{"success":true,"data":{"pressRelease":{"id":"3509","rtpr_id":"nGNX4RMP5l","ticker":"OZK","exchange":"NASDAQ","all_tickers":["OZK"],"title":"Bank OZK Announces First Quarter 2026 Earnings","author":"Globe Newswire","published_at":"2026-04-21T20:05:00.255Z","article_body":"LITTLE ROCK, Ark., April 21, 2026 (GLOBE NEWSWIRE) -- Bank OZK (the\n“Bank”) (Nasdaq: OZK) today announced that net income available to common\nstockholders for the first quarter of 2026 was $159.3 million, a 5.1% decrease\nfrom $167.9 million for the first quarter of 2025. Diluted earnings per common\nshare (“EPS”) for the first quarter of 2026 were $1.44, a 2.0% decrease\nfrom $1.47 for the first quarter of 2025.\n\nGeorge Gleason, Chairman and Chief Executive Officer, stated, “We are\npleased to report our first quarter 2026 results, which provided a solid start\nto the year. Once again, our veteran team demonstrated our ability to\neffectively manage through a challenging macroeconomic and geopolitical\nenvironment and capitalize on opportunities. We believe we are well-positioned\nto continue to successfully execute on our strategic initiatives.”\n\nMANAGEMENT COMMENTS, FINANCIAL SUPPLEMENT AND CONFERENCE CALL\n\nIn connection with this release, the Bank released its management comments\n(https://www.globenewswire.com/Tracker?data=Oq_yt9CYMQ3oMIYHqILkFW1Jxo9LOg3sSvHfPqDpYyyEbmfvgP1VykH-hx0JNY6SCrPsHYPUvKEpTXUobBNFe_0R31mJhujzdnAVChelcgRyZFGgcUAV93bl05wGOi6n)\non its quarterly results and a financial supplement\n(https://www.globenewswire.com/Tracker?data=fYUy1DaErcSKAacHjcpg8NFrimIkU-0GgCK2zFtx_3DWMfEZS3eYtfFcq5sRbJcML_cRy_asqU2-QxE5MZuqCjkCgDizvVNbWxmEu8rj_8m_ynD9qiBr5Rwp98fDXRd7cEd_RQHkSzb4N3bf61HVAQ==),\nwhich are available at the Bank's investor relations website\n(https://www.globenewswire.com/Tracker?data=jn067qJzgqkdUsKYu5YkQqv9aHKUBVf1Epe7G3qKhb3Z_DV3BXV8TqrMqvFSFiXo98eVIXU2XhRb1PrFg3BZdQ==).\n\nManagement will conduct a conference call to take questions at 7:30 a.m. CT\n(8:30 a.m. ET) on Wednesday, April 22, 2026. Interested parties may access the\nconference call live via webcast on the Bank’s investor relations website\n(https://www.globenewswire.com/Tracker?data=tEZ0yO2QEXW6h1bSNB6-3ZDNlIzjl5n0ZK_qiFq3GrmNGM2ldm-LSsCVV5tGMAw6MDZpfPUgsXHTGUxNp1H_4TzI_Jc_QIyFWZDoM5kige0=),\nor may participate via telephone by registering using this online form\n(https://www.globenewswire.com/Tracker?data=tFBb3IWNctF69halYpaNSP_E8qOcItywkUAFRoi8mNKm-BrkTG7gND_ZQkLCKVdJr1Ig_PnZ7QhHYpDnpfWdPTmTMpXGsn_IDz1ciPplUA2NEEvKkh1L7VkP1z2aUgkAdEt9FznbqlCtwkubFt3z9AvYe-kIj3stj_fBNOV9Y4Q=).\nUpon registration, all telephone participants will receive the dial-in number\nalong with a unique PIN number that can be used to access the call. A replay\nof the conference call webcast will be archived on the Bank’s website for at\nleast 30 days.\nGENERAL INFORMATION\n\nBank OZK (Nasdaq: OZK) is a regional bank providing innovative financial\nsolutions delivered by expert bankers with a relentless pursuit of excellence.\nEstablished in 1903, Bank OZK conducts banking operations in 268 offices in\nnine states including Arkansas, Georgia, Florida, Texas, North Carolina,\nTennessee, New York, California and Mississippi and had $41.7 billion in total\nassets as of March 31, 2026. For more information, visit ozk.com\n(https://www.globenewswire.com/Tracker?data=oOu8pP-fRVWp6t7xHfuYz9UXKyFPQH8NxMD6h0WJGt23lQFrD9M5KZEpLWQfgJEcxjJOMZ60kVXdV864dFPRGQ==).\n\nThe Bank files annual, quarterly and current reports, proxy materials, and\nother information required by the Securities Exchange Act of 1934 with the\nFederal Deposit Insurance Corporation (“FDIC”), copies of which are\navailable electronically at the FDIC’s website\n(https://www.globenewswire.com/Tracker?data=OQfruz8Oc_LWAwPCpb4bm1m_E6sSA9uxcZAVDNoMkGMOSpRPZNH5t2fVH0ZCtftCTSj3qsEEKloAHA5GKq1vp-cFTqcyDwt-Wiu2fAETAUIAzVzPc-ntofdQY4Zr8591)\nand are also available on the Bank’s investor relations website\nat ir.ozk.com\n(https://www.globenewswire.com/Tracker?data=giXLZoBQfOPQWSQjO2qkizpkcX2PlTYnBU9hsI5KFmBFSLOmTNR8Yc0Yc_VipfUpFQWjvyINOMNafAzWUW1-HQ==).\nUse this online form\n(https://www.globenewswire.com/Tracker?data=tFBb3IWNctF69halYpaNSN5v_ojudSQh-VoN_780VaXOFpsTSHUr2cdzqR1oXq59kH2WQkhS1DtMCw7ulHHabE1j85Xg015EAfz5cBMuv3Y=)\nto receive automated email notifications for these materials.\n\nFORWARD-LOOKING STATEMENTS\n\nThis press release and other communications by the Bank and its management may\ninclude certain statements that constitute “forward-looking statements”\nwithin the meaning of the Private Securities Litigation Reform Act of 1995.\nThese statements can be identified by the fact that they do not relate\nstrictly to historical or current facts. Forward-looking statements often use\nwords such as “anticipates,” “targets,” “expects,” “hopes,”\n“estimates,” “intends,” “plans,” “goals,” “believes,”\n“feels,” “continue” and other similar expressions or future or\nconditional verbs such as “will,” “may,” “might,” “should,”\n“would” and “could.” Forward-looking statements represent the Bank’s\ncurrent expectations, plans or forecasts of its future results, revenues,\nliquidity, net interest income, provision for credit losses, expenses,\nefficiency ratio, capital measures, strategy, deposits, assets, and future\nbusiness and economic conditions more generally, and other future matters.\nThese statements are not guarantees of future results or performance and\ninvolve certain known and unknown risks, uncertainties and assumptions that\nare difficult to predict and are often beyond the Bank’s control. Actual\noutcomes and results may differ materially from those expressed in, or implied\nby, any of these forward-looking statements.\n\n Investor Contact:  Jay Staley (501) 906-7842           \n Media Contact:     Michelle Rossow (501) 906-3922      \n\n\n\n(https://www.globenewswire.com/NewsRoom/AttachmentNg/73d4ae53-9280-44ae-a132-d3036e4befc0)\n\n\n\nGlobeNewswire, Inc. 2026","article_body_html":"","raw_payload":{"data":{"id":"nGNX4RMP5l","title":"Bank OZK Announces First Quarter 2026 Earnings","author":"Globe Newswire","ticker":"OZK","created":"2026-04-21T20:05:00.255Z","tickers":["OZK"],"exchange":"NASDAQ","article_body":"LITTLE ROCK, Ark., April 21, 2026 (GLOBE NEWSWIRE) -- Bank OZK (the\n“Bank”) (Nasdaq: OZK) today announced that net income available to common\nstockholders for the first quarter of 2026 was $159.3 million, a 5.1% decrease\nfrom $167.9 million for the first quarter of 2025. Diluted earnings per common\nshare (“EPS”) for the first quarter of 2026 were $1.44, a 2.0% decrease\nfrom $1.47 for the first quarter of 2025.\n\nGeorge Gleason, Chairman and Chief Executive Officer, stated, “We are\npleased to report our first quarter 2026 results, which provided a solid start\nto the year. Once again, our veteran team demonstrated our ability to\neffectively manage through a challenging macroeconomic and geopolitical\nenvironment and capitalize on opportunities. We believe we are well-positioned\nto continue to successfully execute on our strategic initiatives.”\n\nMANAGEMENT COMMENTS, FINANCIAL SUPPLEMENT AND CONFERENCE CALL\n\nIn connection with this release, the Bank released its management comments\n(https://www.globenewswire.com/Tracker?data=Oq_yt9CYMQ3oMIYHqILkFW1Jxo9LOg3sSvHfPqDpYyyEbmfvgP1VykH-hx0JNY6SCrPsHYPUvKEpTXUobBNFe_0R31mJhujzdnAVChelcgRyZFGgcUAV93bl05wGOi6n)\non its quarterly results and a financial supplement\n(https://www.globenewswire.com/Tracker?data=fYUy1DaErcSKAacHjcpg8NFrimIkU-0GgCK2zFtx_3DWMfEZS3eYtfFcq5sRbJcML_cRy_asqU2-QxE5MZuqCjkCgDizvVNbWxmEu8rj_8m_ynD9qiBr5Rwp98fDXRd7cEd_RQHkSzb4N3bf61HVAQ==),\nwhich are available at the Bank's investor relations website\n(https://www.globenewswire.com/Tracker?data=jn067qJzgqkdUsKYu5YkQqv9aHKUBVf1Epe7G3qKhb3Z_DV3BXV8TqrMqvFSFiXo98eVIXU2XhRb1PrFg3BZdQ==).\n\nManagement will conduct a conference call to take questions at 7:30 a.m. CT\n(8:30 a.m. ET) on Wednesday, April 22, 2026. Interested parties may access the\nconference call live via webcast on the Bank’s investor relations website\n(https://www.globenewswire.com/Tracker?data=tEZ0yO2QEXW6h1bSNB6-3ZDNlIzjl5n0ZK_qiFq3GrmNGM2ldm-LSsCVV5tGMAw6MDZpfPUgsXHTGUxNp1H_4TzI_Jc_QIyFWZDoM5kige0=),\nor may participate via telephone by registering using this online form\n(https://www.globenewswire.com/Tracker?data=tFBb3IWNctF69halYpaNSP_E8qOcItywkUAFRoi8mNKm-BrkTG7gND_ZQkLCKVdJr1Ig_PnZ7QhHYpDnpfWdPTmTMpXGsn_IDz1ciPplUA2NEEvKkh1L7VkP1z2aUgkAdEt9FznbqlCtwkubFt3z9AvYe-kIj3stj_fBNOV9Y4Q=).\nUpon registration, all telephone participants will receive the dial-in number\nalong with a unique PIN number that can be used to access the call. A replay\nof the conference call webcast will be archived on the Bank’s website for at\nleast 30 days.\nGENERAL INFORMATION\n\nBank OZK (Nasdaq: OZK) is a regional bank providing innovative financial\nsolutions delivered by expert bankers with a relentless pursuit of excellence.\nEstablished in 1903, Bank OZK conducts banking operations in 268 offices in\nnine states including Arkansas, Georgia, Florida, Texas, North Carolina,\nTennessee, New York, California and Mississippi and had $41.7 billion in total\nassets as of March 31, 2026. For more information, visit ozk.com\n(https://www.globenewswire.com/Tracker?data=oOu8pP-fRVWp6t7xHfuYz9UXKyFPQH8NxMD6h0WJGt23lQFrD9M5KZEpLWQfgJEcxjJOMZ60kVXdV864dFPRGQ==).\n\nThe Bank files annual, quarterly and current reports, proxy materials, and\nother information required by the Securities Exchange Act of 1934 with the\nFederal Deposit Insurance Corporation (“FDIC”), copies of which are\navailable electronically at the FDIC’s website\n(https://www.globenewswire.com/Tracker?data=OQfruz8Oc_LWAwPCpb4bm1m_E6sSA9uxcZAVDNoMkGMOSpRPZNH5t2fVH0ZCtftCTSj3qsEEKloAHA5GKq1vp-cFTqcyDwt-Wiu2fAETAUIAzVzPc-ntofdQY4Zr8591)\nand are also available on the Bank’s investor relations website\nat ir.ozk.com\n(https://www.globenewswire.com/Tracker?data=giXLZoBQfOPQWSQjO2qkizpkcX2PlTYnBU9hsI5KFmBFSLOmTNR8Yc0Yc_VipfUpFQWjvyINOMNafAzWUW1-HQ==).\nUse this online form\n(https://www.globenewswire.com/Tracker?data=tFBb3IWNctF69halYpaNSN5v_ojudSQh-VoN_780VaXOFpsTSHUr2cdzqR1oXq59kH2WQkhS1DtMCw7ulHHabE1j85Xg015EAfz5cBMuv3Y=)\nto receive automated email notifications for these materials.\n\nFORWARD-LOOKING STATEMENTS\n\nThis press release and other communications by the Bank and its management may\ninclude certain statements that constitute “forward-looking statements”\nwithin the meaning of the Private Securities Litigation Reform Act of 1995.\nThese statements can be identified by the fact that they do not relate\nstrictly to historical or current facts. Forward-looking statements often use\nwords such as “anticipates,” “targets,” “expects,” “hopes,”\n“estimates,” “intends,” “plans,” “goals,” “believes,”\n“feels,” “continue” and other similar expressions or future or\nconditional verbs such as “will,” “may,” “might,” “should,”\n“would” and “could.” Forward-looking statements represent the Bank’s\ncurrent expectations, plans or forecasts of its future results, revenues,\nliquidity, net interest income, provision for credit losses, expenses,\nefficiency ratio, capital measures, strategy, deposits, assets, and future\nbusiness and economic conditions more generally, and other future matters.\nThese statements are not guarantees of future results or performance and\ninvolve certain known and unknown risks, uncertainties and assumptions that\nare difficult to predict and are often beyond the Bank’s control. Actual\noutcomes and results may differ materially from those expressed in, or implied\nby, any of these forward-looking statements.\n\n Investor Contact:  Jay Staley (501) 906-7842           \n Media Contact:     Michelle Rossow (501) 906-3922      \n\n\n\n(https://www.globenewswire.com/NewsRoom/AttachmentNg/73d4ae53-9280-44ae-a132-d3036e4befc0)\n\n\n\nGlobeNewswire, Inc. 2026"},"type":"article","timestamp":"2026-04-21T20:05:00.298071818Z","server_sent_at_ms":1776801900298},"received_at":"2026-04-21T20:05:00.460Z","source_url":"https://www.globenewswire.com/news-release/2026/04/21/3278414/0/en/bank-ozk-announces-first-quarter-2026-earnings.html"},"analysis":{"id":"2386","press_release_id":"3509","analysis_json":{"industry":{"label":"Banks","sector":"Financials"},"redFlags":[],"eventType":"earnings","narrative":"Bank OZK reported first quarter 2026 net income of $159.3 million, a 5.1% decrease from the prior year's $167.9 million. Diluted earnings per share fell 2.0% year-over-year to $1.44.\n\nChairman and CEO George Gleason characterized the results as a solid start to the year, noting the team's ability to manage through a challenging macroeconomic and geopolitical environment.\n\nThe bank held total assets of $41.7 billion as of March 31, 2026, and operates through 268 offices across nine states.","sentiment":"bearish","agentHooks":{"shouldPost":false,"suggestedAngle":"Modest earnings declines in net income and EPS as the bank navigates a challenging macro environment."},"keyFigures":{"eps":1.44,"customDimensions":{"net_income":159300000,"total_assets":41700000000}},"quotedText":"We are pleased to report our first quarter 2026 results, which provided a solid start to the year.","namedEntities":{"people":[{"name":"George Gleason","role":"Chairman and Chief Executive Officer"},{"name":"Jay Staley","role":"Investor Contact"},{"name":"Michelle Rossow","role":"Media Contact"}],"products":[],"companies":[{"name":"Bank OZK","ticker":"OZK"},{"name":"Federal Deposit Insurance Corporation","relationship":"regulator"}],"dollarAmounts":[{"amount":"$159.3 million","context":"Q1 2026 net income available to common stockholders"},{"amount":"$167.9 million","context":"Q1 2025 net income available to common stockholders"},{"amount":"$41.7 billion","context":"total assets as of March 31, 2026"}]},"materialImpact":{"score":2,"reasoning":"Routine quarterly earnings release reporting a modest year-over-year decline in net income and diluted EPS, with no major surprises or guidance changes."},"tickerRelevance":{"others":[],"primary":"OZK"},"eventTypeSecondary":[]},"event_type":"earnings","event_type_secondary":null,"sentiment":"bearish","material_impact_score":2,"narrative":"Bank OZK reported first quarter 2026 net income of $159.3 million, a 5.1% decrease from the prior year's $167.9 million. Diluted earnings per share fell 2.0% year-over-year to $1.44.\n\nChairman and CEO George Gleason characterized the results as a solid start to the year, noting the team's ability to manage through a challenging macroeconomic and geopolitical environment.\n\nThe bank held total assets of $41.7 billion as of March 31, 2026, and operates through 268 offices across nine states.","key_figures":{"eps":1.44,"customDimensions":{"net_income":159300000,"total_assets":41700000000}},"named_entities":{"people":[{"name":"George Gleason","role":"Chairman and Chief Executive Officer"},{"name":"Jay Staley","role":"Investor Contact"},{"name":"Michelle Rossow","role":"Media Contact"}],"products":[],"companies":[{"name":"Bank OZK","ticker":"OZK"},{"name":"Federal Deposit Insurance Corporation","relationship":"regulator"}],"dollarAmounts":[{"amount":"$159.3 million","context":"Q1 2026 net income available to common stockholders"},{"amount":"$167.9 million","context":"Q1 2025 net income available to common stockholders"},{"amount":"$41.7 billion","context":"total assets as of March 31, 2026"}]},"model_name":"glm-4.7","prompt_hash":"sha256:2f2748f0fcc8c4f2","schema_hash":"sha256:ad96b863d7123008","created_at":"2026-04-21T23:50:58.482Z","global_importance":3,"audience_relevance":3,"importance_components":{"method":"backfill-heuristic","signals":{"bodyLong":false,"headlineTier1":false,"tickerCovered":false,"hadSignificance":false},"version":1,"computedAt":"2026-04-27T11:52:53.698Z"}},"durationMs":69308,"modelName":"glm-4.7"}}