{"success":true,"data":{"pressRelease":{"id":"94799","rtpr_id":"nPn5CHlFma","ticker":"HOOD","exchange":"NASDAQ","all_tickers":["HOOD"],"title":"Robinhood launches new Platinum Card with Function as a Core Benefit as Americans Rethink How They Invest in Their Future","author":"PR Newswire","published_at":"2026-07-22T09:35:00.047Z","article_body":"Robinhood launches new Platinum Card with Function as a Core Benefit as Americans Rethink How They Invest in Their Future\n\nPR Newswire\n\nAUSTIN, Texas, July 22, 2026\n\nEligible Robinhood Platinum Card cardholders can receive a complimentary\nFunction membership, reflecting a growing shift toward investing in long-term\nhealth\n\nAUSTIN, Texas, July 22, 2026 /PRNewswire/ -- You can check your stocks, bank\naccount, and transactions right from your phone. But health is often something\nyou only check occasionally, with limited visibility beyond a brief summary at\na doctor's appointment. People often know more about their portfolio than\ntheir bodies.\n\nThat is changing. Health and wellness is the only consumer spending category\nwhere more Americans plan to spend more, not less, in 2026. As U.S. health\nspending climbed to $5.7 trillion in 2025, more people are treating their\nhealth as an asset to understand and manage over time, rather than something\nthey only think about when they're sick.\n\nToday, Function announced that Robinhood has chosen Function as one of the\nRobinhood Platinum Card's flagship benefits. Eligible Platinum Card\ncardholders can receive a complimentary annual Function membership, a $365\nvalue, including access to more than 160 lab tests, testing twice per year,\nclinician-reviewed results, and a single platform that brings it all together.\n\nInvesting has long been about growing your wealth. Today, it's also about\nunderstanding the asset that determines whether you'll be able to enjoy that\nwealth: your health.\n\n\"A healthy person has a thousand wishes. A sick person has one. You can be\nrich and still feel bankrupt without your health,\" said Jonathan Swerdlin,\nCo-Founder and CEO at Function. \"Robinhood has given millions the power to own\ntheir finances, something once reserved for the wealthy few. Function has done\nthe same for health. What used to cost thousands at an executive physical is\nnow $365/year, equivalent to $1 per day, or for Platinum cardholders it's\nfree.\"\n\n\"Shaping your future means more than just investing your money,\" said Sanjay\nKotte, Chief Commercial Officer at Robinhood Money. \"Bringing Function Health\nto the Robinhood Platinum Card reflects our belief that managing your health\nis just as important as managing your wealth.\"\n\nThe Robinhood Platinum Card is rolling out now on an invite-only basis. For\nmore information and to request access, visit:\nrobinhood.com/us/en/creditcard/platinum\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4736596-1&h=2462388388&u=http%3A%2F%2Frobinhood.com%2Fus%2Fen%2Fcreditcard%2Fplatinum&a=robinhood.com%2Fus%2Fen%2Fcreditcard%2Fplatinum)\n.\n\nABOUT FUNCTION\nFunction is on a mission to enable everyone to live 100 healthy years. A\ngroundbreaker in its category, Function has changed the game by making lab\ntesting, MRI and CT, and longitudinal health data accessible, understandable,\nand actionable. Function's Medical Intelligence Lab™ (MI Lab™) is\nleveraging a dedicated clinical team to develop a continuous learning system\nthat helps its members see, understand, and act on their biology over time.\nMembers receive access to 160+ lab tests—including biannual testing—for\njust $365/year, equivalent to $1 per day, covering the heart, hormones,\nthyroid, liver, kidneys, heavy metal exposures, nutrient levels, inflammation,\npotential cancer signals, and more. Each member's results are integrated into\nan intelligent, personalized interface designed to support powerfully informed\ndecision-making. Function members can also access (for an additional cost) MRI\nand CT that are designed to see signals of cancer and hundreds of other\nconditions. Function believes everyone should have the power to own their\nhealth.\n\nABOUT ROBINHOOD\nRobinhood Markets, Inc. (NASDAQ: HOOD) is a global leader in financial\nservices offering retail brokerage, crypto, advisory, digital banking\nservices, and private markets access to a new generation of investors.\nAdditional information about Robinhood can be found at www.robinhood.com\n(http://www.robinhood.com) .\n\nThe Robinhood Platinum Card is offered by Robinhood Credit, Inc. (\"RCT\"), and\nis issued by Coastal Community Bank, pursuant to a license from Visa U.S.A.\nInc. RCT is a financial technology company, not a bank. See the Robinhood\nPlatinum Card Benefits Program Terms\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4736596-1&h=2012389871&u=https%3A%2F%2Fapi.robinhood.com%2Fcreditcard%2Flegal%2Fplatinum-benefits-overview&a=Robinhood+Platinum+Card+Benefits+Program+Terms)\n \n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4736596-1&h=2608984057&u=https%3A%2F%2Fapi.robinhood.com%2Fcreditcard%2Flegal%2Fplatinum-benefits-overview&a=%C2%A0)\nfor details, which are subject to change.\n\nView original content to download\nmultimedia:https://www.prnewswire.com/news-releases/robinhood-launches-new-platinum-card-with-function-as-a-core-benefit-as-americans-rethink-how-they-invest-in-their-future-302831505.html\n(https://www.prnewswire.com/news-releases/robinhood-launches-new-platinum-card-with-function-as-a-core-benefit-as-americans-rethink-how-they-invest-in-their-future-302831505.html)\n\nSOURCE Function Health\n\n\n\nMEDIA CONTACT: Autumn Communications, functionhealth@autumncommunications.com; Robinhood Press, press@robinhood.com\n\nPhoto: \nhttps://mmx.prnewswire.com/media/MS666562/Function-Health-Logo-Logo.jpg?id=OA2778700\n\nCopyright (c) 2026 PR Newswire Association,LLC. All Rights Reserved.","article_body_html":"","raw_payload":{"data":{"id":"nPn5CHlFma","title":"Robinhood launches new Platinum Card with Function as a Core Benefit as Americans Rethink How They Invest in Their Future","author":"PR Newswire","ticker":"HOOD","created":"2026-07-22T09:35:00.047Z","tickers":["HOOD"],"exchange":"NASDAQ","article_body":"Robinhood launches new Platinum Card with Function as a Core Benefit as Americans Rethink How They Invest in Their Future\n\nPR Newswire\n\nAUSTIN, Texas, July 22, 2026\n\nEligible Robinhood Platinum Card cardholders can receive a complimentary\nFunction membership, reflecting a growing shift toward investing in long-term\nhealth\n\nAUSTIN, Texas, July 22, 2026 /PRNewswire/ -- You can check your stocks, bank\naccount, and transactions right from your phone. But health is often something\nyou only check occasionally, with limited visibility beyond a brief summary at\na doctor's appointment. People often know more about their portfolio than\ntheir bodies.\n\nThat is changing. Health and wellness is the only consumer spending category\nwhere more Americans plan to spend more, not less, in 2026. As U.S. health\nspending climbed to $5.7 trillion in 2025, more people are treating their\nhealth as an asset to understand and manage over time, rather than something\nthey only think about when they're sick.\n\nToday, Function announced that Robinhood has chosen Function as one of the\nRobinhood Platinum Card's flagship benefits. Eligible Platinum Card\ncardholders can receive a complimentary annual Function membership, a $365\nvalue, including access to more than 160 lab tests, testing twice per year,\nclinician-reviewed results, and a single platform that brings it all together.\n\nInvesting has long been about growing your wealth. Today, it's also about\nunderstanding the asset that determines whether you'll be able to enjoy that\nwealth: your health.\n\n\"A healthy person has a thousand wishes. A sick person has one. You can be\nrich and still feel bankrupt without your health,\" said Jonathan Swerdlin,\nCo-Founder and CEO at Function. \"Robinhood has given millions the power to own\ntheir finances, something once reserved for the wealthy few. Function has done\nthe same for health. What used to cost thousands at an executive physical is\nnow $365/year, equivalent to $1 per day, or for Platinum cardholders it's\nfree.\"\n\n\"Shaping your future means more than just investing your money,\" said Sanjay\nKotte, Chief Commercial Officer at Robinhood Money. \"Bringing Function Health\nto the Robinhood Platinum Card reflects our belief that managing your health\nis just as important as managing your wealth.\"\n\nThe Robinhood Platinum Card is rolling out now on an invite-only basis. For\nmore information and to request access, visit:\nrobinhood.com/us/en/creditcard/platinum\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4736596-1&h=2462388388&u=http%3A%2F%2Frobinhood.com%2Fus%2Fen%2Fcreditcard%2Fplatinum&a=robinhood.com%2Fus%2Fen%2Fcreditcard%2Fplatinum)\n.\n\nABOUT FUNCTION\nFunction is on a mission to enable everyone to live 100 healthy years. A\ngroundbreaker in its category, Function has changed the game by making lab\ntesting, MRI and CT, and longitudinal health data accessible, understandable,\nand actionable. Function's Medical Intelligence Lab™ (MI Lab™) is\nleveraging a dedicated clinical team to develop a continuous learning system\nthat helps its members see, understand, and act on their biology over time.\nMembers receive access to 160+ lab tests—including biannual testing—for\njust $365/year, equivalent to $1 per day, covering the heart, hormones,\nthyroid, liver, kidneys, heavy metal exposures, nutrient levels, inflammation,\npotential cancer signals, and more. Each member's results are integrated into\nan intelligent, personalized interface designed to support powerfully informed\ndecision-making. Function members can also access (for an additional cost) MRI\nand CT that are designed to see signals of cancer and hundreds of other\nconditions. Function believes everyone should have the power to own their\nhealth.\n\nABOUT ROBINHOOD\nRobinhood Markets, Inc. (NASDAQ: HOOD) is a global leader in financial\nservices offering retail brokerage, crypto, advisory, digital banking\nservices, and private markets access to a new generation of investors.\nAdditional information about Robinhood can be found at www.robinhood.com\n(http://www.robinhood.com) .\n\nThe Robinhood Platinum Card is offered by Robinhood Credit, Inc. (\"RCT\"), and\nis issued by Coastal Community Bank, pursuant to a license from Visa U.S.A.\nInc. RCT is a financial technology company, not a bank. See the Robinhood\nPlatinum Card Benefits Program Terms\n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4736596-1&h=2012389871&u=https%3A%2F%2Fapi.robinhood.com%2Fcreditcard%2Flegal%2Fplatinum-benefits-overview&a=Robinhood+Platinum+Card+Benefits+Program+Terms)\n \n(https://edge.prnewswire.com/c/link/?t=0&l=en&o=4736596-1&h=2608984057&u=https%3A%2F%2Fapi.robinhood.com%2Fcreditcard%2Flegal%2Fplatinum-benefits-overview&a=%C2%A0)\nfor details, which are subject to change.\n\nView original content to download\nmultimedia:https://www.prnewswire.com/news-releases/robinhood-launches-new-platinum-card-with-function-as-a-core-benefit-as-americans-rethink-how-they-invest-in-their-future-302831505.html\n(https://www.prnewswire.com/news-releases/robinhood-launches-new-platinum-card-with-function-as-a-core-benefit-as-americans-rethink-how-they-invest-in-their-future-302831505.html)\n\nSOURCE Function Health\n\n\n\nMEDIA CONTACT: Autumn Communications, functionhealth@autumncommunications.com; Robinhood Press, press@robinhood.com\n\nPhoto: \nhttps://mmx.prnewswire.com/media/MS666562/Function-Health-Logo-Logo.jpg?id=OA2778700\n\nCopyright (c) 2026 PR Newswire Association,LLC. All Rights Reserved."},"type":"article","timestamp":"2026-07-22T09:35:00.11856345Z","server_sent_at_ms":1784712900118},"received_at":"2026-07-22T09:35:00.169Z","source_url":"https://www.prnewswire.com/news-releases/robinhood-launches-new-platinum-card-with-function-as-a-core-benefit-as-americans-rethink-how-they-invest-in-their-future-302831505.html"},"analysis":{"id":"83842","press_release_id":"94799","analysis_json":{"industry":{"label":"Capital Markets","sector":"Financials"},"redFlags":[],"eventType":"product_launch","narrative":"Robinhood launched the Robinhood Platinum Card, featuring a complimentary annual Function Health membership valued at $365 as a flagship benefit.\n\nThe card is rolling out on an invite-only basis and offers eligible cardholders access to over 160 lab tests twice per year, including clinician-reviewed results.\n\nExecutives from both companies emphasized that the partnership reflects a strategic shift toward treating health as a critical asset to be managed alongside financial wealth.","sentiment":"bullish","agentHooks":{"shouldPost":true,"suggestedAngle":"Robinhood expands into premium credit cards with a health-tech partnership to drive loyalty and spending."},"keyFigures":{"customDimensions":{"lab_tests_count":"160+","membership_value":"$365","testing_frequency":"twice per year"}},"quotedText":"Bringing Function Health to the Robinhood Platinum Card reflects our belief that managing your health is just as important as managing your wealth.","namedEntities":{"people":[{"name":"Jonathan Swerdlin","role":"Co-Founder and CEO at Function"},{"name":"Sanjay Kotte","role":"Chief Commercial Officer at Robinhood Money"}],"products":["Robinhood Platinum Card","Function membership"],"companies":[{"name":"Robinhood Markets, Inc.","ticker":"HOOD"},{"name":"Function Health","relationship":"partner"},{"name":"Robinhood Credit, Inc.","relationship":"subsidiary"},{"name":"Coastal Community Bank","relationship":"issuer"},{"name":"Visa U.S.A. Inc.","relationship":"network"}],"dollarAmounts":[{"amount":"$5.7 trillion","context":"2025 U.S. health spending"},{"amount":"$365","context":"annual Function membership value"},{"amount":"$1","context":"daily cost of Function membership"}]},"materialImpact":{"score":3,"reasoning":"New premium credit card product launch expands Robinhood's revenue streams (interchange, interest) and deepens customer engagement through a unique health-perk partnership, though initial rollout is invite-only and immediate financial impact is uncertain."},"tickerRelevance":{"others":[],"primary":"HOOD"},"globalImportance":40,"audienceRelevance":75,"eventTypeSecondary":["partnership"],"importanceComponents":{"tickerTier":"retail-favorite","eventGravity":"product_launch","sectorWeight":"fintech"}},"event_type":"product_launch","event_type_secondary":["partnership"],"sentiment":"bullish","material_impact_score":3,"narrative":"Robinhood launched the Robinhood Platinum Card, featuring a complimentary annual Function Health membership valued at $365 as a flagship benefit.\n\nThe card is rolling out on an invite-only basis and offers eligible cardholders access to over 160 lab tests twice per year, including clinician-reviewed results.\n\nExecutives from both companies emphasized that the partnership reflects a strategic shift toward treating health as a critical asset to be managed alongside financial wealth.","key_figures":{"customDimensions":{"lab_tests_count":"160+","membership_value":"$365","testing_frequency":"twice per year"}},"named_entities":{"people":[{"name":"Jonathan Swerdlin","role":"Co-Founder and CEO at Function"},{"name":"Sanjay Kotte","role":"Chief Commercial Officer at Robinhood Money"}],"products":["Robinhood Platinum Card","Function membership"],"companies":[{"name":"Robinhood Markets, Inc.","ticker":"HOOD"},{"name":"Function Health","relationship":"partner"},{"name":"Robinhood Credit, Inc.","relationship":"subsidiary"},{"name":"Coastal Community Bank","relationship":"issuer"},{"name":"Visa U.S.A. Inc.","relationship":"network"}],"dollarAmounts":[{"amount":"$5.7 trillion","context":"2025 U.S. health spending"},{"amount":"$365","context":"annual Function membership value"},{"amount":"$1","context":"daily cost of Function membership"}]},"model_name":"glm-4.7","prompt_hash":"sha256:727b4b9429a443af","schema_hash":"sha256:05005c02d9cffac9","created_at":"2026-07-22T09:37:16.419Z","global_importance":40,"audience_relevance":75,"importance_components":{"tickerTier":"retail-favorite","eventGravity":"product_launch","sectorWeight":"fintech"}},"durationMs":136240,"modelName":"glm-4.7"}}