{"success":true,"data":{"pressRelease":{"id":"172964","rtpr_id":"nBwbgZ4yda-20261019","ticker":"FITB","exchange":"NYSE","all_tickers":["FITB"],"title":"Newline™ by Fifth Third Collaborated with Visa to Enable Fintechs to Offer Visa® Corporate Cards in Over 40 Countries","author":"Business Wire","published_at":"2026-10-19T16:00:00.294Z","article_body":"Newline™ by Fifth Third Collaborated with Visa to Enable Fintechs to Offer\nVisa® Corporate Cards in Over 40 Countries\n\nNewline™ by Fifth Third today announced that eligible U.S.-based fintechs\ncan offer Visa corporate cards for approved business use cases in over 40\ncountries through Visa's Multinational Program (MNP). Availability is subject\nto applicable client, program, country, regulatory, financial crimes and\nsanctions requirements.\n\nFintechs' customers are increasingly operating across borders. When their\nteams use a U.S.-issued corporate card abroad, they often run into\ncross-border fees, currency conversion costs and uneven merchant acceptance.\nFor businesses managing teams and spend in other countries, that friction adds\nup. Through Visa MNP, cards are issued for local use in the cardholders'\ncountry, so transactions are authorized in local currency and processed like\nthose on a locally issued card. Cardholders get a more local payment\nexperience, and eligible U.S.-based fintechs manage approved programs through\ntheir existing Newline relationship.\n\n“This is what enterprise fintech can look like when you combine the history\nof innovation and scale of an institution like Fifth Third with the global\nreach of a network like Visa,\" said Sushil Raja, general manager, Newline by\nFifth Third. \"We're proud to offer our clients card issuing in more than 40\ncountries, so they can serve customers wherever they do business. We've built\nthat reach country by country, with the same risk and compliance discipline\nour clients count on from Fifth Third.\"\n\nHCM platforms, expense management providers and vertical SaaS platforms are\nexamples of fintechs that could offer cards to business customers that operate\nin more than one country, subject to applicable requirements.\n\n“Our Multinational Program was built to make paying across borders feel\nlocal,\" said Chris Baker, head of commercial and money movement solutions,\nNorth America, Visa. \"Working with Newline, we've made it possible for their\nclients to offer corporate cards in more than 40 countries, putting that\nexperience within reach of more businesses than ever. \"\n\nWhy it matters:\n\n\n * Built for local use. Cards are authorized in local currency and processed like\nlocally issued cards, which reduces cross-border friction for cardholders.\n\n * The Newline difference. A developer-first embedded banking platform, backed by\nthe balance sheet of a top-10 bank, made this possible.\n\nNewline announced the collaboration at Money20/20 today.\n\nAbout Newline™ by Fifth Third\n\nNewline provides BIN sponsorship and a modern API driven platform that enables\nenterprise clients to launch payment, card, and deposit products directly with\nthe Bank. Its technology helps clients embed financial capabilities seamlessly\ninto their products, backed by Fifth Third’s standards for performance,\nscalability, and risk management. Newline powers offerings for leaders\nincluding Trustly and Stripe. Newline™ is a division of Fifth Third Bank,\nNational Association. Member FDIC. Learn more at newline53.com\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fnewline53.com%2F&esheet=54623746&newsitemid=20261019839849&lan=en-US&anchor=newline53.com&index=1&md5=5986d8dfe0dd1c182089fcaee84e5a0a)\n.\n\nAbout Fifth Third\n\nFifth Third is a bank that's as long on innovation as it is on history. Since\n1858, we've been helping individuals, families, businesses and communities\ngrow through smart financial services that improve lives. Our list of firsts\nis extensive, and it's one that continues to expand as we explore the\nintersection of tech-driven innovation, dedicated people and focused community\nimpact. Fifth Third is one of the few U.S.-based banks to have been named\namong Ethisphere's World's Most Ethical Companies(® )for several years. With\na commitment to taking care of our customers, employees, communities and\nsharehold ers, our goal is to be the one bank people most value and trust.\n\nFifth Third Bank, National Association is a federally chartered institution.\nFifth Third Bancorp is the indirect parent company of Fifth Third Bank, and\nits common stock is traded on the New York Stock Exchange under the symbol\n\"FITB.\" Investor information and press releases can be viewed at www.53.com\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.53.com%2Fcontent%2Ffifth-third%2Fen.html&esheet=54623746&newsitemid=20261019839849&lan=en-US&anchor=www.53.com&index=2&md5=1906a40cf733bac8be8f1c5624d9b032)\n. Deposit and credit products provided by Fifth Third Bank, National\nAssociation. Member FDIC.\n\nDisclaimer: Corporate card programs offered through Visa's Multinational\nProgram are available only to eligible clients for approved programs, use\ncases and permitted countries. Availability does not constitute approval of\nany client, program, country, cardholder population or use case, and is\nsubject to applicable onboarding, due diligence, Financial Crimes, sanctions,\nlegal, regulatory and program requirements. Cards are intended for approved\nbusiness expenses only. Country availability may change. Cards are issued by\nFifth Third Bank, National Association. Visa is a registered trademark of Visa\nInternational Service Association.\n\nCategory: Other\n\n\n\nView source version on businesswire.com:\nhttps://www.businesswire.com/news/home/20261019839849/en/\n(https://www.businesswire.com/news/home/20261019839849/en/)\n\nMedia Contacts: \n\nAdrienne Gutbier (Fifth Third)\n\nadrienne.gutbier@53.com (mailto:adrienne.gutbier@53.com)\n\nInvestor Relations Contacts: \n\nMatt Curoe (Fifth Third)\n\nmatthew.curoe@53.com (mailto:matthew.curoe@53.com)\n\n\nCopyright Business Wire 2026","article_body_html":"","raw_payload":{"data":{"id":"nBwbgZ4yda-20261019","title":"Newline™ by Fifth Third Collaborated with Visa to Enable Fintechs to Offer Visa® Corporate Cards in Over 40 Countries","author":"Business Wire","ticker":"FITB","created":"2026-10-19T16:00:00.294Z","tickers":["FITB"],"exchange":"NYSE","article_body":"Newline™ by Fifth Third Collaborated with Visa to Enable Fintechs to Offer\nVisa® Corporate Cards in Over 40 Countries\n\nNewline™ by Fifth Third today announced that eligible U.S.-based fintechs\ncan offer Visa corporate cards for approved business use cases in over 40\ncountries through Visa's Multinational Program (MNP). Availability is subject\nto applicable client, program, country, regulatory, financial crimes and\nsanctions requirements.\n\nFintechs' customers are increasingly operating across borders. When their\nteams use a U.S.-issued corporate card abroad, they often run into\ncross-border fees, currency conversion costs and uneven merchant acceptance.\nFor businesses managing teams and spend in other countries, that friction adds\nup. Through Visa MNP, cards are issued for local use in the cardholders'\ncountry, so transactions are authorized in local currency and processed like\nthose on a locally issued card. Cardholders get a more local payment\nexperience, and eligible U.S.-based fintechs manage approved programs through\ntheir existing Newline relationship.\n\n“This is what enterprise fintech can look like when you combine the history\nof innovation and scale of an institution like Fifth Third with the global\nreach of a network like Visa,\" said Sushil Raja, general manager, Newline by\nFifth Third. \"We're proud to offer our clients card issuing in more than 40\ncountries, so they can serve customers wherever they do business. We've built\nthat reach country by country, with the same risk and compliance discipline\nour clients count on from Fifth Third.\"\n\nHCM platforms, expense management providers and vertical SaaS platforms are\nexamples of fintechs that could offer cards to business customers that operate\nin more than one country, subject to applicable requirements.\n\n“Our Multinational Program was built to make paying across borders feel\nlocal,\" said Chris Baker, head of commercial and money movement solutions,\nNorth America, Visa. \"Working with Newline, we've made it possible for their\nclients to offer corporate cards in more than 40 countries, putting that\nexperience within reach of more businesses than ever. \"\n\nWhy it matters:\n\n\n * Built for local use. Cards are authorized in local currency and processed like\nlocally issued cards, which reduces cross-border friction for cardholders.\n\n * The Newline difference. A developer-first embedded banking platform, backed by\nthe balance sheet of a top-10 bank, made this possible.\n\nNewline announced the collaboration at Money20/20 today.\n\nAbout Newline™ by Fifth Third\n\nNewline provides BIN sponsorship and a modern API driven platform that enables\nenterprise clients to launch payment, card, and deposit products directly with\nthe Bank. Its technology helps clients embed financial capabilities seamlessly\ninto their products, backed by Fifth Third’s standards for performance,\nscalability, and risk management. Newline powers offerings for leaders\nincluding Trustly and Stripe. Newline™ is a division of Fifth Third Bank,\nNational Association. Member FDIC. Learn more at newline53.com\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fnewline53.com%2F&esheet=54623746&newsitemid=20261019839849&lan=en-US&anchor=newline53.com&index=1&md5=5986d8dfe0dd1c182089fcaee84e5a0a)\n.\n\nAbout Fifth Third\n\nFifth Third is a bank that's as long on innovation as it is on history. Since\n1858, we've been helping individuals, families, businesses and communities\ngrow through smart financial services that improve lives. Our list of firsts\nis extensive, and it's one that continues to expand as we explore the\nintersection of tech-driven innovation, dedicated people and focused community\nimpact. Fifth Third is one of the few U.S.-based banks to have been named\namong Ethisphere's World's Most Ethical Companies(® )for several years. With\na commitment to taking care of our customers, employees, communities and\nsharehold ers, our goal is to be the one bank people most value and trust.\n\nFifth Third Bank, National Association is a federally chartered institution.\nFifth Third Bancorp is the indirect parent company of Fifth Third Bank, and\nits common stock is traded on the New York Stock Exchange under the symbol\n\"FITB.\" Investor information and press releases can be viewed at www.53.com\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.53.com%2Fcontent%2Ffifth-third%2Fen.html&esheet=54623746&newsitemid=20261019839849&lan=en-US&anchor=www.53.com&index=2&md5=1906a40cf733bac8be8f1c5624d9b032)\n. Deposit and credit products provided by Fifth Third Bank, National\nAssociation. Member FDIC.\n\nDisclaimer: Corporate card programs offered through Visa's Multinational\nProgram are available only to eligible clients for approved programs, use\ncases and permitted countries. Availability does not constitute approval of\nany client, program, country, cardholder population or use case, and is\nsubject to applicable onboarding, due diligence, Financial Crimes, sanctions,\nlegal, regulatory and program requirements. Cards are intended for approved\nbusiness expenses only. Country availability may change. Cards are issued by\nFifth Third Bank, National Association. Visa is a registered trademark of Visa\nInternational Service Association.\n\nCategory: Other\n\n\n\nView source version on businesswire.com:\nhttps://www.businesswire.com/news/home/20261019839849/en/\n(https://www.businesswire.com/news/home/20261019839849/en/)\n\nMedia Contacts: \n\nAdrienne Gutbier (Fifth Third)\n\nadrienne.gutbier@53.com (mailto:adrienne.gutbier@53.com)\n\nInvestor Relations Contacts: \n\nMatt Curoe (Fifth Third)\n\nmatthew.curoe@53.com (mailto:matthew.curoe@53.com)\n\n\nCopyright Business Wire 2026"},"type":"article","timestamp":"2026-10-19T16:00:00.366950475Z","server_sent_at_ms":1792425600366},"received_at":"2026-10-19T16:00:00.417Z","source_url":"https://www.businesswire.com/news/home/20261019839849/en/"},"analysis":{"id":"161072","press_release_id":"172964","analysis_json":{"industry":{"label":"Banks","sector":"Financials"},"redFlags":[],"eventType":"partnership","narrative":"Newline by Fifth Third announced a collaboration with Visa letting eligible U.S.-based fintechs offer Visa corporate cards in over 40 countries through Visa's Multinational Program.\n\nCards are issued for local use in the cardholder's country, authorized in local currency and processed like locally issued cards, reducing cross-border fees and friction for corporate clients.\n\nThe expansion targets HCM platforms, expense-management providers and vertical SaaS fintechs, and was unveiled at Money20/20; it strengthens Fifth Third's embedded-payments franchise but carries no disclosed financial impact.","sentiment":"bullish","agentHooks":{"shouldPost":false,"suggestedAngle":"Fifth Third's Newline extends embedded corporate card issuing to 40+ countries with Visa -- a modest but strategically meaningful embedded-banking win."},"keyFigures":{"customDimensions":{"countries_covered":"over 40"}},"quotedText":"This is what enterprise fintech can look like when you combine the history of innovation and scale of an institution like Fifth Third with the global reach of a network like Visa","namedEntities":{"people":[{"name":"Sushil Raja","role":"General Manager, Newline by Fifth Third"},{"name":"Chris Baker","role":"Head of Commercial and Money Movement Solutions, North America, Visa"}],"products":["Newline","Visa Corporate Cards","Visa Multinational Program (MNP)"],"companies":[{"name":"Fifth Third Bancorp","ticker":"FITB","relationship":"filer"},{"name":"Visa","ticker":"V","relationship":"partner"},{"name":"Trustly","relationship":"client"},{"name":"Stripe","relationship":"client"}],"dollarAmounts":[]},"materialImpact":{"score":2,"reasoning":"A modest product/partnership expansion for Newline (Fifth Third's embedded banking arm), enabling corporate card issuance in 40+ countries via Visa's Multinational Program. Positive for the embedded payments growth story but no financial figures and immaterial to near-term FITB earnings."},"tickerRelevance":{"others":[{"ticker":"V","relevance":"partner"}],"primary":"FITB"},"globalImportance":25,"audienceRelevance":30,"eventTypeSecondary":["product_launch"],"importanceComponents":{"tickerTier":"large-cap-bank","eventGravity":"product-partnership-expansion","issuerAuthored":true,"financialDisclosures":"none"}},"event_type":"partnership","event_type_secondary":["product_launch"],"sentiment":"bullish","material_impact_score":2,"narrative":"Newline by Fifth Third announced a collaboration with Visa letting eligible U.S.-based fintechs offer Visa corporate cards in over 40 countries through Visa's Multinational Program.\n\nCards are issued for local use in the cardholder's country, authorized in local currency and processed like locally issued cards, reducing cross-border fees and friction for corporate clients.\n\nThe expansion targets HCM platforms, expense-management providers and vertical SaaS fintechs, and was unveiled at Money20/20; it strengthens Fifth Third's embedded-payments franchise but carries no disclosed financial impact.","key_figures":{"customDimensions":{"countries_covered":"over 40"}},"named_entities":{"people":[{"name":"Sushil Raja","role":"General Manager, Newline by Fifth Third"},{"name":"Chris Baker","role":"Head of Commercial and Money Movement Solutions, North America, Visa"}],"products":["Newline","Visa Corporate Cards","Visa Multinational Program (MNP)"],"companies":[{"name":"Fifth Third Bancorp","ticker":"FITB","relationship":"filer"},{"name":"Visa","ticker":"V","relationship":"partner"},{"name":"Trustly","relationship":"client"},{"name":"Stripe","relationship":"client"}],"dollarAmounts":[]},"model_name":"glm-5.3-flashx","prompt_hash":"sha256:5c812bd9e28b810d","schema_hash":"sha256:05005c02d9cffac9","created_at":"2026-10-19T16:00:05.057Z","global_importance":25,"audience_relevance":30,"importance_components":{"tickerTier":"large-cap-bank","eventGravity":"product-partnership-expansion","issuerAuthored":true,"financialDisclosures":"none"}},"durationMs":null,"modelName":"glm-5.3-flashx"}}