{"success":true,"data":{"pressRelease":{"id":"38036","rtpr_id":"nPn4XhRyRa","ticker":"ACHV","exchange":"NASDAQ","all_tickers":["ACHV"],"title":"1 in 3 Americans are unable to make full monthly debt payments, Achieve and Money.com survey finds","author":"PR Newswire","published_at":"2026-05-18T14:11:35.011Z","article_body":"1 in 3 Americans are unable to make full monthly debt payments, Achieve and Money.com survey finds\n\nPR Newswire\n\nSAN MATEO, Calif., May 18, 2026\n\nNew research finds direct link between rising debt and deteriorating mental\nand physical health among U.S. households\n\nSAN MATEO, Calif., May 18, 2026 /PRNewswire/ -- About 34% of U.S. consumers\nare currently unable to make the full monthly payment of their household\ndebts, according to a new joint survey from digital financial services company\nAchieve\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3176021290&u=http%3A%2F%2Fachieve.com%2F&a=Achieve)\nand Money.com\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=2840424779&u=http%3A%2F%2Fmoney.com%2F&a=Money.com)\n. The findings reveal a widening gap in financial stability, with more than 1\nin 4 Americans (28%) now describing their total unsecured debt load as\nunmanageable.\n\nThe study, \"Rising debt is taking a toll on Americans' financial and mental\nhealth,\"\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=1272967254&u=https%3A%2F%2Fwww.achieve.com%2Flearn%2Fachieve-insights%2Frising-debt-is-taking-a-toll-on-americans-financial-and-mental-health&a=%22Rising+debt+is+taking+a+toll+on+Americans%27+financial+and+mental+health%2C%22)\nis available on Achieve.com\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=2460760476&u=https%3A%2F%2Fwww.achieve.com%2F&a=Achieve.com)\nand as a PDF download\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=70564851&u=https%3A%2F%2Fwww.achieve.com%2Fassets%2Fachieve-moneygroup-study-2026-rising-debt.pdf&a=PDF+download)\n.\n\nAs the cost of basic living necessities like housing, groceries and health\ncare continues to rise, the inability to meet monthly payment obligations is\npushing more American families toward risky behaviors and taking a significant\ntoll on their physical and mental well-being. Among respondents who classify\ntheir debt load as \"far more than manageable,\" 80% said they can't regularly\npay all their monthly bills each month. Only one-third of consumers report\nliving debt-free.\n\n\"The latest survey data from Achieve shows that for many American families,\ndebt and money insecurity have become mental and physical health issues,\" said\nAchieve Co-CEO Brad Stroh. \"When 80% of those with unmanageable debt burdens\nare unable to meet their monthly obligations, the traditional path is no\nlonger working. There is a need for a strategic reset in how households\napproach their financial journeys. Struggling alone just isn't working any\nmore.\"\n\nThe health impact of financial stress\n\nThe findings highlight a clear link between rising debt levels and a\ndeteriorating quality of life, as financial stress manifests as a public\nhealth concern:\n\n * Mental and Physical Toll: Half of all respondents report feeling anxious or on\nedge regarding their finances (50%), while 49% experience trouble sleeping and\n50% suffer from fatigue or low energy due to debt stress.\n * Chronic Pain and Illness: More than a third of respondents report developing\nheadaches or migraines (38%) or digestive issues (35%), and 14% have delayed\nor skipped medical treatments to save money.\n * Strained Relationships and Well-being: The pressure ripples into personal\nlives, with 44% of respondents feeling overwhelmed and a quarter report\nintimacy challenges with their partner as a result of final stress.\n * Dangerous Coping Mechanisms: To manage this stress, 20% of respondents admit\nto using alcohol or other substances.\n\"What stands out in this data is the growing number of Americans who feel\nfinancially stretched beyond their limits,\" said Mike Ayers, executive editor\nof Money.com. \"Many consumers are looking for practical ways to regain\nstability and reduce the stress that comes with carrying too much debt.\"\n\nSurvival spending and the path to a strategic reset\n\nWith debt becoming increasingly unmanageable, many Americans are forced into\n\"survival\" habits that may further jeopardize their long-term stability:\n\n * Sacrificing Essentials: 26% of all respondents—and 47% of those with\nunmanageable debt—have been forced to reduce spending on basic necessities\nlike food and utilities.\n * Depleting Safety Nets: 23% of those with unmanageable debt have been forced to\npull money from emergency funds, while 11% have turned to costly payday\nlenders.\n * Openness to Debt Strategies: Many families are comfortable exploring proactive\nstrategies to move forward, including debt consolidation (48%) and working\nwith a company that negotiates debts on their behalf (44%).\n * Barriers to Help: Roughly a third of respondents do not know where to turn for\nhelp, and 42% report facing uncertainty or confusion about making the right\nfinancial decisions.\nDespite these significant obstacles, 75% of Americans remain hopeful that\ntheir financial situation will improve in the future.\n\nAchieve remains committed to helping everyday Americans navigate a path to\nfinancial freedom, as the trusted name in debt consolidation. By leading with\ntransparency, a deeply personalized approach and a focus on creating\npredictable, fast cash-flow, Achieve provides the strategic reset consumers\nneed to turn their finances around and move forward with confidence.\n\nThe full study is available online\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=1327564729&u=https%3A%2F%2Fwww.achieve.com%2Flearn%2Fachieve-insights%2Frising-debt-is-taking-a-toll-on-americans-financial-and-mental-health&a=available+online)\nand as a PDF download\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=70564851&u=https%3A%2F%2Fwww.achieve.com%2Fassets%2Fachieve-moneygroup-study-2026-rising-debt.pdf&a=PDF+download)\n.\n\nAbout Money.com\n\nMoney has a 50-plus-year legacy of guiding people to financial victories with\nup-to-date information, education, and tools. Money, a digital destination,\nhelps create richer lives for everyone—in every sense of the word. Signature\nfranchises include a bevy of Best-In categories such as Best Places to Live\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=1954144473&u=https%3A%2F%2Fmoney.com%2Fcollection%2Fbest-places-to-live-2021%2F&a=Best+Places+to+Live)\n, Best Crypto Exchanges\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=89087139&u=https%3A%2F%2Fmoney.com%2Fbest-crypto-exchanges%2F&a=Best+Crypto+Exchanges)\n, Best Mortgage Lenders\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3825327650&u=https%3A%2F%2Fmoney.com%2Fbest-mortgage-lenders%2F&a=Best+Mortgage+Lenders)\n, Best Life Insurance\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=4049894145&u=https%3A%2F%2Fmoney.com%2Fbest-life-insurance%2F&a=Best+Life+Insurance)\n, Best Auto Insurance\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=2267923989&u=https%3A%2F%2Fmoney.com%2Fbest-auto-insurance%2F&a=Best+Auto+Insurance)\n, Best VA Loans\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=243480052&u=https%3A%2F%2Fmoney.com%2Fbest-va-loans%2F&a=Best+VA+Loans)\n, Best Homeowner Insurance\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=582627712&u=https%3A%2F%2Fmoney.com%2Fbest-home-insurance%2F&a=Best+Homeowner+Insurance)\n, Best High-Yield Savings Accounts\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3689482798&u=https%3A%2F%2Fmoney.com%2Fbest-high-yield-savings-accounts%2F&a=Best+High-Yield+Savings+Accounts)\n, Best Credit Cards\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3963674194&u=https%3A%2F%2Fmoney.com%2Fbest-credit-cards%2F&a=Best+Credit+Cards)\n, Best Colleges\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3649415164&u=http%3A%2F%2Fmoney.com%2Fbest-colleges&a=Best+Colleges)\n, Best Student Loans\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3473099367&u=https%3A%2F%2Fmoney.com%2Fstudent-loans%2F&a=Best+Student+Loans)\n, and Best Student Loan Refinance Companies\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=323449554&u=https%3A%2F%2Fmoney.com%2Fbest-student-loan-refinance%2F&a=Best+Student+Loan+Refinance+Companies)\n, with an aim to improve your finances and promote your well-being. For more\ninformation, visit Money.com\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=2840424779&u=http%3A%2F%2Fmoney.com%2F&a=Money.com)\n.\n\nAbout Achieve\n\nAchieve\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=1993706318&u=https%3A%2F%2Fwww.achieve.com%2F&a=Achieve)\n, THE digital personal finance company, helps everyday people get on, and stay\non, the path to a better financial future. Achieve pairs proprietary data and\nanalytics with personalized support to offer personal loans\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=4011437880&u=https%3A%2F%2Fwww.achieve.com%2Fpersonal-loans&a=personal+loans)\n, home equity loans\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3644387692&u=https%3A%2F%2Fwww.achieve.com%2Fhome-equity-loan&a=home+equity+loans)\n, debt relief\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3318124203&u=https%3A%2F%2Fwww.achieve.com%2Fdebt-relief&a=debt+relief)\nand debt consolidation\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=2635472323&u=https%3A%2F%2Fwww.achieve.com%2Fdebt-consolidation&a=debt+consolidation)\n, along with financial tips and education\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3308938106&u=https%3A%2F%2Fwww.achieve.com%2Flearn&a=financial+tips+and+education)\nand free mobile apps: Achieve MoLO® (Money Left Over)\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=1769989666&u=https%3A%2F%2Fwww.achieve.com%2Fmolo-app&a=Achieve+MoLO%C2%AE+(Money+Left+Over))\nand Achieve GOOD™ (Get Out Of Debt).\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=2450031210&u=https%3A%2F%2Fwww.achieve.com%2Fgood-app&a=Achieve+GOOD%E2%84%A2+(Get+Out+Of+Debt).)\nAchieve is frequently recognized for providing top-rated customer experience\nand satisfaction by both consumers and leading personal finance review\nplatforms and has 2,200 dedicated teammates across the country, with hubs in\nArizona, California, Florida and Texas.\n\nAchieve refers to the global organization and may denote one or more\naffiliates of Achieve Company, including Achieve.com, Equal Housing\nOpportunity (NMLS ID #138464); Achieve Home Loans, Equal Housing Opportunity\n(NMLS ID #1810501); Achieve Personal Loans (NMLS ID #227977); Achieve Debt\nRelief (NMLS ID # 1248929); and Freedom Financial Asset Management (CRD\n#170229).\n\nContacts\n\nAustin Kilgore\nakilgore@achieve.com (mailto:akilgore@achieve.com)\n214-908-5097\n\nElina Tarkazikis\netarkazikis@achieve.com (mailto:etarkazikis@achieve.com)\n\nView original content to download\nmultimedia:https://www.prnewswire.com/news-releases/1-in-3-americans-are-unable-to-make-full-monthly-debt-payments-achieve-and-moneycom-survey-finds-302774804.html\n(https://www.prnewswire.com/news-releases/1-in-3-americans-are-unable-to-make-full-monthly-debt-payments-achieve-and-moneycom-survey-finds-302774804.html)\n\nSOURCE Achieve\n\n\n\nPhoto: \nhttps://mmx.prnewswire.com/media/MS1844578/Achieve_x_Money_Logo.jpg?id=OA2638349\n\nCopyright (c) 2026 PR Newswire Association,LLC. All Rights Reserved.","article_body_html":"","raw_payload":{"data":{"id":"nPn4XhRyRa","title":"1 in 3 Americans are unable to make full monthly debt payments, Achieve and Money.com survey finds","author":"PR Newswire","ticker":"ACHV","created":"2026-05-18T14:11:35.011Z","tickers":["ACHV"],"exchange":"NASDAQ","article_body":"1 in 3 Americans are unable to make full monthly debt payments, Achieve and Money.com survey finds\n\nPR Newswire\n\nSAN MATEO, Calif., May 18, 2026\n\nNew research finds direct link between rising debt and deteriorating mental\nand physical health among U.S. households\n\nSAN MATEO, Calif., May 18, 2026 /PRNewswire/ -- About 34% of U.S. consumers\nare currently unable to make the full monthly payment of their household\ndebts, according to a new joint survey from digital financial services company\nAchieve\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3176021290&u=http%3A%2F%2Fachieve.com%2F&a=Achieve)\nand Money.com\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=2840424779&u=http%3A%2F%2Fmoney.com%2F&a=Money.com)\n. The findings reveal a widening gap in financial stability, with more than 1\nin 4 Americans (28%) now describing their total unsecured debt load as\nunmanageable.\n\nThe study, \"Rising debt is taking a toll on Americans' financial and mental\nhealth,\"\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=1272967254&u=https%3A%2F%2Fwww.achieve.com%2Flearn%2Fachieve-insights%2Frising-debt-is-taking-a-toll-on-americans-financial-and-mental-health&a=%22Rising+debt+is+taking+a+toll+on+Americans%27+financial+and+mental+health%2C%22)\nis available on Achieve.com\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=2460760476&u=https%3A%2F%2Fwww.achieve.com%2F&a=Achieve.com)\nand as a PDF download\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=70564851&u=https%3A%2F%2Fwww.achieve.com%2Fassets%2Fachieve-moneygroup-study-2026-rising-debt.pdf&a=PDF+download)\n.\n\nAs the cost of basic living necessities like housing, groceries and health\ncare continues to rise, the inability to meet monthly payment obligations is\npushing more American families toward risky behaviors and taking a significant\ntoll on their physical and mental well-being. Among respondents who classify\ntheir debt load as \"far more than manageable,\" 80% said they can't regularly\npay all their monthly bills each month. Only one-third of consumers report\nliving debt-free.\n\n\"The latest survey data from Achieve shows that for many American families,\ndebt and money insecurity have become mental and physical health issues,\" said\nAchieve Co-CEO Brad Stroh. \"When 80% of those with unmanageable debt burdens\nare unable to meet their monthly obligations, the traditional path is no\nlonger working. There is a need for a strategic reset in how households\napproach their financial journeys. Struggling alone just isn't working any\nmore.\"\n\nThe health impact of financial stress\n\nThe findings highlight a clear link between rising debt levels and a\ndeteriorating quality of life, as financial stress manifests as a public\nhealth concern:\n\n * Mental and Physical Toll: Half of all respondents report feeling anxious or on\nedge regarding their finances (50%), while 49% experience trouble sleeping and\n50% suffer from fatigue or low energy due to debt stress.\n * Chronic Pain and Illness: More than a third of respondents report developing\nheadaches or migraines (38%) or digestive issues (35%), and 14% have delayed\nor skipped medical treatments to save money.\n * Strained Relationships and Well-being: The pressure ripples into personal\nlives, with 44% of respondents feeling overwhelmed and a quarter report\nintimacy challenges with their partner as a result of final stress.\n * Dangerous Coping Mechanisms: To manage this stress, 20% of respondents admit\nto using alcohol or other substances.\n\"What stands out in this data is the growing number of Americans who feel\nfinancially stretched beyond their limits,\" said Mike Ayers, executive editor\nof Money.com. \"Many consumers are looking for practical ways to regain\nstability and reduce the stress that comes with carrying too much debt.\"\n\nSurvival spending and the path to a strategic reset\n\nWith debt becoming increasingly unmanageable, many Americans are forced into\n\"survival\" habits that may further jeopardize their long-term stability:\n\n * Sacrificing Essentials: 26% of all respondents—and 47% of those with\nunmanageable debt—have been forced to reduce spending on basic necessities\nlike food and utilities.\n * Depleting Safety Nets: 23% of those with unmanageable debt have been forced to\npull money from emergency funds, while 11% have turned to costly payday\nlenders.\n * Openness to Debt Strategies: Many families are comfortable exploring proactive\nstrategies to move forward, including debt consolidation (48%) and working\nwith a company that negotiates debts on their behalf (44%).\n * Barriers to Help: Roughly a third of respondents do not know where to turn for\nhelp, and 42% report facing uncertainty or confusion about making the right\nfinancial decisions.\nDespite these significant obstacles, 75% of Americans remain hopeful that\ntheir financial situation will improve in the future.\n\nAchieve remains committed to helping everyday Americans navigate a path to\nfinancial freedom, as the trusted name in debt consolidation. By leading with\ntransparency, a deeply personalized approach and a focus on creating\npredictable, fast cash-flow, Achieve provides the strategic reset consumers\nneed to turn their finances around and move forward with confidence.\n\nThe full study is available online\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=1327564729&u=https%3A%2F%2Fwww.achieve.com%2Flearn%2Fachieve-insights%2Frising-debt-is-taking-a-toll-on-americans-financial-and-mental-health&a=available+online)\nand as a PDF download\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=70564851&u=https%3A%2F%2Fwww.achieve.com%2Fassets%2Fachieve-moneygroup-study-2026-rising-debt.pdf&a=PDF+download)\n.\n\nAbout Money.com\n\nMoney has a 50-plus-year legacy of guiding people to financial victories with\nup-to-date information, education, and tools. Money, a digital destination,\nhelps create richer lives for everyone—in every sense of the word. Signature\nfranchises include a bevy of Best-In categories such as Best Places to Live\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=1954144473&u=https%3A%2F%2Fmoney.com%2Fcollection%2Fbest-places-to-live-2021%2F&a=Best+Places+to+Live)\n, Best Crypto Exchanges\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=89087139&u=https%3A%2F%2Fmoney.com%2Fbest-crypto-exchanges%2F&a=Best+Crypto+Exchanges)\n, Best Mortgage Lenders\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3825327650&u=https%3A%2F%2Fmoney.com%2Fbest-mortgage-lenders%2F&a=Best+Mortgage+Lenders)\n, Best Life Insurance\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=4049894145&u=https%3A%2F%2Fmoney.com%2Fbest-life-insurance%2F&a=Best+Life+Insurance)\n, Best Auto Insurance\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=2267923989&u=https%3A%2F%2Fmoney.com%2Fbest-auto-insurance%2F&a=Best+Auto+Insurance)\n, Best VA Loans\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=243480052&u=https%3A%2F%2Fmoney.com%2Fbest-va-loans%2F&a=Best+VA+Loans)\n, Best Homeowner Insurance\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=582627712&u=https%3A%2F%2Fmoney.com%2Fbest-home-insurance%2F&a=Best+Homeowner+Insurance)\n, Best High-Yield Savings Accounts\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3689482798&u=https%3A%2F%2Fmoney.com%2Fbest-high-yield-savings-accounts%2F&a=Best+High-Yield+Savings+Accounts)\n, Best Credit Cards\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3963674194&u=https%3A%2F%2Fmoney.com%2Fbest-credit-cards%2F&a=Best+Credit+Cards)\n, Best Colleges\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3649415164&u=http%3A%2F%2Fmoney.com%2Fbest-colleges&a=Best+Colleges)\n, Best Student Loans\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3473099367&u=https%3A%2F%2Fmoney.com%2Fstudent-loans%2F&a=Best+Student+Loans)\n, and Best Student Loan Refinance Companies\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=323449554&u=https%3A%2F%2Fmoney.com%2Fbest-student-loan-refinance%2F&a=Best+Student+Loan+Refinance+Companies)\n, with an aim to improve your finances and promote your well-being. For more\ninformation, visit Money.com\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=2840424779&u=http%3A%2F%2Fmoney.com%2F&a=Money.com)\n.\n\nAbout Achieve\n\nAchieve\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=1993706318&u=https%3A%2F%2Fwww.achieve.com%2F&a=Achieve)\n, THE digital personal finance company, helps everyday people get on, and stay\non, the path to a better financial future. Achieve pairs proprietary data and\nanalytics with personalized support to offer personal loans\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=4011437880&u=https%3A%2F%2Fwww.achieve.com%2Fpersonal-loans&a=personal+loans)\n, home equity loans\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3644387692&u=https%3A%2F%2Fwww.achieve.com%2Fhome-equity-loan&a=home+equity+loans)\n, debt relief\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3318124203&u=https%3A%2F%2Fwww.achieve.com%2Fdebt-relief&a=debt+relief)\nand debt consolidation\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=2635472323&u=https%3A%2F%2Fwww.achieve.com%2Fdebt-consolidation&a=debt+consolidation)\n, along with financial tips and education\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=3308938106&u=https%3A%2F%2Fwww.achieve.com%2Flearn&a=financial+tips+and+education)\nand free mobile apps: Achieve MoLO® (Money Left Over)\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=1769989666&u=https%3A%2F%2Fwww.achieve.com%2Fmolo-app&a=Achieve+MoLO%C2%AE+(Money+Left+Over))\nand Achieve GOOD™ (Get Out Of Debt).\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4690772-1&h=2450031210&u=https%3A%2F%2Fwww.achieve.com%2Fgood-app&a=Achieve+GOOD%E2%84%A2+(Get+Out+Of+Debt).)\nAchieve is frequently recognized for providing top-rated customer experience\nand satisfaction by both consumers and leading personal finance review\nplatforms and has 2,200 dedicated teammates across the country, with hubs in\nArizona, California, Florida and Texas.\n\nAchieve refers to the global organization and may denote one or more\naffiliates of Achieve Company, including Achieve.com, Equal Housing\nOpportunity (NMLS ID #138464); Achieve Home Loans, Equal Housing Opportunity\n(NMLS ID #1810501); Achieve Personal Loans (NMLS ID #227977); Achieve Debt\nRelief (NMLS ID # 1248929); and Freedom Financial Asset Management (CRD\n#170229).\n\nContacts\n\nAustin Kilgore\nakilgore@achieve.com (mailto:akilgore@achieve.com)\n214-908-5097\n\nElina Tarkazikis\netarkazikis@achieve.com (mailto:etarkazikis@achieve.com)\n\nView original content to download\nmultimedia:https://www.prnewswire.com/news-releases/1-in-3-americans-are-unable-to-make-full-monthly-debt-payments-achieve-and-moneycom-survey-finds-302774804.html\n(https://www.prnewswire.com/news-releases/1-in-3-americans-are-unable-to-make-full-monthly-debt-payments-achieve-and-moneycom-survey-finds-302774804.html)\n\nSOURCE Achieve\n\n\n\nPhoto: \nhttps://mmx.prnewswire.com/media/MS1844578/Achieve_x_Money_Logo.jpg?id=OA2638349\n\nCopyright (c) 2026 PR Newswire Association,LLC. All Rights Reserved."},"type":"article","timestamp":"2026-05-18T14:11:35.043098939Z","server_sent_at_ms":1779113495043},"received_at":"2026-05-18T14:11:35.101Z","source_url":"https://www.prnewswire.com/news-releases/1-in-3-americans-are-unable-to-make-full-monthly-debt-payments-achieve-and-moneycom-survey-finds-302774804.html"},"analysis":{"id":"27478","press_release_id":"38036","analysis_json":{"industry":{"label":"Consumer Finance","sector":"Financials"},"redFlags":[],"eventType":"operations_update","narrative":"Achieve and Money.com released a joint survey finding that 34% of U.S. consumers cannot make full monthly debt payments.\n\nThe study highlights a link between rising debt and deteriorating mental and physical health, with half of respondents reporting anxiety or sleep issues due to financial stress.\n\nAchieve positions itself as a solution for this 'strategic reset,' noting that 48% of consumers are open to debt consolidation and 44% to debt negotiation services.","sentiment":"neutral","agentHooks":{"shouldPost":false,"suggestedAngle":"Marketing survey highlights consumer debt stress; no material financial impact for ACHV."},"keyFigures":{"customDimensions":{"debt_free_pct":"33%","overwhelmed_pct":"44%","substance_use_pct":"20%","hopeful_future_pct":"75%","digestive_issues_pct":"35%","trouble_sleeping_pct":"49%","debt_unmanageable_pct":"28%","fatigue_low_energy_pct":"50%","headaches_migraines_pct":"38%","intimacy_challenges_pct":"25%","used_payday_lenders_pct":"11%","anxious_about_finances_pct":"50%","depleted_emergency_funds_pct":"23%","open_to_debt_negotiation_pct":"44%","delayed_medical_treatment_pct":"14%","open_to_debt_consolidation_pct":"48%","reduced_spending_essentials_pct":"26%","unable_to_make_full_payments_pct":"34%","reduced_spending_unmanageable_debt_pct":"47%"}},"quotedText":"The latest survey data from Achieve shows that for many American families, debt and money insecurity have become mental and physical health issues","namedEntities":{"people":[{"name":"Brad Stroh","role":"Co-CEO"},{"name":"Mike Ayers","role":"Executive Editor, Money.com"},{"name":"Austin Kilgore","role":"Contact"},{"name":"Elina Tarkazikis","role":"Contact"}],"products":["Achieve MoLO","Achieve GOOD"],"companies":[{"name":"Achieve","ticker":"ACHV","relationship":"filer"},{"name":"Money.com","relationship":"partner"}],"dollarAmounts":[]},"materialImpact":{"score":1,"reasoning":"This is a marketing-driven press release highlighting a joint survey with Money.com. It contains no financial results, guidance, or material operational changes for the filer. 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