{"success":true,"data":{"pressRelease":{"id":"40770","rtpr_id":"nBwb0S79Ya","ticker":"NRDS","exchange":"NASDAQ","all_tickers":["NRDS"],"title":"NerdWallet Launches Consumer Financial Resilience Index as Recession Fears Rise","author":"Business Wire","published_at":"2026-05-20T13:00:00.939Z","article_body":"NerdWallet Launches Consumer Financial Resilience Index as Recession Fears\nRise\n\nInaugural index scores U.S. household financial resiliency at 60.4; 66% expect\na recession, 37% will rely on credit this month\n\nNerdWallet Inc.\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=http%3A%2F%2Fwww.nerdwallet.com&esheet=54538415&newsitemid=20260520929200&lan=en-US&anchor=NerdWallet+Inc.&index=1&md5=5a5a525025e0dbabe5b9518540ef42d0)\n(Nasdaq: NRDS),which provides trustworthy financial guidance to consumers and\nsmall and mid-sized businesses (SMBs), today launched the NerdWallet Financial\nResilience Index\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.nerdwallet.com%2Ffinance%2Fstudies%2Ffinancial-resilience-index&esheet=54538415&newsitemid=20260520929200&lan=en-US&anchor=NerdWallet+Financial+Resilience+Index&index=2&md5=4e5e9defd19710fdea3225f4c9bfe989)\n, a new monthly score that tracks how financially prepared Americans are to\nhandle economic uncertainty.\n\nWhat is the NerdWallet Financial Resilient Index?\n\nAs consumers navigate affordability challenges, labor market and financial\npressures, NerdWallet built this index to provide a clear view of not just how\nconsumers feel, but where they actually stand and if they are equipped to\nhandle the shifting economic landscape. The NerdWallet Financial Resilience\nIndex (FRI) answers that question monthly, tracking real financial capacity\nrather than sentiment to show how insulated consumers are from potential\neconomic disruption.\n\nThe index is based on a survey of 2,072 U.S. adults conducted by The Harris\nPoll on behalf of NerdWallet in May 2026. The composite score combines five\nequally weighted measures across three categories:\n\n\n 1. Financial security: how consumers feel about their personal finances\n\n 2. Financial strength: consumers’ ability to handle financial strain\n\n 3. Economic outlook: consumers’ expectations for the broader economy\n\nThe total possible score ranges from zero, representing no financial\nresilience, to 100, representing perfect financial resilience.\n\nWhat is the May 2026 Financial Resilience Index Score?\n\nBased on survey data collected in May 2026, NerdWallet calculated the\ninaugural FRI score at 60.4 out of 100.\n\nHow financially resilient are consumers?\n\n\n * 74% of Americans feel in control of their day-to-day finances\n\n * 37% of Americans say they will rely on credit to manage at least some expenses\nthis month — a rate consistent across income levels\n\n * 63% of Americans say they have enough cash on hand to cover an unexpected\n$1,000 expense\n\n * 66% of Americans believe the U.S. economy will enter a recession in the next\n12 months, up from 61% in August 2025\n\n“We’re launching the Financial Resilience Index at a time of significant\neconomic pressure for consumers,” said Elizabeth Renter\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.nerdwallet.com%2Fauthor%2Felizabeth-renter&esheet=54538415&newsitemid=20260520929200&lan=en-US&anchor=Elizabeth+Renter&index=3&md5=1200225085b825c311af8dfdbbec013f)\n, senior economist at NerdWallet. “A score of 60.4 signals Americans have\nmoderate resilience, but plenty of room for growth. After years navigating\nuncomfortably high inflation and the currently cooler labor market, households\nare now grappling with the financial implications of global conflict. Most\neconomic sentiment surveys measure optimism or pessimism about the future.\nThis index is designed to measure something more immediate: whether Americans\nare able to navigate difficult economic conditions right now.”\n\nFinancial Confidence Varies Sharply by Income and Generation\n\nNearly three-quarters of Americans (74%) say they feel in control of their\nday-to-day finances, but confidence differs significantly across income\ngroups. Just 57% of Americans with household incomes less than $50,000\nannually say they feel in control of their finances, compared with 83% of\nthose with incomes of $100,000 or more.\n\nBaby boomers report the highest levels of financial confidence, with 84%\nsaying they feel in control of their finances and 89% confident they can pay\nall of their bills on time this month. Among Gen Zers, those figures fall to\n63% and 65%, respectively\n\nCredit Reliance Remains Widespread\n\nOver one-third of Americans (37%) say they will rely on credit this month to\nmanage at least some expenses. Reliance on credit remains relatively\nconsistent across income groups, suggesting financial pressure could be\naffecting households broadly.\n\nParents of children under 18 report some of the highest levels of financial\nstrain, with 47% saying they expect to rely on credit this month, compared\nwith 32% of adults without children under 18.\n\nMeanwhile, 63% of Americans say they have enough cash on hand to cover an\nunexpected $1,000 expense this month. That figure drops to 36% among those\nwith household incomes less than $50,000 annually.\n\nAmericans Continue to Expect a Recession\n\nTwo-thirds of Americans (66%) believe the U.S. economy will enter a recession\nin the next 12 months, up from 61% when NerdWallet first began tracking\nrecession expectations in August 2025.\n\nMiddle-income households are the most likely to anticipate a recession, with\n75% of Americans earning between $50,000 and $74,999 expecting such an\neconomic downturn within the next year.\n\nMethodology\n\nThe Financial Resilience Index survey was conducted online by The Harris Poll\non behalf of NerdWallet from May 5-7, 2026 among 2,072 U.S. adults ages 18 and\nolder. The sampling precision of Harris online polls is measured by using a\nBayesian credible interval. For this study, the sample data is accurate to\nwithin +/- 2.7 percentage points using a 95% confidence level. This credible\ninterval will be wider among subsets of the surveyed population of interest.\nFor complete survey methodology, including weighting variables and subgroup\nsample sizes, contact press@nerdwallet.com (mailto:press@nerdwallet.com) .\n\nAll five questions across this survey are weighted equally to develop a\ncomposite score with a maximum value of 100.\n\nAbout NerdWallet\n\nNerdWallet (Nasdaq: NRDS) is on a mission to provide clarity for all of\nlife’s financial decisions. As a personal finance website and app,\nNerdWallet provides consumers with trustworthy and knowledgeable financial\ninformation so they can make smart money moves. From finding the best credit\ncard to buying a house, NerdWallet is there to help consumers make financial\ndecisions with confidence. Consumers have free access to our expert content\nand comparison shopping marketplaces, plus a data-driven app, which helps them\nstay on top of their finances and save time and money, giving them the freedom\nto do more. NerdWallet is available for consumers in the U.S. and Canada.\n\n“NerdWallet” is a trademark of NerdWallet, Inc. All rights reserved. Other\nnames and trademarks used herein may be trademarks of their respective owners.\n\n\n\nView source version on businesswire.com:\nhttps://www.businesswire.com/news/home/20260520929200/en/\n(https://www.businesswire.com/news/home/20260520929200/en/)\n\nMedia Contact \n\nNathalie Mensah\n\npress@nerdwallet.com (mailto:press@nerdwallet.com)\n\n\nCopyright Business Wire 2026","article_body_html":"","raw_payload":{"data":{"id":"nBwb0S79Ya","title":"NerdWallet Launches Consumer Financial Resilience Index as Recession Fears Rise","author":"Business Wire","ticker":"NRDS","created":"2026-05-20T13:00:00.939Z","tickers":["NRDS"],"exchange":"NASDAQ","article_body":"NerdWallet Launches Consumer Financial Resilience Index as Recession Fears\nRise\n\nInaugural index scores U.S. household financial resiliency at 60.4; 66% expect\na recession, 37% will rely on credit this month\n\nNerdWallet Inc.\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=http%3A%2F%2Fwww.nerdwallet.com&esheet=54538415&newsitemid=20260520929200&lan=en-US&anchor=NerdWallet+Inc.&index=1&md5=5a5a525025e0dbabe5b9518540ef42d0)\n(Nasdaq: NRDS),which provides trustworthy financial guidance to consumers and\nsmall and mid-sized businesses (SMBs), today launched the NerdWallet Financial\nResilience Index\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.nerdwallet.com%2Ffinance%2Fstudies%2Ffinancial-resilience-index&esheet=54538415&newsitemid=20260520929200&lan=en-US&anchor=NerdWallet+Financial+Resilience+Index&index=2&md5=4e5e9defd19710fdea3225f4c9bfe989)\n, a new monthly score that tracks how financially prepared Americans are to\nhandle economic uncertainty.\n\nWhat is the NerdWallet Financial Resilient Index?\n\nAs consumers navigate affordability challenges, labor market and financial\npressures, NerdWallet built this index to provide a clear view of not just how\nconsumers feel, but where they actually stand and if they are equipped to\nhandle the shifting economic landscape. The NerdWallet Financial Resilience\nIndex (FRI) answers that question monthly, tracking real financial capacity\nrather than sentiment to show how insulated consumers are from potential\neconomic disruption.\n\nThe index is based on a survey of 2,072 U.S. adults conducted by The Harris\nPoll on behalf of NerdWallet in May 2026. The composite score combines five\nequally weighted measures across three categories:\n\n\n 1. Financial security: how consumers feel about their personal finances\n\n 2. Financial strength: consumers’ ability to handle financial strain\n\n 3. Economic outlook: consumers’ expectations for the broader economy\n\nThe total possible score ranges from zero, representing no financial\nresilience, to 100, representing perfect financial resilience.\n\nWhat is the May 2026 Financial Resilience Index Score?\n\nBased on survey data collected in May 2026, NerdWallet calculated the\ninaugural FRI score at 60.4 out of 100.\n\nHow financially resilient are consumers?\n\n\n * 74% of Americans feel in control of their day-to-day finances\n\n * 37% of Americans say they will rely on credit to manage at least some expenses\nthis month — a rate consistent across income levels\n\n * 63% of Americans say they have enough cash on hand to cover an unexpected\n$1,000 expense\n\n * 66% of Americans believe the U.S. economy will enter a recession in the next\n12 months, up from 61% in August 2025\n\n“We’re launching the Financial Resilience Index at a time of significant\neconomic pressure for consumers,” said Elizabeth Renter\n(https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.nerdwallet.com%2Fauthor%2Felizabeth-renter&esheet=54538415&newsitemid=20260520929200&lan=en-US&anchor=Elizabeth+Renter&index=3&md5=1200225085b825c311af8dfdbbec013f)\n, senior economist at NerdWallet. “A score of 60.4 signals Americans have\nmoderate resilience, but plenty of room for growth. After years navigating\nuncomfortably high inflation and the currently cooler labor market, households\nare now grappling with the financial implications of global conflict. Most\neconomic sentiment surveys measure optimism or pessimism about the future.\nThis index is designed to measure something more immediate: whether Americans\nare able to navigate difficult economic conditions right now.”\n\nFinancial Confidence Varies Sharply by Income and Generation\n\nNearly three-quarters of Americans (74%) say they feel in control of their\nday-to-day finances, but confidence differs significantly across income\ngroups. Just 57% of Americans with household incomes less than $50,000\nannually say they feel in control of their finances, compared with 83% of\nthose with incomes of $100,000 or more.\n\nBaby boomers report the highest levels of financial confidence, with 84%\nsaying they feel in control of their finances and 89% confident they can pay\nall of their bills on time this month. Among Gen Zers, those figures fall to\n63% and 65%, respectively\n\nCredit Reliance Remains Widespread\n\nOver one-third of Americans (37%) say they will rely on credit this month to\nmanage at least some expenses. Reliance on credit remains relatively\nconsistent across income groups, suggesting financial pressure could be\naffecting households broadly.\n\nParents of children under 18 report some of the highest levels of financial\nstrain, with 47% saying they expect to rely on credit this month, compared\nwith 32% of adults without children under 18.\n\nMeanwhile, 63% of Americans say they have enough cash on hand to cover an\nunexpected $1,000 expense this month. That figure drops to 36% among those\nwith household incomes less than $50,000 annually.\n\nAmericans Continue to Expect a Recession\n\nTwo-thirds of Americans (66%) believe the U.S. economy will enter a recession\nin the next 12 months, up from 61% when NerdWallet first began tracking\nrecession expectations in August 2025.\n\nMiddle-income households are the most likely to anticipate a recession, with\n75% of Americans earning between $50,000 and $74,999 expecting such an\neconomic downturn within the next year.\n\nMethodology\n\nThe Financial Resilience Index survey was conducted online by The Harris Poll\non behalf of NerdWallet from May 5-7, 2026 among 2,072 U.S. adults ages 18 and\nolder. The sampling precision of Harris online polls is measured by using a\nBayesian credible interval. For this study, the sample data is accurate to\nwithin +/- 2.7 percentage points using a 95% confidence level. This credible\ninterval will be wider among subsets of the surveyed population of interest.\nFor complete survey methodology, including weighting variables and subgroup\nsample sizes, contact press@nerdwallet.com (mailto:press@nerdwallet.com) .\n\nAll five questions across this survey are weighted equally to develop a\ncomposite score with a maximum value of 100.\n\nAbout NerdWallet\n\nNerdWallet (Nasdaq: NRDS) is on a mission to provide clarity for all of\nlife’s financial decisions. As a personal finance website and app,\nNerdWallet provides consumers with trustworthy and knowledgeable financial\ninformation so they can make smart money moves. From finding the best credit\ncard to buying a house, NerdWallet is there to help consumers make financial\ndecisions with confidence. Consumers have free access to our expert content\nand comparison shopping marketplaces, plus a data-driven app, which helps them\nstay on top of their finances and save time and money, giving them the freedom\nto do more. NerdWallet is available for consumers in the U.S. and Canada.\n\n“NerdWallet” is a trademark of NerdWallet, Inc. All rights reserved. Other\nnames and trademarks used herein may be trademarks of their respective owners.\n\n\n\nView source version on businesswire.com:\nhttps://www.businesswire.com/news/home/20260520929200/en/\n(https://www.businesswire.com/news/home/20260520929200/en/)\n\nMedia Contact \n\nNathalie Mensah\n\npress@nerdwallet.com (mailto:press@nerdwallet.com)\n\n\nCopyright Business Wire 2026"},"type":"article","timestamp":"2026-05-20T13:00:00.95706744Z","server_sent_at_ms":1779282000957},"received_at":"2026-05-20T13:00:01.094Z","source_url":"https://www.businesswire.com/news/home/20260520929200/en/"},"analysis":{"id":"30210","press_release_id":"40770","analysis_json":{"industry":{"label":"Interactive Media & Services","sector":"Information Technology"},"redFlags":[],"eventType":"product_launch","narrative":"NerdWallet launched its inaugural Financial Resilience Index (FRI), scoring U.S. household financial preparedness at 60.4 out of 100.\n\nThe index, based on a Harris Poll survey of 2,072 adults, reveals that 66% of Americans expect a recession within 12 months, while 37% plan to rely on credit for expenses this month.\n\nThe launch positions NerdWallet as a thought leader in consumer finance data, though the index itself is a marketing tool rather than a direct revenue driver.","sentiment":"neutral","agentHooks":{"shouldPost":false,"suggestedAngle":"NerdWallet launches new consumer resilience index amid rising recession fears."},"keyFigures":{"customDimensions":{"fri_score":60.4,"survey_sample_size":2072,"pct_cash_reserve_1k":"63%","pct_credit_reliance":"37%","pct_financial_control":"74%","pct_recession_expectation":"66%"}},"quotedText":"We’re launching the Financial Resilience Index at a time of significant economic pressure for consumers","namedEntities":{"people":[{"name":"Elizabeth Renter","role":"Senior Economist"},{"name":"Nathalie Mensah","role":"Media Contact"}],"products":["NerdWallet Financial Resilience Index","FRI"],"companies":[{"name":"NerdWallet Inc.","ticker":"NRDS","relationship":"filer"},{"name":"The Harris Poll","relationship":"survey partner"}],"dollarAmounts":[{"amount":"$1,000","context":"unexpected expense threshold for cash reserve"},{"amount":"$50,000","context":"low-income household threshold"},{"amount":"$100,000","context":"high-income household threshold"},{"amount":"$74,999","context":"middle-income household upper bound"}]},"materialImpact":{"score":2,"reasoning":"Launch of a proprietary consumer sentiment index is a marketing and brand-building initiative. 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