{"success":true,"data":{"pressRelease":{"id":"168897","rtpr_id":"nGNX1GfBY9-20261014","ticker":"PGR","exchange":"NYSE","all_tickers":["PGR"],"title":"Progressive Reports September 2026 Results","author":"Globe Newswire","published_at":"2026-10-14T12:16:03.051Z","article_body":"MAYFIELD VILLAGE, OHIO, Oct. 14, 2026 (GLOBE NEWSWIRE) -- The Progressive\nCorporation (NYSE:PGR) today reported the following results for the month and\nquarter ended September 30, 2026:\n\n                                                             September                                        Quarter                                           \n (millions, except per share amounts and ratios; unaudited)     2026         2025           Change               2026          2025            Change           \n Net premiums written                                        $  7,255        $    7,128     2           %     $  22,301        $    21,384     4          %     \n Net premiums earned                                         $  7,160        $    6,827     5           %     $  21,869        $    20,849     5          %     \n Net income                                                  $  630          $    305       107         %     $  2,542         $    2,615      (3    )    %     \n Per share available to common shareholders                  $  1.08         $    0.52      109         %     $  4.37          $    4.45       (2    )    %     \n Total pretax net realized gains (losses) on securities      $  (231   )     $    138       (267   )    %     $  (170    )     $    295        (158  )    %     \n Combined ratio                                                 90.0              100.4     (10.4  )    pts.     88.7               89.5       (0.8  )    pts.  \n Average diluted equivalent common shares                       581.7             588.2     (1     )    %        582.2              588.2      (1    )    %     \n\n\n\n                         September 30,                       \n (thousands; unaudited)  2026         2025         % Change  \n Policies in Force                                           \n Personal Lines                                              \n Agency – auto           11,347       10,630       7         \n Direct – auto           16,848       15,619       8         \n Special lines           7,390        6,980        6         \n Property                3,652        3,651        0         \n Total Personal Lines    39,237       36,880       6         \n Commercial Lines        1,252        1,198        5         \n Total                   40,489       38,078       6         \n                                                             \n\nSee Progressive’s complete monthly earnings release for additional\ninformation.\n\nAbout Progressive\n\nProgressive Insurance(®) makes it easy to understand, buy and use car\ninsurance (https://www.progressive.com/auto/), home insurance\n(https://www.progressive.com/homeowners/), and other protection\nneeds. Progressive offers choices so consumers can reach us however it’s\nmost convenient for them — online at progressive.com\n(https://www.progressive.com), by phone at 1-800-PROGRESSIVE, via the\nProgressive mobile app, or in-person with a local agent.\n\nProgressive provides insurance for personal and commercial autos and trucks,\nmotorcycles, boats, recreational vehicles, and homes; it is a leading seller\nof personal auto, commercial (https://www.progressivecommercial.com/)\nauto, motorcycle (https://www.progressive.com/motorcycle/), and boat\n(https://www.progressive.com/boat/) insurance, and one of the top 15\nhomeowners insurance carriers in the United States. \n\nFounded in 1937, Progressive continues its long history of offering shopping\ntools and services that save customers time and money, like Name Your\nPrice(®), Snapshot(®), and HomeQuote Explorer(®).\n\nThe Common Shares of The Progressive Corporation, the Mayfield Village,\nOhio-based holding company, trade publicly at NYSE: PGR.\n\nCompany Contact: \nJulianna Paterra, CFA\n(719) 432-2509\ninvestor_relations@progressive.com\n\nThe Progressive Corporation \n300 North Commons Blvd.\nMayfield Village, Ohio 44143\nhttp://www.progressive.com\n (https://www.progressive.com/)\n\nDownload PDF: Progressive September 2026 Complete Earnings Release\n(http://ml.globenewswire.com/Resource/Download/3544cb52-0f80-4496-9088-8e40273adbc1)\n\n(https://www.globenewswire.com/NewsRoom/AttachmentNg/5c9adff5-2e63-4752-8055-4bdb7d2d133f)\n\n\n\nGlobeNewswire, Inc. 2026","article_body_html":"","raw_payload":{"data":{"id":"nGNX1GfBY9-20261014","title":"Progressive Reports September 2026 Results","author":"Globe Newswire","ticker":"PGR","created":"2026-10-14T12:16:03.051Z","tickers":["PGR"],"exchange":"NYSE","article_body":"MAYFIELD VILLAGE, OHIO, Oct. 14, 2026 (GLOBE NEWSWIRE) -- The Progressive\nCorporation (NYSE:PGR) today reported the following results for the month and\nquarter ended September 30, 2026:\n\n                                                             September                                        Quarter                                           \n (millions, except per share amounts and ratios; unaudited)     2026         2025           Change               2026          2025            Change           \n Net premiums written                                        $  7,255        $    7,128     2           %     $  22,301        $    21,384     4          %     \n Net premiums earned                                         $  7,160        $    6,827     5           %     $  21,869        $    20,849     5          %     \n Net income                                                  $  630          $    305       107         %     $  2,542         $    2,615      (3    )    %     \n Per share available to common shareholders                  $  1.08         $    0.52      109         %     $  4.37          $    4.45       (2    )    %     \n Total pretax net realized gains (losses) on securities      $  (231   )     $    138       (267   )    %     $  (170    )     $    295        (158  )    %     \n Combined ratio                                                 90.0              100.4     (10.4  )    pts.     88.7               89.5       (0.8  )    pts.  \n Average diluted equivalent common shares                       581.7             588.2     (1     )    %        582.2              588.2      (1    )    %     \n\n\n\n                         September 30,                       \n (thousands; unaudited)  2026         2025         % Change  \n Policies in Force                                           \n Personal Lines                                              \n Agency – auto           11,347       10,630       7         \n Direct – auto           16,848       15,619       8         \n Special lines           7,390        6,980        6         \n Property                3,652        3,651        0         \n Total Personal Lines    39,237       36,880       6         \n Commercial Lines        1,252        1,198        5         \n Total                   40,489       38,078       6         \n                                                             \n\nSee Progressive’s complete monthly earnings release for additional\ninformation.\n\nAbout Progressive\n\nProgressive Insurance(®) makes it easy to understand, buy and use car\ninsurance (https://www.progressive.com/auto/), home insurance\n(https://www.progressive.com/homeowners/), and other protection\nneeds. Progressive offers choices so consumers can reach us however it’s\nmost convenient for them — online at progressive.com\n(https://www.progressive.com), by phone at 1-800-PROGRESSIVE, via the\nProgressive mobile app, or in-person with a local agent.\n\nProgressive provides insurance for personal and commercial autos and trucks,\nmotorcycles, boats, recreational vehicles, and homes; it is a leading seller\nof personal auto, commercial (https://www.progressivecommercial.com/)\nauto, motorcycle (https://www.progressive.com/motorcycle/), and boat\n(https://www.progressive.com/boat/) insurance, and one of the top 15\nhomeowners insurance carriers in the United States. \n\nFounded in 1937, Progressive continues its long history of offering shopping\ntools and services that save customers time and money, like Name Your\nPrice(®), Snapshot(®), and HomeQuote Explorer(®).\n\nThe Common Shares of The Progressive Corporation, the Mayfield Village,\nOhio-based holding company, trade publicly at NYSE: PGR.\n\nCompany Contact: \nJulianna Paterra, CFA\n(719) 432-2509\ninvestor_relations@progressive.com\n\nThe Progressive Corporation \n300 North Commons Blvd.\nMayfield Village, Ohio 44143\nhttp://www.progressive.com\n (https://www.progressive.com/)\n\nDownload PDF: Progressive September 2026 Complete Earnings Release\n(http://ml.globenewswire.com/Resource/Download/3544cb52-0f80-4496-9088-8e40273adbc1)\n\n(https://www.globenewswire.com/NewsRoom/AttachmentNg/5c9adff5-2e63-4752-8055-4bdb7d2d133f)\n\n\n\nGlobeNewswire, Inc. 2026"},"type":"article","timestamp":"2026-10-14T12:16:03.108319397Z","server_sent_at_ms":1791980163108},"received_at":"2026-10-14T12:16:03.159Z","source_url":null},"analysis":{"id":"157147","press_release_id":"168897","analysis_json":{"industry":{"label":"Insurance","sector":"Financials"},"redFlags":[],"eventType":"earnings","narrative":"Progressive reported September net income of $630 million, up 107% year-over-year, with EPS of $1.08 versus $0.52 a year ago.\n\nThe September combined ratio improved 10.4 points to 90.0, while quarter-to-date the combined ratio was 88.7 and quarterly net income of $2.54 billion was down 3% YoY.\n\nPolicies in force grew 6% to 40.5 million, with strong growth in both agency auto (+7%) and direct auto (+8%).","sentiment":"bullish","agentHooks":{"shouldPost":true,"suggestedAngle":"September underwriting profits doubled YoY on a sharp combined-ratio improvement, with continued 6% policy growth."},"keyFigures":{"eps":1.08,"revenue":0,"revenueYoy":0,"customDimensions":{"quarter_eps":4.37,"quarter_net_income":2542,"september_net_income":630,"policies_in_force_yoy":"6%","quarter_combined_ratio":88.7,"quarter_net_income_yoy":"-3%","policies_in_force_total":40489,"september_combined_ratio":90,"september_net_income_yoy":"107%","quarter_net_premiums_written":22301,"september_net_premiums_earned":7160,"september_net_premiums_written":7255,"september_net_premiums_earned_yoy":"5%","september_net_premiums_written_yoy":"2%"}},"namedEntities":{"people":[{"name":"Julianna Paterra","role":"Investor Relations contact"}],"products":["Progressive Insurance","Name Your Price","Snapshot","HomeQuote Explorer"],"companies":[{"name":"The Progressive Corporation","ticker":"PGR","relationship":"filer"}],"dollarAmounts":[{"amount":"$7,255","context":"September 2026 net premiums written (millions)"},{"amount":"$630","context":"September 2026 net income (millions)"},{"amount":"$22,301","context":"Q3 2026 net premiums written (millions)"},{"amount":"$2,542","context":"Q3 2026 net income (millions)"}]},"materialImpact":{"score":3,"reasoning":"Monthly disclosure shows September net income more than doubled (+107%) to $630M with a 90.0 combined ratio, 10.4 pts better YoY, and policies in force up 6%. Routine monthly release, but strong underwriting profitability is meaningful for an S&P 500 insurer."},"tickerRelevance":{"others":[],"primary":"PGR"},"globalImportance":45,"audienceRelevance":55,"eventTypeSecondary":[],"importanceComponents":{"tickerTier":"S&P 100 large-cap","eventGravity":"routine monthly earnings disclosure","sectorWeight":"insurance cycle sensitivity","retailFavoriteBoost":"well-known consumer brand"}},"event_type":"earnings","event_type_secondary":null,"sentiment":"bullish","material_impact_score":3,"narrative":"Progressive reported September net income of $630 million, up 107% year-over-year, with EPS of $1.08 versus $0.52 a year ago.\n\nThe September combined ratio improved 10.4 points to 90.0, while quarter-to-date the combined ratio was 88.7 and quarterly net income of $2.54 billion was down 3% YoY.\n\nPolicies in force grew 6% to 40.5 million, with strong growth in both agency auto (+7%) and direct auto (+8%).","key_figures":{"eps":1.08,"revenue":0,"revenueYoy":0,"customDimensions":{"quarter_eps":4.37,"quarter_net_income":2542,"september_net_income":630,"policies_in_force_yoy":"6%","quarter_combined_ratio":88.7,"quarter_net_income_yoy":"-3%","policies_in_force_total":40489,"september_combined_ratio":90,"september_net_income_yoy":"107%","quarter_net_premiums_written":22301,"september_net_premiums_earned":7160,"september_net_premiums_written":7255,"september_net_premiums_earned_yoy":"5%","september_net_premiums_written_yoy":"2%"}},"named_entities":{"people":[{"name":"Julianna Paterra","role":"Investor Relations contact"}],"products":["Progressive Insurance","Name Your Price","Snapshot","HomeQuote Explorer"],"companies":[{"name":"The Progressive Corporation","ticker":"PGR","relationship":"filer"}],"dollarAmounts":[{"amount":"$7,255","context":"September 2026 net premiums written (millions)"},{"amount":"$630","context":"September 2026 net income (millions)"},{"amount":"$22,301","context":"Q3 2026 net premiums written (millions)"},{"amount":"$2,542","context":"Q3 2026 net income (millions)"}]},"model_name":"glm-5.3-flashx","prompt_hash":"sha256:5c812bd9e28b810d","schema_hash":"sha256:05005c02d9cffac9","created_at":"2026-10-14T12:16:08.668Z","global_importance":45,"audience_relevance":55,"importance_components":{"tickerTier":"S&P 100 large-cap","eventGravity":"routine monthly earnings disclosure","sectorWeight":"insurance cycle sensitivity","retailFavoriteBoost":"well-known consumer brand"}},"durationMs":5495,"modelName":"glm-5.3-flashx"}}