{"success":true,"data":{"pressRelease":{"id":"179595","rtpr_id":"nGNE5jLbWK-20261026","ticker":"OMASP","exchange":"Nasdaq Helsinki","all_tickers":["OMASP"],"title":"REG-Final result of the subsequent offer period of S-Bank Plc's voluntary recommended public cash tender offer for all the shares in Oma Savings Bank Plc","author":"Globe Newswire","published_at":"2026-10-26T12:05:00.055Z","article_body":"NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION, IN WHOLE OR IN PART, DIRECTLY OR\nINDIRECTLY, IN OR INTO AUSTRALIA, CANADA, HONG KONG, JAPAN, NEW ZEALAND OR\nSOUTH AFRICA OR IN ANY OTHER JURISDICTION IN WHICH THE TENDER OFFER WOULD BE\nPROHIBITED BY APPLICABLE LAW. FOR FURTHER INFORMATION, PLEASE SEE SECTION\nENTITLED \"IMPORTANT INFORMATION\" BELOW.\n\nFinal result of the subsequent offer period of S-Bank Plc's voluntary\nrecommended public cash tender offer for all the shares in Oma Savings Bank\nPlc\n\nOMA SAVINGS BANK PLC        STOCK EXCHANGE RELEASE 26 October 2026 at\n14:05 (EET)\n\nOn 9 July 2026, S-Bank Plc (\"S-Bank\" or the \"Offeror\"), announced a voluntary\nrecommended public cash tender offer for all the issued and outstanding shares\nin Oma Savings Bank Plc (\"Oma Savings Bank\") that are not held by Oma Savings\nBank or its subsidiaries (the \"Shares\" or, individually, a \"Share\") (the\n\"Tender Offer\"). The Offeror has published a tender offer document, dated 16\nJuly 2026, concerning the Tender Offer and the supplements to the tender offer\ndocument, dated 14 August 2026, 31 August 2026, 7 September 2026 and 16\nSeptember 2026. The offer period under the Tender Offer commenced on 17 July\n2026 at 9:30 a.m. (Finnish time) and expired on 25 September 2026 at 4:00 p.m.\n(Finnish time). On 1 October 2026 at 9:30 a.m. (Finnish time), the Offeror\ncommenced a subsequent offer period (the \"Subsequent Offer Period\") in\naccordance with the terms and conditions of the Tender Offer, which expired on\n22 October 2026 at 4:00 p.m. (Finnish time).\n\nBased on the final result of the Subsequent Offer Period, the 162,829 Shares\nvalidly tendered during the Subsequent Offer Period represent approximately\n0.49 percent of all issued and outstanding shares and votes in Oma Savings\nBank (excluding treasury shares). The Shares tendered during the Subsequent\nOffer Period, together with the Shares tendered during the initial offer\nperiod and any Shares otherwise acquired by the Offeror, represent\napproximately 97.32 percent of all issued and outstanding shares and votes in\nOma Savings Bank (excluding treasury shares).\n\nThe tender offer consideration for the Shares validly tendered during the\nSubsequent Offer Period is expected to be paid to the shareholders on or about\n2 November 2026. The actual timing of the receipt of the tender offer\nconsideration will depend on the schedules for payment transactions between\nfinancial institutions.\n\nThe Offeror has reserved the right to acquire Shares on or after the date of\nthis release in public trading on Nasdaq Helsinki Ltd (\"Nasdaq Helsinki\") or\notherwise to the extent permitted by applicable laws and regulations.\n\nADVISERS\n\nThe Offeror has appointed PricewaterhouseCoopers Oy as lead financial adviser,\nDanske Bank A/S, Finland Branch as arranger of the tender offer, Borenius\nAttorneys Ltd as legal adviser, and IR Partners Oy as communication advisor in\nconnection with the Tender Offer. Oma Savings Bank has appointed EY Advisory\nOy as financial adviser, Krogerus Attorneys Ltd as legal adviser and Rud\nPedersen Finland Ltd as communication advisor in connection with the Tender\nOffer.\n\nAdditional information:\n\nOma Savings Bank Plc\n\nKarri Alameri, CEO, interview requests via Chief Communications Officer\n\nPirjetta Soikkeli, Chief Communications Officer, tel. +358 40 7500 093,\npirjetta.soikkeli@omasp.fi\n\nwww.omasp.fi\n\nS-Bank Plc\n\nRiikka Laine-Tolonen, CEO, interview requests via communications\n\nTiina Nurmi, Chief Communications Officer, tel. +358 10 768 1689,\ntiina.2.nurmi@s-pankki.fi\n\nS-Bank Communications, tel. +358 10 767 9300, viestinta@s-pankki.fi\n\nInformation regarding the Tender Offer is available at\nwww.s-pankki.fi/tenderoffer.\n\nABOUT OMA SAVINGS BANK\n\nOma Savings Bank is a well-capitalised and profitable Finnish bank that serves\nover 200,000 personal and corporate customers through 48 branches across\nFinland and digital channels with approximately 600 experts. Oma Savings Bank\nfocuses primarily on retail banking and offers its customers a diverse range\nof banking services both through its own balance sheet and by intermediating\nproducts of its cooperation partners, such as credit, investment and loan\nprotection products. Oma Savings Bank also engages in mortgage banking\noperations. Oma Savings Bank's key objective is a first-class customer\nexperience through personal service and easy accessibility in both digital and\ntraditional channels. The Shares of Oma Savings Bank are listed on the\nregulated market maintained by Nasdaq Helsinki.\n\nABOUT S-BANK\n\nS-Bank is a well-capitalised bank and part of the domestic S Group. S-Bank was\ncreated as a bank for co-op members with the mission of ensuring that everyone\nhas the possibility of a little more wealth. S-Bank offers its customers\nbanking, financing and wealth management services and engages in mortgage\nbanking operations. At the end of 2025, S-Bank had more than 3.4 million\ncustomers, of which 858,000 were active customers. S-Bank's strategy is to\ngrow the number of active customers and the share of customers who consolidate\ntheir banking activities with S-Bank, and to offer superior ease and benefits\nthrough a service model that combines digital and personal service. S-Bank\nemploys approximately 1,200 experts.\n\nIMPORTANT INFORMATION\n\nTHIS RELEASE MAY NOT BE RELEASED OR OTHERWISE DISTRIBUTED, IN WHOLE OR IN\nPART, DIRECTLY OR INDIRECTLY, IN OR INTO, AUSTRALIA, CANADA, HONG KONG, JAPAN,\nNEW ZEALAND OR SOUTH AFRICA OR IN ANY OTHER JURISDICTION IN WHICH THE TENDER\nOFFER WOULD BE PROHIBITED BY APPLICABLE LAW.\n\nTHIS RELEASE IS NOT A TENDER OFFER DOCUMENT AND AS SUCH DOES NOT CONSTITUTE AN\nOFFER OR INVITATION TO MAKE A SALES OFFER. IN PARTICULAR, THIS RELEASE IS NOT\nAN OFFER TO SELL OR THE SOLICITATION OF AN OFFER TO BUY ANY SECURITIES\nDESCRIBED HEREIN, AND IS NOT AN EXTENSION OF THE TENDER OFFER IN AUSTRALIA,\nCANADA, HONG KONG, JAPAN, NEW ZEALAND OR SOUTH AFRICA. INVESTORS SHALL ACCEPT\nTHE TENDER OFFER FOR THE SHARES ONLY ON THE BASIS OF THE INFORMATION PROVIDED\nIN A TENDER OFFER DOCUMENT. OFFERS WILL NOT BE MADE DIRECTLY OR INDIRECTLY IN\nANY JURISDICTION WHERE EITHER AN OFFER OR PARTICIPATION THEREIN IS PROHIBITED\nBY APPLICABLE LAW OR WHERE ANY TENDER OFFER DOCUMENT OR REGISTRATION OR OTHER\nREQUIREMENTS WOULD APPLY IN ADDITION TO THOSE UNDERTAKEN IN FINLAND.\n\nTHE TENDER OFFER IS NOT BEING MADE DIRECTLY OR INDIRECTLY IN ANY JURISDICTION\nWHERE PROHIBITED BY APPLICABLE LAW AND, WHEN PUBLISHED, THE TENDER OFFER\nDOCUMENT AND RELATED ACCEPTANCE FORMS WILL NOT AND MAY NOT BE DISTRIBUTED,\nFORWARDED OR TRANSMITTED INTO OR FROM ANY JURISDICTION WHERE PROHIBITED BY\nAPPLICABLE LAWS OR REGULATIONS. IN PARTICULAR, THE TENDER OFFER IS NOT BEING\nMADE, DIRECTLY OR INDIRECTLY, IN OR INTO, OR BY USE OF THE POSTAL SERVICE OF,\nOR BY ANY MEANS OR INSTRUMENTALITY (INCLUDING, WITHOUT LIMITATION, FACSIMILE\nTRANSMISSION, TELEX, TELEPHONE OR THE INTERNET) OF INTERSTATE OR FOREIGN\nCOMMERCE OF, OR ANY FACILITIES OF A NATIONAL SECURITIES EXCHANGE OF,\nAUSTRALIA, CANADA, HONG KONG, JAPAN, NEW ZEALAND OR SOUTH AFRICA. THE TENDER\nOFFER CANNOT BE ACCEPTED, DIRECTLY OR INDIRECTLY, BY ANY SUCH USE, MEANS OR\nINSTRUMENTALITY OR FROM WITHIN, AUSTRALIA, CANADA, HONG KONG, JAPAN, NEW\nZEALAND OR SOUTH AFRICA AND ANY PURPORTED ACCEPTANCE OF THE TENDER OFFER\nRESULTING DIRECTLY OR INDIRECTLY FROM A VIOLATION OF THESE RESTRICTIONS WILL\nBE INVALID.\n\nTHIS STOCK EXCHANGE RELEASE HAS BEEN PREPARED IN COMPLIANCE WITH FINNISH LAW,\nTHE RULES OF NASDAQ HELSINKI AND THE HELSINKI TAKEOVER CODE AND THE\nINFORMATION DISCLOSED MAY NOT BE THE SAME AS THAT WHICH WOULD HAVE BEEN\nDISCLOSED IF THIS ANNOUNCEMENT HAD BEEN PREPARED IN ACCORDANCE WITH THE LAWS\nOF JURISDICTIONS OUTSIDE OF FINLAND.\n\nInformation for shareholders of Oma Savings Bank in the United States\n\nShareholders of Oma Savings Bank in the United States are advised that the\nShares are not listed on a U.S. securities exchange and that Oma Savings Bank\nis not subject to the periodic reporting requirements of the U.S. Securities\nExchange Act of 1934, as amended (the \"Exchange Act\"), and is not required to,\nand does not, file any reports with the U.S. Securities and Exchange\nCommission (the \"SEC\") thereunder.\n\nThe Tender Offer will be made for the issued and outstanding shares of Oma\nSavings Bank, which is domiciled in Finland, and is subject to Finnish\ndisclosure and procedural requirements. The Tender Offer is made in the United\nStates pursuant to Section 14(e) and Regulation 14E under the Exchange Act,\nsubject to the exemption provided under Rule 14d-1(c) under the Exchange Act,\nfor a \"Tier I\" tender offer, and otherwise in accordance with the disclosure\nand procedural requirements of Finnish law, including with respect to the\nTender Offer timetable, settlement procedures, withdrawal, waiver of\nconditions and timing of payments, which are different from those of the\nUnited States. In particular, the financial information included in this\nannouncement has been prepared in accordance with applicable accounting\nstandards in Finland, which may not be comparable to the financial statements\nor financial information of U.S. companies.\n\nYou should note that the Offeror's ability to waive the conditions to the\nTender Offer (both during and after the end of the acceptance period) and the\nshareholders' ability to withdraw their acceptances, are not the same under a\ntender offer governed by Finnish law as under a tender offer governed by U.S.\nlaw. U.S. shareholders are encouraged to consult with their own advisors\nregarding the Tender Offer. In particular, the Offeror may waive conditions to\nthe Tender Offer without offering withdrawal rights, to the extent not\nrequired by applicable law.\n\nThe Tender Offer is made to Oma Savings Bank's shareholders resident in the\nUnited States on the same terms and conditions as those made to all other\nshareholders of Oma Savings Bank to whom an offer is made. Any informational\ndocuments, including this announcement, are being disseminated to U.S.\nshareholders on a basis comparable to the method that such documents are\nprovided to Oma Savings Bank's other shareholders.\n\nTo the extent permissible under applicable law or regulations, the Offeror and\nits affiliates or its brokers and its brokers' affiliates (acting as agents\nfor the Offeror or its affiliates, as applicable) may from time to time after\nthe date of this stock exchange release and during the pendency of the Tender\nOffer, and other than pursuant to the Tender Offer, directly or indirectly\npurchase or arrange to purchase Shares or any securities that are convertible\ninto, exchangeable for or exercisable for Shares. These purchases may occur\neither in the open market at prevailing prices or in private transactions at\nnegotiated prices. To the extent information about such purchases or\narrangements to purchase is made public in Finland, such information will be\ndisclosed by means of a press release or other means reasonably calculated to\ninform U.S. shareholders of Oma Savings Bank of such information. In addition,\nthe financial advisers to the Offeror may also engage in ordinary course\ntrading activities in securities of Oma Savings Bank, which may include\npurchases or arrangements to purchase such securities. To the extent required\nin Finland, any information about such purchases will be made public in\nFinland in the manner required by Finnish law.\n\nNeither the SEC nor any U.S. state securities commission has approved or\ndisapproved the Tender Offer, passed upon the merits or fairness of the Tender\nOffer, or passed any comment upon the adequacy, accuracy or completeness of\nthe disclosure in relation to the Tender Offer. Any representation to the\ncontrary is a criminal offence in the United States.\n\nThe receipt of cash pursuant to the Tender Offer by a U.S. holder of Shares\nmay be a taxable transaction for U.S. federal income tax purposes and under\napplicable U.S. state and local, as well as foreign and other, tax laws. Each\nholder of Shares is urged to consult its independent professional advisers\nimmediately regarding the tax and other consequences of accepting the Tender\nOffer.\n\nTo the extent the Tender Offer is subject to U.S. securities laws, those laws\nonly apply to U.S. holders of Shares and will not give rise to claims on the\npart of any other person. It may be difficult for Oma Savings Bank's\nshareholders to enforce their rights and any claims they may have arising\nunder the U.S. federal securities laws, since the Offeror and Oma Savings Bank\nare located in non-U.S. jurisdictions and some or all of their respective\nofficers and directors may be residents of non-U.S. jurisdictions. Oma Savings\nBank shareholders may not be able to sue the Offeror or Oma Savings Bank or\ntheir respective officers or directors in a non-U.S. court for violations of\nthe U.S. federal securities laws. It may be difficult to compel the Offeror\nand Oma Savings Bank and their respective affiliates to subject themselves to\na U.S. court's judgment.\n\nForward-looking statements\n\nThis release contains statements that, to the extent they are not historical\nfacts, constitute \"forward-looking statements\". Forward-looking statements\ninclude statements concerning plans, expectations, projections, objectives,\ntargets, goals, strategies, future events, future revenues or performance,\ncapital expenditures, financing needs, plans or intentions relating to\nacquisitions, competitive strengths and weaknesses, plans or goals relating to\nfinancial position, future operations and development, business strategy and\nthe trends in the industries and the political and legal environment and other\ninformation that is not historical information. In some instances, they can be\nidentified by the use of forward-looking terminology, including the terms\n\"believes\", \"intends\", \"may\", \"will\" or \"should\" or, in each case, their\nnegative or variations on comparable terminology. By their very nature,\nforward-looking statements involve inherent risks, uncertainties and\nassumptions, both general and specific, and risks exist that the predictions,\nforecasts, projections and other forward-looking statements will not be\nachieved. Given these risks, uncertainties and assumptions, investors are\ncautioned not to place undue reliance on such forward-looking statements. Any\nforward-looking statements contained herein speak only as at the date of this\nrelease.\n\nDisclaimer\n\nPricewaterhouseCoopers Oy is acting as financial adviser to the Offeror and\nno-one else in connection with this announcement. Neither\nPricewaterhouseCoopers Oy nor its affiliates, nor their respective partners,\ndirectors, officers, employees or agents are responsible to anyone other than\nthe Offeror for providing the protections afforded to clients of\nPricewaterhouseCoopers Oy or for providing advice in connection with any\nmatters referred to in this announcement.\n\nDanske Bank A/S is authorised under Danish banking law. It is subject to\nsupervision by the Danish Financial Supervisory Authority. Danske Bank A/S is\na private, limited liability company incorporated in Denmark with its head\noffice in Copenhagen where it is registered in the Danish Commercial Register\nunder number 61126228.\n\nDanske Bank A/S (acting via its Finland Branch) is acting as arranger for the\nbenefit of the Offeror and no other person in connection with these materials\nor their contents. Danske Bank A/S will not be responsible to any person other\nthan the Offeror for providing any of the protections afforded to clients of\nDanske Bank A/S, nor for providing any advice in relation to any matter\nreferred to in these materials. Without limiting a person's liability for\nfraud, Danske Bank A/S, nor any of its affiliates nor any of its respective\ndirectors, officers, representatives, employees, advisers or agents shall have\nany liability to any other person (including, without limitation, any\nrecipient) in connection with the Tender Offer.\n\nEY Advisory Oy is acting exclusively for Oma Savings Bank Plc and no one else\nin connection with the Tender Offer and the matters set out in this\nannouncement. Neither EY Advisory Oy nor its affiliates, nor their respective\npartners, directors, officers, employees or agents are responsible to anyone\nother than Oma Savings Bank for providing the protections afforded to clients\nof EY Advisory Oy, or for giving advice in connection with the Tender Offer or\nany matter or arrangement referred to in this announcement.","article_body_html":"","raw_payload":{"data":{"id":"nGNE5jLbWK-20261026","title":"REG-Final result of the subsequent offer period of S-Bank Plc's voluntary recommended public cash tender offer for all the shares in Oma Savings Bank Plc","author":"Globe Newswire","ticker":"OMASP","created":"2026-10-26T12:05:00.055Z","tickers":["OMASP"],"exchange":"Nasdaq Helsinki","article_body":"NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION, IN WHOLE OR IN PART, DIRECTLY OR\nINDIRECTLY, IN OR INTO AUSTRALIA, CANADA, HONG KONG, JAPAN, NEW ZEALAND OR\nSOUTH AFRICA OR IN ANY OTHER JURISDICTION IN WHICH THE TENDER OFFER WOULD BE\nPROHIBITED BY APPLICABLE LAW. FOR FURTHER INFORMATION, PLEASE SEE SECTION\nENTITLED \"IMPORTANT INFORMATION\" BELOW.\n\nFinal result of the subsequent offer period of S-Bank Plc's voluntary\nrecommended public cash tender offer for all the shares in Oma Savings Bank\nPlc\n\nOMA SAVINGS BANK PLC        STOCK EXCHANGE RELEASE 26 October 2026 at\n14:05 (EET)\n\nOn 9 July 2026, S-Bank Plc (\"S-Bank\" or the \"Offeror\"), announced a voluntary\nrecommended public cash tender offer for all the issued and outstanding shares\nin Oma Savings Bank Plc (\"Oma Savings Bank\") that are not held by Oma Savings\nBank or its subsidiaries (the \"Shares\" or, individually, a \"Share\") (the\n\"Tender Offer\"). The Offeror has published a tender offer document, dated 16\nJuly 2026, concerning the Tender Offer and the supplements to the tender offer\ndocument, dated 14 August 2026, 31 August 2026, 7 September 2026 and 16\nSeptember 2026. The offer period under the Tender Offer commenced on 17 July\n2026 at 9:30 a.m. (Finnish time) and expired on 25 September 2026 at 4:00 p.m.\n(Finnish time). On 1 October 2026 at 9:30 a.m. (Finnish time), the Offeror\ncommenced a subsequent offer period (the \"Subsequent Offer Period\") in\naccordance with the terms and conditions of the Tender Offer, which expired on\n22 October 2026 at 4:00 p.m. (Finnish time).\n\nBased on the final result of the Subsequent Offer Period, the 162,829 Shares\nvalidly tendered during the Subsequent Offer Period represent approximately\n0.49 percent of all issued and outstanding shares and votes in Oma Savings\nBank (excluding treasury shares). The Shares tendered during the Subsequent\nOffer Period, together with the Shares tendered during the initial offer\nperiod and any Shares otherwise acquired by the Offeror, represent\napproximately 97.32 percent of all issued and outstanding shares and votes in\nOma Savings Bank (excluding treasury shares).\n\nThe tender offer consideration for the Shares validly tendered during the\nSubsequent Offer Period is expected to be paid to the shareholders on or about\n2 November 2026. The actual timing of the receipt of the tender offer\nconsideration will depend on the schedules for payment transactions between\nfinancial institutions.\n\nThe Offeror has reserved the right to acquire Shares on or after the date of\nthis release in public trading on Nasdaq Helsinki Ltd (\"Nasdaq Helsinki\") or\notherwise to the extent permitted by applicable laws and regulations.\n\nADVISERS\n\nThe Offeror has appointed PricewaterhouseCoopers Oy as lead financial adviser,\nDanske Bank A/S, Finland Branch as arranger of the tender offer, Borenius\nAttorneys Ltd as legal adviser, and IR Partners Oy as communication advisor in\nconnection with the Tender Offer. Oma Savings Bank has appointed EY Advisory\nOy as financial adviser, Krogerus Attorneys Ltd as legal adviser and Rud\nPedersen Finland Ltd as communication advisor in connection with the Tender\nOffer.\n\nAdditional information:\n\nOma Savings Bank Plc\n\nKarri Alameri, CEO, interview requests via Chief Communications Officer\n\nPirjetta Soikkeli, Chief Communications Officer, tel. +358 40 7500 093,\npirjetta.soikkeli@omasp.fi\n\nwww.omasp.fi\n\nS-Bank Plc\n\nRiikka Laine-Tolonen, CEO, interview requests via communications\n\nTiina Nurmi, Chief Communications Officer, tel. +358 10 768 1689,\ntiina.2.nurmi@s-pankki.fi\n\nS-Bank Communications, tel. +358 10 767 9300, viestinta@s-pankki.fi\n\nInformation regarding the Tender Offer is available at\nwww.s-pankki.fi/tenderoffer.\n\nABOUT OMA SAVINGS BANK\n\nOma Savings Bank is a well-capitalised and profitable Finnish bank that serves\nover 200,000 personal and corporate customers through 48 branches across\nFinland and digital channels with approximately 600 experts. Oma Savings Bank\nfocuses primarily on retail banking and offers its customers a diverse range\nof banking services both through its own balance sheet and by intermediating\nproducts of its cooperation partners, such as credit, investment and loan\nprotection products. Oma Savings Bank also engages in mortgage banking\noperations. Oma Savings Bank's key objective is a first-class customer\nexperience through personal service and easy accessibility in both digital and\ntraditional channels. The Shares of Oma Savings Bank are listed on the\nregulated market maintained by Nasdaq Helsinki.\n\nABOUT S-BANK\n\nS-Bank is a well-capitalised bank and part of the domestic S Group. S-Bank was\ncreated as a bank for co-op members with the mission of ensuring that everyone\nhas the possibility of a little more wealth. S-Bank offers its customers\nbanking, financing and wealth management services and engages in mortgage\nbanking operations. At the end of 2025, S-Bank had more than 3.4 million\ncustomers, of which 858,000 were active customers. S-Bank's strategy is to\ngrow the number of active customers and the share of customers who consolidate\ntheir banking activities with S-Bank, and to offer superior ease and benefits\nthrough a service model that combines digital and personal service. S-Bank\nemploys approximately 1,200 experts.\n\nIMPORTANT INFORMATION\n\nTHIS RELEASE MAY NOT BE RELEASED OR OTHERWISE DISTRIBUTED, IN WHOLE OR IN\nPART, DIRECTLY OR INDIRECTLY, IN OR INTO, AUSTRALIA, CANADA, HONG KONG, JAPAN,\nNEW ZEALAND OR SOUTH AFRICA OR IN ANY OTHER JURISDICTION IN WHICH THE TENDER\nOFFER WOULD BE PROHIBITED BY APPLICABLE LAW.\n\nTHIS RELEASE IS NOT A TENDER OFFER DOCUMENT AND AS SUCH DOES NOT CONSTITUTE AN\nOFFER OR INVITATION TO MAKE A SALES OFFER. IN PARTICULAR, THIS RELEASE IS NOT\nAN OFFER TO SELL OR THE SOLICITATION OF AN OFFER TO BUY ANY SECURITIES\nDESCRIBED HEREIN, AND IS NOT AN EXTENSION OF THE TENDER OFFER IN AUSTRALIA,\nCANADA, HONG KONG, JAPAN, NEW ZEALAND OR SOUTH AFRICA. INVESTORS SHALL ACCEPT\nTHE TENDER OFFER FOR THE SHARES ONLY ON THE BASIS OF THE INFORMATION PROVIDED\nIN A TENDER OFFER DOCUMENT. OFFERS WILL NOT BE MADE DIRECTLY OR INDIRECTLY IN\nANY JURISDICTION WHERE EITHER AN OFFER OR PARTICIPATION THEREIN IS PROHIBITED\nBY APPLICABLE LAW OR WHERE ANY TENDER OFFER DOCUMENT OR REGISTRATION OR OTHER\nREQUIREMENTS WOULD APPLY IN ADDITION TO THOSE UNDERTAKEN IN FINLAND.\n\nTHE TENDER OFFER IS NOT BEING MADE DIRECTLY OR INDIRECTLY IN ANY JURISDICTION\nWHERE PROHIBITED BY APPLICABLE LAW AND, WHEN PUBLISHED, THE TENDER OFFER\nDOCUMENT AND RELATED ACCEPTANCE FORMS WILL NOT AND MAY NOT BE DISTRIBUTED,\nFORWARDED OR TRANSMITTED INTO OR FROM ANY JURISDICTION WHERE PROHIBITED BY\nAPPLICABLE LAWS OR REGULATIONS. IN PARTICULAR, THE TENDER OFFER IS NOT BEING\nMADE, DIRECTLY OR INDIRECTLY, IN OR INTO, OR BY USE OF THE POSTAL SERVICE OF,\nOR BY ANY MEANS OR INSTRUMENTALITY (INCLUDING, WITHOUT LIMITATION, FACSIMILE\nTRANSMISSION, TELEX, TELEPHONE OR THE INTERNET) OF INTERSTATE OR FOREIGN\nCOMMERCE OF, OR ANY FACILITIES OF A NATIONAL SECURITIES EXCHANGE OF,\nAUSTRALIA, CANADA, HONG KONG, JAPAN, NEW ZEALAND OR SOUTH AFRICA. THE TENDER\nOFFER CANNOT BE ACCEPTED, DIRECTLY OR INDIRECTLY, BY ANY SUCH USE, MEANS OR\nINSTRUMENTALITY OR FROM WITHIN, AUSTRALIA, CANADA, HONG KONG, JAPAN, NEW\nZEALAND OR SOUTH AFRICA AND ANY PURPORTED ACCEPTANCE OF THE TENDER OFFER\nRESULTING DIRECTLY OR INDIRECTLY FROM A VIOLATION OF THESE RESTRICTIONS WILL\nBE INVALID.\n\nTHIS STOCK EXCHANGE RELEASE HAS BEEN PREPARED IN COMPLIANCE WITH FINNISH LAW,\nTHE RULES OF NASDAQ HELSINKI AND THE HELSINKI TAKEOVER CODE AND THE\nINFORMATION DISCLOSED MAY NOT BE THE SAME AS THAT WHICH WOULD HAVE BEEN\nDISCLOSED IF THIS ANNOUNCEMENT HAD BEEN PREPARED IN ACCORDANCE WITH THE LAWS\nOF JURISDICTIONS OUTSIDE OF FINLAND.\n\nInformation for shareholders of Oma Savings Bank in the United States\n\nShareholders of Oma Savings Bank in the United States are advised that the\nShares are not listed on a U.S. securities exchange and that Oma Savings Bank\nis not subject to the periodic reporting requirements of the U.S. Securities\nExchange Act of 1934, as amended (the \"Exchange Act\"), and is not required to,\nand does not, file any reports with the U.S. Securities and Exchange\nCommission (the \"SEC\") thereunder.\n\nThe Tender Offer will be made for the issued and outstanding shares of Oma\nSavings Bank, which is domiciled in Finland, and is subject to Finnish\ndisclosure and procedural requirements. The Tender Offer is made in the United\nStates pursuant to Section 14(e) and Regulation 14E under the Exchange Act,\nsubject to the exemption provided under Rule 14d-1(c) under the Exchange Act,\nfor a \"Tier I\" tender offer, and otherwise in accordance with the disclosure\nand procedural requirements of Finnish law, including with respect to the\nTender Offer timetable, settlement procedures, withdrawal, waiver of\nconditions and timing of payments, which are different from those of the\nUnited States. In particular, the financial information included in this\nannouncement has been prepared in accordance with applicable accounting\nstandards in Finland, which may not be comparable to the financial statements\nor financial information of U.S. companies.\n\nYou should note that the Offeror's ability to waive the conditions to the\nTender Offer (both during and after the end of the acceptance period) and the\nshareholders' ability to withdraw their acceptances, are not the same under a\ntender offer governed by Finnish law as under a tender offer governed by U.S.\nlaw. U.S. shareholders are encouraged to consult with their own advisors\nregarding the Tender Offer. In particular, the Offeror may waive conditions to\nthe Tender Offer without offering withdrawal rights, to the extent not\nrequired by applicable law.\n\nThe Tender Offer is made to Oma Savings Bank's shareholders resident in the\nUnited States on the same terms and conditions as those made to all other\nshareholders of Oma Savings Bank to whom an offer is made. Any informational\ndocuments, including this announcement, are being disseminated to U.S.\nshareholders on a basis comparable to the method that such documents are\nprovided to Oma Savings Bank's other shareholders.\n\nTo the extent permissible under applicable law or regulations, the Offeror and\nits affiliates or its brokers and its brokers' affiliates (acting as agents\nfor the Offeror or its affiliates, as applicable) may from time to time after\nthe date of this stock exchange release and during the pendency of the Tender\nOffer, and other than pursuant to the Tender Offer, directly or indirectly\npurchase or arrange to purchase Shares or any securities that are convertible\ninto, exchangeable for or exercisable for Shares. These purchases may occur\neither in the open market at prevailing prices or in private transactions at\nnegotiated prices. To the extent information about such purchases or\narrangements to purchase is made public in Finland, such information will be\ndisclosed by means of a press release or other means reasonably calculated to\ninform U.S. shareholders of Oma Savings Bank of such information. In addition,\nthe financial advisers to the Offeror may also engage in ordinary course\ntrading activities in securities of Oma Savings Bank, which may include\npurchases or arrangements to purchase such securities. To the extent required\nin Finland, any information about such purchases will be made public in\nFinland in the manner required by Finnish law.\n\nNeither the SEC nor any U.S. state securities commission has approved or\ndisapproved the Tender Offer, passed upon the merits or fairness of the Tender\nOffer, or passed any comment upon the adequacy, accuracy or completeness of\nthe disclosure in relation to the Tender Offer. Any representation to the\ncontrary is a criminal offence in the United States.\n\nThe receipt of cash pursuant to the Tender Offer by a U.S. holder of Shares\nmay be a taxable transaction for U.S. federal income tax purposes and under\napplicable U.S. state and local, as well as foreign and other, tax laws. Each\nholder of Shares is urged to consult its independent professional advisers\nimmediately regarding the tax and other consequences of accepting the Tender\nOffer.\n\nTo the extent the Tender Offer is subject to U.S. securities laws, those laws\nonly apply to U.S. holders of Shares and will not give rise to claims on the\npart of any other person. It may be difficult for Oma Savings Bank's\nshareholders to enforce their rights and any claims they may have arising\nunder the U.S. federal securities laws, since the Offeror and Oma Savings Bank\nare located in non-U.S. jurisdictions and some or all of their respective\nofficers and directors may be residents of non-U.S. jurisdictions. Oma Savings\nBank shareholders may not be able to sue the Offeror or Oma Savings Bank or\ntheir respective officers or directors in a non-U.S. court for violations of\nthe U.S. federal securities laws. It may be difficult to compel the Offeror\nand Oma Savings Bank and their respective affiliates to subject themselves to\na U.S. court's judgment.\n\nForward-looking statements\n\nThis release contains statements that, to the extent they are not historical\nfacts, constitute \"forward-looking statements\". Forward-looking statements\ninclude statements concerning plans, expectations, projections, objectives,\ntargets, goals, strategies, future events, future revenues or performance,\ncapital expenditures, financing needs, plans or intentions relating to\nacquisitions, competitive strengths and weaknesses, plans or goals relating to\nfinancial position, future operations and development, business strategy and\nthe trends in the industries and the political and legal environment and other\ninformation that is not historical information. In some instances, they can be\nidentified by the use of forward-looking terminology, including the terms\n\"believes\", \"intends\", \"may\", \"will\" or \"should\" or, in each case, their\nnegative or variations on comparable terminology. By their very nature,\nforward-looking statements involve inherent risks, uncertainties and\nassumptions, both general and specific, and risks exist that the predictions,\nforecasts, projections and other forward-looking statements will not be\nachieved. Given these risks, uncertainties and assumptions, investors are\ncautioned not to place undue reliance on such forward-looking statements. Any\nforward-looking statements contained herein speak only as at the date of this\nrelease.\n\nDisclaimer\n\nPricewaterhouseCoopers Oy is acting as financial adviser to the Offeror and\nno-one else in connection with this announcement. Neither\nPricewaterhouseCoopers Oy nor its affiliates, nor their respective partners,\ndirectors, officers, employees or agents are responsible to anyone other than\nthe Offeror for providing the protections afforded to clients of\nPricewaterhouseCoopers Oy or for providing advice in connection with any\nmatters referred to in this announcement.\n\nDanske Bank A/S is authorised under Danish banking law. It is subject to\nsupervision by the Danish Financial Supervisory Authority. Danske Bank A/S is\na private, limited liability company incorporated in Denmark with its head\noffice in Copenhagen where it is registered in the Danish Commercial Register\nunder number 61126228.\n\nDanske Bank A/S (acting via its Finland Branch) is acting as arranger for the\nbenefit of the Offeror and no other person in connection with these materials\nor their contents. Danske Bank A/S will not be responsible to any person other\nthan the Offeror for providing any of the protections afforded to clients of\nDanske Bank A/S, nor for providing any advice in relation to any matter\nreferred to in these materials. Without limiting a person's liability for\nfraud, Danske Bank A/S, nor any of its affiliates nor any of its respective\ndirectors, officers, representatives, employees, advisers or agents shall have\nany liability to any other person (including, without limitation, any\nrecipient) in connection with the Tender Offer.\n\nEY Advisory Oy is acting exclusively for Oma Savings Bank Plc and no one else\nin connection with the Tender Offer and the matters set out in this\nannouncement. Neither EY Advisory Oy nor its affiliates, nor their respective\npartners, directors, officers, employees or agents are responsible to anyone\nother than Oma Savings Bank for providing the protections afforded to clients\nof EY Advisory Oy, or for giving advice in connection with the Tender Offer or\nany matter or arrangement referred to in this announcement."},"type":"article","timestamp":"2026-10-26T12:05:00.156531328Z","server_sent_at_ms":1793016300156},"received_at":"2026-10-26T12:05:00.258Z","source_url":null},"analysis":{"id":"167475","press_release_id":"179595","analysis_json":{"industry":{"label":"Banks","sector":"Financials"},"redFlags":["Offeror controls ~97.32% of shares; remaining minority shareholders face an illiquid stub position and possible delisting/compulsory redemption"],"eventType":"m_and_a","narrative":"The subsequent offer period of S-Bank Plc's voluntary recommended cash tender offer for Oma Savings Bank closed with 162,829 shares tendered, roughly 0.49% of outstanding shares and votes.\n\nTogether with the initial offer period and other acquisitions, the offeror now holds approximately 97.32% of Oma Savings Bank's shares and votes (excluding treasury shares).\n\nConsideration for shares tendered in the subsequent period is expected to be paid on or about 2 November 2026, and S-Bank has reserved the right to keep buying shares in public trading on Nasdaq Helsinki.","sentiment":"neutral","agentHooks":{"shouldPost":true,"suggestedAngle":"S-Bank's takeover of Oma Savings Bank nears completion at 97.32% acceptance, with payment due 2 November and delisting risk for the remaining float."},"keyFigures":{"customDimensions":{"subsequent_period_pct":"0.49%","total_offeror_ownership_pct":"97.32%","subsequent_period_shares_tendered":162829}},"namedEntities":{"people":[{"name":"Karri Alameri","role":"CEO, Oma Savings Bank Plc"},{"name":"Riikka Laine-Tolonen","role":"CEO, S-Bank Plc"}],"products":[],"companies":[{"name":"Oma Savings Bank Plc","ticker":"OMASP","relationship":"target"},{"name":"S-Bank Plc","relationship":"offeror"},{"name":"PricewaterhouseCoopers Oy","relationship":"offeror financial adviser"},{"name":"Danske Bank A/S, Finland Branch","relationship":"offer arranger"},{"name":"Borenius Attorneys Ltd","relationship":"offeror legal adviser"},{"name":"EY Advisory Oy","relationship":"target financial adviser"},{"name":"Krogerus Attorneys Ltd","relationship":"target legal adviser"},{"name":"Nasdaq Helsinki Ltd","relationship":"listing venue"}],"dollarAmounts":[]},"materialImpact":{"score":4,"reasoning":"Final results of S-Bank's tender offer for Oma Savings Bank: the offeror now controls approximately 97.32% of shares and votes, with consideration payable on or about 2 November 2026. A definitive step toward full acquisition/delisting of the filer, though largely expected after the initial offer period."},"tickerRelevance":{"others":[],"primary":"OMASP"},"globalImportance":35,"audienceRelevance":20,"eventTypeSecondary":[],"importanceComponents":{"tickerTier":"small-cap foreign listing (Nasdaq Helsinki)","eventGravity":"final tender-offer result in completed M&A","geographicScope":"Finland-only consumer impact","eventGravityNote":"outcome largely anticipated; procedural final result rather than new deal terms"}},"event_type":"m_and_a","event_type_secondary":null,"sentiment":"neutral","material_impact_score":4,"narrative":"The subsequent offer period of S-Bank Plc's voluntary recommended cash tender offer for Oma Savings Bank closed with 162,829 shares tendered, roughly 0.49% of outstanding shares and votes.\n\nTogether with the initial offer period and other acquisitions, the offeror now holds approximately 97.32% of Oma Savings Bank's shares and votes (excluding treasury shares).\n\nConsideration for shares tendered in the subsequent period is expected to be paid on or about 2 November 2026, and S-Bank has reserved the right to keep buying shares in public trading on Nasdaq Helsinki.","key_figures":{"customDimensions":{"subsequent_period_pct":"0.49%","total_offeror_ownership_pct":"97.32%","subsequent_period_shares_tendered":162829}},"named_entities":{"people":[{"name":"Karri Alameri","role":"CEO, Oma Savings Bank Plc"},{"name":"Riikka Laine-Tolonen","role":"CEO, S-Bank Plc"}],"products":[],"companies":[{"name":"Oma Savings Bank Plc","ticker":"OMASP","relationship":"target"},{"name":"S-Bank Plc","relationship":"offeror"},{"name":"PricewaterhouseCoopers Oy","relationship":"offeror financial adviser"},{"name":"Danske Bank A/S, Finland Branch","relationship":"offer arranger"},{"name":"Borenius Attorneys Ltd","relationship":"offeror legal adviser"},{"name":"EY Advisory Oy","relationship":"target financial adviser"},{"name":"Krogerus Attorneys Ltd","relationship":"target legal adviser"},{"name":"Nasdaq Helsinki Ltd","relationship":"listing venue"}],"dollarAmounts":[]},"model_name":"glm-5.3-flashx","prompt_hash":"sha256:5c812bd9e28b810d","schema_hash":"sha256:05005c02d9cffac9","created_at":"2026-10-26T12:05:06.957Z","global_importance":35,"audience_relevance":20,"importance_components":{"tickerTier":"small-cap foreign listing (Nasdaq Helsinki)","eventGravity":"final tender-offer result in completed M&A","geographicScope":"Finland-only consumer impact","eventGravityNote":"outcome largely anticipated; procedural final result rather than new deal terms"}},"durationMs":6357,"modelName":"glm-5.3-flashx"}}