortgage verification solution combining The Work Number instant verifications with Network Verification Services.\n\nThe product claims an industry-leading 95% fulfillment rate, with 72% of mortgage requests fulfilled instantly and 90% within 48 hours, plus a single-cost pricing model covering up to three additional verifications over a 90-day window.\n\nIt is expected to be available in early 2027, positioning Equifax to reduce lenders' origination friction but with no near-term financial impact disclosed.","key_figures":{"customDimensions":{"availability":"early 2027","fulfillment_rate":"95%","orders_fulfilled_in_48h":"90%","instant_fulfillment_rate":"72%","subsequent_verifications":"up to 3 in a 90-day window"}},"named_entities":{"people":[{"name":"Joel Rickman","role":"General Manager and Senior Vice President, U.S. Mortgage and Verification Services"},{"name":"Daniel Jenkins","role":"media contact for Equifax"}],"products":["Mortgage Ultimate with adaptive automation","The Work Number","Network Verification Services (NVS)"],"companies":[{"name":"Equifax Inc.","ticker":"EFX","relationship":"filer"}],"dollarAmounts":[]},"model_name":"glm-5.3-flashx","prompt_hash":"sha256:5c812bd9e28b810d","schema_hash":"sha256:05005c02d9cffac9","created_at":"2026-10-13T11:45:06.587Z","global_importance":20,"audience_relevance":25,"importance_components":{"tickerTier":"large-cap S&P 500","eventGravity":"routine product launch","revenueImpact":"none disclosed, availability 2027"}},"durationMs":4801,"modelName":"glm-5.3-flashx"}}