{"success":true,"data":{"pressRelease":{"id":"69643","rtpr_id":"nNFC66GfCC","ticker":"INVR","exchange":"","all_tickers":["INVR"],"title":"Inverite Launches Default IQ Flex to Expand Transaction-Based Risk Intelligence Coverage","author":"Newsfile Corp","published_at":"2026-06-22T12:00:13.394Z","article_body":"Vancouver, British Columbia--(Newsfile Corp. - June 22, 2026) - Inverite\nInsights Inc. (CSE: INVR) (OTC Pink: INVRF) (FSE: 2V0) (\"Inverite\" or the\n\"Company\"), a Canadian risk infrastructure company specializing in real-time\nfinancial data and AI-driven decisioning signals, today announced the launch\nof Default IQ Flex, a new addition to the Company's Default IQ™ risk\nintelligence suite designed to expand access to predictive delinquency\ninsights across a broader range of lending programs and financial\ninstitutions.\n\nMany lenders request approximately 90 days of banking transaction history as\npart of their underwriting process. Default IQ Flex was developed to align\nwith these workflows, enabling lenders to generate predictive delinquency\ninsights using as little as 75 days of banking transaction history while\nmaintaining existing application and verification requirements.\n\nThe launch introduces a dual-model approach to delinquency prediction:\n*\nDefault IQ Core - Inverite's established risk intelligence model, designed for\nconsumers with more extensive banking history.\n*\nDefault IQ Flex - a complementary model capable of generating predictive\ndelinquency insights using shorter banking history periods, expanding score\ncoverage and enabling more applicants to be assessed.\n\nBoth models leverage Inverite's proprietary transaction categorization, cash\nflow analysis, and machine learning infrastructure to identify behavioural\npatterns associated with repayment performance and early-stage delinquency.\nThe models analyze income stability, spending behaviour, cash flow\nconsistency, balance trends, NSF activity, and other financial indicators\nassociated with future repayment outcomes.\n\nIn addition to supporting banking data obtained through Inverite's Bank\nVerification platform, Default IQ can also be applied to transaction data\nsourced from third-party providers or transaction data already maintained by\nfinancial institutions. Through Inverite's proprietary enrichment and\ncategorization engine, raw transaction data is transformed into structured\nfinancial insights before being analyzed by the Default IQ models.\n\nThis flexible architecture allows banks, credit unions, and lenders to\nleverage Inverite's risk intelligence using transaction data they already\npossess, reducing implementation complexity and eliminating the need to\nreplace existing banking data providers or underwriting workflows. Financial\ninstitutions can generate predictive delinquency insights from existing\ntransaction datasets, creating opportunities to strengthen lending decisions,\nrisk management processes, and portfolio monitoring capabilities.\n\nThe ability to operate on existing transaction data extends Default IQ beyond\nnew loan underwriting. Banks, credit unions, and lenders can apply the models\nto existing customer portfolios to identify emerging risk trends, monitor\nportfolio health, and generate behavioral risk insights from transaction data\nalready available within their organizations. This creates opportunities to\nsupport risk management and portfolio monitoring initiatives without requiring\nadditional customer data collection. \"Many lenders and financial institutions\nalready have access to valuable banking transaction data but lack practical\nways to convert that information into predictive risk intelligence,\" said\nKarim Nanji, CEO of Inverite. \"Default IQ Flex expands score coverage,\nsupports shorter underwriting workflows, and enables lenders to leverage the\nbanking data they already collect today. Whether the transaction data\noriginates from Inverite, another provider, or a financial institution's own\nsystems, our platform can transform that data into actionable delinquency\nintelligence. By making our risk intelligence models more accessible and\neasier to deploy, we are expanding the reach of transaction-based risk\nanalytics across financial services.\"\n\nTogether, Default IQ Core and Default IQ Flex provide lenders with a flexible\nframework for generating predictive delinquency insights across varying\nunderwriting requirements and banking data availability. The expanded model\nsuite increases the range of lending programs and financial institutions that\ncan benefit from transaction-based risk intelligence while preserving existing\noperational workflows.\n\nThe launch further strengthens Inverite's Verification & Risk Infrastructure\nplatform, which combines bank verification, identity verification, fraud\nprevention, alternative credit intelligence, and risk scoring into a single\nintegrated solution for Canadian lenders and financial institutions.\n\nInverite is also pleased to announce a non-brokered private placement of $0.25\nunits, for gross proceeds of up to $1,000,000. Each Unit is comprised of a\nCommon Share and one-half Warrant. Each whole Warrant (the \"Warrant\") is\nexercisable to purchase a Common Share at a price of $0.35 for a period of two\nyears. The Company may pay finder fees in accordance with applicable laws and\nExchange requirements. All securities issued will be subject to a hold period\nexpiring four months and one day from the closing date.\n\nThe securities have not been, and will not be, registered under the United\nStates Securities Act of 1933, as amended (the \"1933 Act\"), or any state\nsecurities laws and may not be offered or sold in the United States or to, or\nfor the account or benefit of, U.S. persons (as defined in Regulation S under\nthe 1933 Act), except pursuant to an exemption from the registration\nrequirements of those laws. This press release shall not constitute an offer\nto sell or the solicitation of an offer to buy securities in the United\nStates, or for the account or benefit of U.S. persons (as such term is defined\nin Regulation S under the 1933 Act).\n\nABOUT INVERITE INSIGHTS INC.\n\nInverite Insights Inc. (CSE: INVR) (OTC Pink: INVRF) (FSE: 2V0) is a Canadian\nrisk intelligence infrastructure company specializing in real-time financial\ndata and AI-driven intelligence. The Company's platform helps financial\necosystem participants better understand financial activity, risk behavior,\nand real-time financial patterns through permissioned financial data\ninfrastructure.\n\nFor more information, visit: www.inveriteinsights.com\n\n CONTACTS:                                                                                                      \n                                                                                                                \n Inverite Insights Mike Marrandino, Executive Chairman 1-855-661-2390, ext. 104  Investor Cubed                 \n                                                                                 Neil Simon, CEO 647-258-3310   \n                                                                                                                \n ir@inverite.com                                                                 nsimon@investor3.ca            \n\n \n\nNeither the Canadian Securities Exchange nor its Regulation Services\nProvider/Market Maker (as that term is defined in the policies of the Canadian\nSecurities Exchange) accepts responsibility for the adequacy or accuracy of\nthis release, nor has in any way passed upon the merits of the proposed\ntransaction nor approved or disapproved the contents of this press release.\n\nForward-Looking Statements: This news release may include forward-looking\nstatements and information (\"FLS\"). All statements within this release, that\nare not statements of historical fact, are FLS. The Company cautions readers\nthat all FLS is based on assumptions, the accuracy and comprehensiveness of\nwhich cannot be assured, and are further subject to certain known and\npotentially unknown risks and uncertainties, all of which, alone or in\ncombination, could cause actual events, outcomes or results to differ\nadversely or otherwise materially from those indicated or predicted in FLS.\nThese assumptions, risks and uncertainties include but are not limited to the\nCompany's ability to obtain financing on agreeable terms and to fund\noperations and operate as a going concern; the general economic, market and\nbusiness conditions in Canada and globally; levels of industry and consumer\nacceptance and market volatility; the features, accuracy and reliability, and\ndesirability of the Company's products and services; pricing sensitivities;\nthe cost, timing and positive results of future marketing and product\ndevelopment efforts; the protection and preservation of intellectual property\nrights; technical obsolescence; the cost and availability of management and\nother personnel with the knowledge, skills and experience required; the\nexistence, market share and technical and financial resources of and\ndevelopments by the Company's existing, potential and new competitors; new\nregulations and other changes in the regulatory environment; and any\nunforeseen difficulties and delays in respect of any aspect of the Company's\nbusiness or the transactions or events described in this release. Although the\nCompany believes that any FLS in this release is reasonable as of the date\nmade, FLS is ultimately speculative and there can be no assurance or comfort\nthat any FLS will prove to be accurate. Readers are strongly advised to rely\non their own analysis and evaluation of any FLS and the associated\nassumptions, risks and uncertainties, and should not place undue reliance or\nbelief on FLS. FLS and information contained in this news release is made and\npresented as of the date hereof and no undertaking is given to publicly update\nrevise any FLS or information, whether as a result of new information, future\ndevelopments or events or otherwise, unless required by applicable securities\nlaws or the CSE. The FLS and information contained in this news release is\nexpressly qualified by this cautionary statement.\n\nNOT FOR DISSEMINATION IN THE UNITED STATES\n\n\nTo view the source version of this press release, please visit\nhttps://www.newsfilecorp.com/release/302298","article_body_html":"","raw_payload":{"data":{"id":"nNFC66GfCC","title":"Inverite Launches Default IQ Flex to Expand Transaction-Based Risk Intelligence Coverage","author":"Newsfile Corp","ticker":"INVR","created":"2026-06-22T12:00:13.394Z","tickers":["INVR"],"exchange":"","article_body":"Vancouver, British Columbia--(Newsfile Corp. - June 22, 2026) - Inverite\nInsights Inc. (CSE: INVR) (OTC Pink: INVRF) (FSE: 2V0) (\"Inverite\" or the\n\"Company\"), a Canadian risk infrastructure company specializing in real-time\nfinancial data and AI-driven decisioning signals, today announced the launch\nof Default IQ Flex, a new addition to the Company's Default IQ™ risk\nintelligence suite designed to expand access to predictive delinquency\ninsights across a broader range of lending programs and financial\ninstitutions.\n\nMany lenders request approximately 90 days of banking transaction history as\npart of their underwriting process. Default IQ Flex was developed to align\nwith these workflows, enabling lenders to generate predictive delinquency\ninsights using as little as 75 days of banking transaction history while\nmaintaining existing application and verification requirements.\n\nThe launch introduces a dual-model approach to delinquency prediction:\n*\nDefault IQ Core - Inverite's established risk intelligence model, designed for\nconsumers with more extensive banking history.\n*\nDefault IQ Flex - a complementary model capable of generating predictive\ndelinquency insights using shorter banking history periods, expanding score\ncoverage and enabling more applicants to be assessed.\n\nBoth models leverage Inverite's proprietary transaction categorization, cash\nflow analysis, and machine learning infrastructure to identify behavioural\npatterns associated with repayment performance and early-stage delinquency.\nThe models analyze income stability, spending behaviour, cash flow\nconsistency, balance trends, NSF activity, and other financial indicators\nassociated with future repayment outcomes.\n\nIn addition to supporting banking data obtained through Inverite's Bank\nVerification platform, Default IQ can also be applied to transaction data\nsourced from third-party providers or transaction data already maintained by\nfinancial institutions. Through Inverite's proprietary enrichment and\ncategorization engine, raw transaction data is transformed into structured\nfinancial insights before being analyzed by the Default IQ models.\n\nThis flexible architecture allows banks, credit unions, and lenders to\nleverage Inverite's risk intelligence using transaction data they already\npossess, reducing implementation complexity and eliminating the need to\nreplace existing banking data providers or underwriting workflows. Financial\ninstitutions can generate predictive delinquency insights from existing\ntransaction datasets, creating opportunities to strengthen lending decisions,\nrisk management processes, and portfolio monitoring capabilities.\n\nThe ability to operate on existing transaction data extends Default IQ beyond\nnew loan underwriting. Banks, credit unions, and lenders can apply the models\nto existing customer portfolios to identify emerging risk trends, monitor\nportfolio health, and generate behavioral risk insights from transaction data\nalready available within their organizations. This creates opportunities to\nsupport risk management and portfolio monitoring initiatives without requiring\nadditional customer data collection. \"Many lenders and financial institutions\nalready have access to valuable banking transaction data but lack practical\nways to convert that information into predictive risk intelligence,\" said\nKarim Nanji, CEO of Inverite. \"Default IQ Flex expands score coverage,\nsupports shorter underwriting workflows, and enables lenders to leverage the\nbanking data they already collect today. Whether the transaction data\noriginates from Inverite, another provider, or a financial institution's own\nsystems, our platform can transform that data into actionable delinquency\nintelligence. By making our risk intelligence models more accessible and\neasier to deploy, we are expanding the reach of transaction-based risk\nanalytics across financial services.\"\n\nTogether, Default IQ Core and Default IQ Flex provide lenders with a flexible\nframework for generating predictive delinquency insights across varying\nunderwriting requirements and banking data availability. The expanded model\nsuite increases the range of lending programs and financial institutions that\ncan benefit from transaction-based risk intelligence while preserving existing\noperational workflows.\n\nThe launch further strengthens Inverite's Verification & Risk Infrastructure\nplatform, which combines bank verification, identity verification, fraud\nprevention, alternative credit intelligence, and risk scoring into a single\nintegrated solution for Canadian lenders and financial institutions.\n\nInverite is also pleased to announce a non-brokered private placement of $0.25\nunits, for gross proceeds of up to $1,000,000. Each Unit is comprised of a\nCommon Share and one-half Warrant. Each whole Warrant (the \"Warrant\") is\nexercisable to purchase a Common Share at a price of $0.35 for a period of two\nyears. The Company may pay finder fees in accordance with applicable laws and\nExchange requirements. All securities issued will be subject to a hold period\nexpiring four months and one day from the closing date.\n\nThe securities have not been, and will not be, registered under the United\nStates Securities Act of 1933, as amended (the \"1933 Act\"), or any state\nsecurities laws and may not be offered or sold in the United States or to, or\nfor the account or benefit of, U.S. persons (as defined in Regulation S under\nthe 1933 Act), except pursuant to an exemption from the registration\nrequirements of those laws. This press release shall not constitute an offer\nto sell or the solicitation of an offer to buy securities in the United\nStates, or for the account or benefit of U.S. persons (as such term is defined\nin Regulation S under the 1933 Act).\n\nABOUT INVERITE INSIGHTS INC.\n\nInverite Insights Inc. (CSE: INVR) (OTC Pink: INVRF) (FSE: 2V0) is a Canadian\nrisk intelligence infrastructure company specializing in real-time financial\ndata and AI-driven intelligence. The Company's platform helps financial\necosystem participants better understand financial activity, risk behavior,\nand real-time financial patterns through permissioned financial data\ninfrastructure.\n\nFor more information, visit: www.inveriteinsights.com\n\n CONTACTS:                                                                                                      \n                                                                                                                \n Inverite Insights Mike Marrandino, Executive Chairman 1-855-661-2390, ext. 104  Investor Cubed                 \n                                                                                 Neil Simon, CEO 647-258-3310   \n                                                                                                                \n ir@inverite.com                                                                 nsimon@investor3.ca            \n\n \n\nNeither the Canadian Securities Exchange nor its Regulation Services\nProvider/Market Maker (as that term is defined in the policies of the Canadian\nSecurities Exchange) accepts responsibility for the adequacy or accuracy of\nthis release, nor has in any way passed upon the merits of the proposed\ntransaction nor approved or disapproved the contents of this press release.\n\nForward-Looking Statements: This news release may include forward-looking\nstatements and information (\"FLS\"). All statements within this release, that\nare not statements of historical fact, are FLS. The Company cautions readers\nthat all FLS is based on assumptions, the accuracy and comprehensiveness of\nwhich cannot be assured, and are further subject to certain known and\npotentially unknown risks and uncertainties, all of which, alone or in\ncombination, could cause actual events, outcomes or results to differ\nadversely or otherwise materially from those indicated or predicted in FLS.\nThese assumptions, risks and uncertainties include but are not limited to the\nCompany's ability to obtain financing on agreeable terms and to fund\noperations and operate as a going concern; the general economic, market and\nbusiness conditions in Canada and globally; levels of industry and consumer\nacceptance and market volatility; the features, accuracy and reliability, and\ndesirability of the Company's products and services; pricing sensitivities;\nthe cost, timing and positive results of future marketing and product\ndevelopment efforts; the protection and preservation of intellectual property\nrights; technical obsolescence; the cost and availability of management and\nother personnel with the knowledge, skills and experience required; the\nexistence, market share and technical and financial resources of and\ndevelopments by the Company's existing, potential and new competitors; new\nregulations and other changes in the regulatory environment; and any\nunforeseen difficulties and delays in respect of any aspect of the Company's\nbusiness or the transactions or events described in this release. Although the\nCompany believes that any FLS in this release is reasonable as of the date\nmade, FLS is ultimately speculative and there can be no assurance or comfort\nthat any FLS will prove to be accurate. Readers are strongly advised to rely\non their own analysis and evaluation of any FLS and the associated\nassumptions, risks and uncertainties, and should not place undue reliance or\nbelief on FLS. FLS and information contained in this news release is made and\npresented as of the date hereof and no undertaking is given to publicly update\nrevise any FLS or information, whether as a result of new information, future\ndevelopments or events or otherwise, unless required by applicable securities\nlaws or the CSE. The FLS and information contained in this news release is\nexpressly qualified by this cautionary statement.\n\nNOT FOR DISSEMINATION IN THE UNITED STATES\n\n\nTo view the source version of this press release, please visit\nhttps://www.newsfilecorp.com/release/302298"},"type":"article","timestamp":"2026-06-22T12:00:13.538015757Z","server_sent_at_ms":1782129613538},"received_at":"2026-06-22T12:00:13.590Z","source_url":"https://www.newsfilecorp.com/release/302298"},"analysis":{"id":"59042","press_release_id":"69643","analysis_json":{"industry":{"label":"Software","sector":"Information Technology"},"redFlags":[],"eventType":"product_launch","narrative":"Inverite launched Default IQ Flex, a new model that allows lenders to generate predictive delinquency insights using as little as 75 days of banking transaction history.\n\nThe product complements the existing Default IQ Core, utilizing a dual-model approach to expand score coverage for various lending programs and data availability scenarios.\n\nConcurrent with the launch, the company announced a non-brokered private placement of up to $1 million, issuing units at $0.25 each.","sentiment":"bullish","agentHooks":{"shouldPost":false,"suggestedAngle":"Feature expansion shortens data requirements for lender underwriting."},"keyFigures":{"dealValueUsd":1000000,"offeringPrice":0.25,"customDimensions":{"warrant_exercise_price":0.35,"banking_history_days_flex":75}},"quotedText":"Default IQ Flex expands score coverage, supports shorter underwriting workflows, and enables lenders to leverage the banking data they already collect today.","namedEntities":{"people":[{"name":"Karim Nanji","role":"CEO"},{"name":"Mike Marrandino","role":"Executive Chairman"}],"products":["Default IQ Flex","Default IQ Core","Default IQ™"],"companies":[{"name":"Inverite Insights Inc.","ticker":"INVR"},{"name":"Investor Cubed","relationship":"IR firm"}],"dollarAmounts":[{"amount":"$1,000,000","context":"gross proceeds of private placement"},{"amount":"$0.25","context":"private placement unit price"},{"amount":"$0.35","context":"warrant exercise price"}]},"materialImpact":{"score":2,"reasoning":"Product update reducing data requirements for clients and a small $1M non-brokered private placement. Routine operational and capital structure update for a micro-cap."},"tickerRelevance":{"others":[],"primary":"INVR"},"globalImportance":12,"audienceRelevance":8,"eventTypeSecondary":["offering"],"importanceComponents":{"tickerTier":"micro-cap","eventGravity":"product_update_and_small_raise","sectorWeight":"fintech","issuerAuthored":true}},"event_type":"product_launch","event_type_secondary":["offering"],"sentiment":"bullish","material_impact_score":2,"narrative":"Inverite launched Default IQ Flex, a new model that allows lenders to generate predictive delinquency insights using as little as 75 days of banking transaction history.\n\nThe product complements the existing Default IQ Core, utilizing a dual-model approach to expand score coverage for various lending programs and data availability scenarios.\n\nConcurrent with the launch, the company announced a non-brokered private placement of up to $1 million, issuing units at $0.25 each.","key_figures":{"dealValueUsd":1000000,"offeringPrice":0.25,"customDimensions":{"warrant_exercise_price":0.35,"banking_history_days_flex":75}},"named_entities":{"people":[{"name":"Karim Nanji","role":"CEO"},{"name":"Mike Marrandino","role":"Executive Chairman"}],"products":["Default IQ Flex","Default IQ Core","Default IQ™"],"companies":[{"name":"Inverite Insights Inc.","ticker":"INVR"},{"name":"Investor Cubed","relationship":"IR firm"}],"dollarAmounts":[{"amount":"$1,000,000","context":"gross proceeds of private placement"},{"amount":"$0.25","context":"private placement unit price"},{"amount":"$0.35","context":"warrant exercise price"}]},"model_name":"qwen3_6_27b_awq","prompt_hash":"sha256:727b4b9429a443af","schema_hash":"sha256:05005c02d9cffac9","created_at":"2026-06-22T12:32:03.926Z","global_importance":12,"audience_relevance":8,"importance_components":{"tickerTier":"micro-cap","eventGravity":"product_update_and_small_raise","sectorWeight":"fintech","issuerAuthored":true}},"durationMs":153511,"modelName":"george-droid-qwen-72b"}}